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Found 20 results

  1. New flu vaccine available this winter for those aged 65 and over READ MORE HERE: https://www.gov.uk/government/news/new-flu-vaccine-available-this-winter-for-those-aged-65-and-over
  2. Hi All I have now received 3 letters in the last two weeks for a small 'debt' by Lowell on behalf of EDF. This supposed debt (£71.15) on the letter for 'outstanding balance' states a date range between '22.5.13 to 4.6.15 ( this was the entire term of my account with EDF I believe.) These letters arrived out of the blue. The account for utilities at EDF which ended at April '15 I think judging by old emails I have. Ive had no letters or other communications from EDF in the last 5 years that Im aware of about this alleged debt. Surely this must be some kind of fishing trip? Why would any company suddenly start sending letters for a bill Ive never received? The letter just says 'payment due', frankly I find this ridiculous and I am pretty sure my account was clear before moving on to Co-OP; Co-op completely messed up my account due to their complete system collapse when taking over from EDF. So far I have just ignored the letters.
  3. Hello, Any advice would be greatly appreciated on this matter. As a younger man I got myself into a myriad of debt issues. This resulted in a debt management plan via Payplan being instructed when things got out of hand. This ran for about 5 years but ended in 2013 when I got severely ill and let all my finances collapse. I'm now better and trying to rebuild things but it seems every now and then I get a chancer trying to chase an old debt that may not have been fully paid by the time debt management plan fell apart. One company also has managed to get a charge on my house already by filing court paperwork at an old address which I never saw until it was too late. Now I have a claim from Arrow Global about a £700 debt to HSBC that I really know nothing about. I have contacted Payplan to see if was part of my debt management plan with them and they say they have no record of a HSBC debt. I certainly haven't taken any credit out since 2013. They court papers are dated 8th May - I got an Acknowledgement out to them but now am considering my defense. I was thinking of asking for proof of the debt - the original signed credit agreement for one thing - but is this something I need to do direct with Arrow or through my court defense? Any tips would be appreciated, as I said, I have read through similar claims on the forum which talk about submitting AOS's etc but this makes no sense to me. Unfortunately, time is ticking - I only have a week to get a defense in... Thank you for reading. J
  4. News has just come in. http://www.bbc.com/news/entertainment-arts-40018422
  5. someone just sent me this by email New Alphabet: A is for apple, and B is for boat, That used to be right, but now it won’t float! Age before beauty is what we once said, But let's be a bit more realistic instead. Now The “new “Alphabet: A is for arthritis; B’s the bad back, C's the chest pains, perhaps car-di-ac? D is for dental decay and decline, E is for eyesight, can't read that top line! F is for fissures and fluid retention, G is for gas which I'd rather not mention. H high blood pressure--I'd rather it low; I for incisions with scars you can show. J is for joints, out of socket, won’t mend, K is for knees that crack when they bend. L ’s for libido, what happened to sex? M is for memory, I forget what comes next. N is neuralgia, in nerves way down low; O is for osteo, bones that don’t grow! P for prescriptions, I have quite a few, just give me a pill and I'll be good as new! Q is for queasy, is it fatal or flu? R is for reflux, one meal turns to two. S is for sleepless nights, counting my fears, T is for Tinnitus; bells in my ears! U is for urinary; troubles with flow; V for vertigo, that's 'dizzy,' you know. W for worry, now what's going ‘round? X is for x-ray, and what might be found. Y for another year I'm left here behind, Z is for zest I still have-- in my mind! I've survived all the symptoms, my body’s deployed, And I'm keeping twenty-six doctors fully employed!
  6. My tale is a familiar one for many BT customers so I will not go into too much detail other than to say that my home experienced a significant telephone line fault in Dec’13. It took several weeks (and so/too many phone calls; repeating the issue time and time again) for BT to acknowledge that I had waited too long and that an attempted repair, the following month (some 3-4 weeks later), would be a good idea. After a very frustrating telephone trail, I eventually was contacted by an escalations team who appeared helpful at first; arranging for engineer’s to visit. They decided to condem a telegraph pole in my garden; suggesting it would require a heavy engineering job to replace/fix. At this point, I had had enough of this multi-national treating a customer with no regard whatsoever. I decided to switch my telephone/bb provider, told them that I had done so and simply cancelled my direct debit. When I called the same (initially helpful) escalations team, shortly afterwards, to ask when the defective, dead pole would be removed from my garden, they simply said that they couldn’t help me since they had noticed that I was no longer a customer. This attitude reinforced that I had made the right decision to leave. For a few months afterwards, I did receive the occasional e-mail suggesting I had an overdue balance to be paid. From memory, the suggestion was that it was a cancellation fee. Considering my experience with them and their total disregard for me, I ignored these e-mails. I recall feeling that I was prepared to have some reasonable dialogue with them yet these systemic e-mails always had a default statement suggesting there was no point in replying to the BT e-mail address, from which the reminder was sent, since it was not monitored. Instead, customers were to take their chances and enter the BT telephone maze. You can imagine why I had decided that I wouldn’t be giving that particular telephone lottery a go again. For a period of several months (6 or more), no more BT messages were received until recently. In the last 2 months, I started to receive periodic demands again. Like before, I’ve simply ignored them, for the same reason and felt that their computing system was simply randomly sending messages out in a sweep of closed customer accounts. Very recently, one e-mail suggested the debt will be sent to a debt collection agency. Today the debt collector agency called our home and said this had to be sorted before it gets any worse; suggesting that I owe BT £275 because, unbeknown to me, they have continued to charge me for BT sports and anti-virus PC protection. With my new TV/BB/telephone provider, I receive both of these services as part of my bundle so I haven’t taken advantage of these BT services, let alone been aware that they are allegedly still providing them. What should/can I do? Do I have any legal rights? I’m ready to follow any advice to have the debt collectors back off - assuming this is within my rights for them to do so.. ....or will I need to give-in to BT's demands?
  7. My favourite singer of all time. R.I.P. Lynsey Link
  8. Hi all, I am looking for some advice regarding two loans that my mother seems to have been paying forever. Unfortunately she does not have any paperwork regarding these loans, from the TSB. I directed her some time ago about PPI, she followed the cliaims process but was basically told that it doest apply to her. When she was discussing this on the phone with,I presume, someone at her bank they informed her that her loans were taken out in 2001 and 2004 respectively. Now, my mother only ever took a loan out for £3000, possibly £4000 MAX . She has been making monthly payments of £54 on one loan and around £80 on a second loan, or around £1500 a year. Now by my calculations, that equates to around £15k over a 14 year period, was never good at maths lol... Due to my mother having no paperwork regarding these loans, can she contact the bank and request these? This only came to my attention the other week and I feel that something doesnt add up. Maybe she didnt qualify for PPI as the loans were taken out so long ago? My mother feels that these loans shouldve been paid years ago. Being 80 years old she just kept on paying it,believing that everything was ok, appreciate any advice peeps, thnx in advance
  9. The Professionals star Lewis Collins has died aged 67, his agent said. The actor, who played Bodie in the crime drama alongside co-star Martin Shaw, died in Los Angeles yesterday after a five-year struggle with cancer. Link: http://www.itv.com/news/update/2013-11-28/the-professionals-actor-lewis-collins-dies-aged-67/
  10. Hi all, new here, I've had a look around and con't seem to find the answer to this one so was wondering if someone could help me. My credit report now has one aged debt approaching the 6 year period and is due to be removed next month This will leave my credit report blank apart from my mobile and Vigin media accounts. Once this final account has 'aged off' Where do I stand when it come to applying for credit ? Does my credit report look empty (and therefore bad) to prospective lenders or is there some type of footprint that shows me as being a risk despite no longer having any delinquent accounts ? Just to clarify, I am not planning on going out and getting loaned up to my eyeballs. But I would like to apply to be put on our mortgage alongside my wife with a view to us upgrading our home in the future. It would be good to know what to expect before I go about trying to do this, thus avoiding any 'credit refused' searches on my report. Thanks in advance.
  11. Evening I am trying to search for Govt grants to help cover the costs of re-configuring a property. Relative has dementia. Spouse is sole carer - and it is really too much work for them. I want to get financial help to convert relative's existing home to make it more user-friendly for them and their spouse. There is currently no downstairs toilet/bathroom. Soon relative will no longer be able to get upstairs to sleep or bathe. I would like to reconfigure parking and garage space beneath relative's house to add a bedroom, bathroom and toilet. There are already two rooms - a bedroom and bathroom - above the car parking space so with the additional single garage there would be plenty of space to use, to create a very user-friendly area for this relative. We would also like to consider a live-in carer. Are there Government grants available to help with the cost of converting relative's house ? And to help with the costs of a live-in carer ? Where do I look?
  12. Hi, I'm looking for some advice for my Dad please, about this new poor man's tax. He lives in a 3rd floor, 2 bed flat and received the Bedroom tax letter. As he is 60 years old would he be exempt from this? (Sorry if that seems a silly question, I've no idea about benefits) He had a stroke last year and because of this had to stop his job (carpenter) so has since then been receiving DLA and help with his rent. He has been on the housing list since the stroke, as he has trouble climbing 4 flights of stairs to his home, so would gladly move. Like many people, he is already struggling financially and this is a real worry. We have thought about looking for a lodger until he finds somewhere smaller, is that allowed or classed as sub-letting? Thank you for any advice offered.
  13. General Norman Schwarzkopf who commanded allied forces in the 1991 Gulf war has died at the age of 78 in Tampa, Florida. Schwarzkopf, who was given the nickname of Stormin' Norman, led the invasion of Iraq and expelled Saddam Hussein's Iraqi forces from Kuwait in 1991. More: http://www.guardian.co.uk/world/2012/dec/28/general-norman-schwarzkopf-dies-stormin-norman
  14. Hi Is it possible to reclaim PPI on a motgage which was paid off, a business loan again paid off and 2 credit cards, both went into default in 1987, the mortgage and business loan was paid up in Feb 2001. Or is it too late ? AG
  15. Actor Herbert Lom, best known for playing Charles Dreyfus in the Pink Panther films, has died aged 95. The Czech-born, London-based actor starred opposite Peter Sellers in several films as Inspector Clouseau's irritable boss. Lom appeared in more than 100 films during his 60-year acting career, including such classics as The Ladykillers, Spartacus and El Cid. His family said he died peacefully in his sleep on Thursday. Lom also portrayed Napoleon Bonaparte on two occasions. One of them came in the 1956 screen adaptation of Tolstoy's War And Peace, also starring Audrey Hepburn and Henry Fonda. He first appeared as police chief Dreyfus in 1964's A Shot In The Dark, a character who became increasingly mentally unstable as a result of Clouseau's incompetence as the films went on. Lom was born Herbert Charles Angelo Kuchacevich ze Schluderpacheru in Prague in 1917, where he grew up and attended the city's university. Link: http://www.bbc.co.uk/news/entertainment-arts-19745910
  16. A true gent in the music world. Sleep piecefully and thank you.
  17. Weeks away from celebrating his 90th birthday. Topped the London Palladium bill dozens of timesB eloved entertainer awarded OBE in 1982 Read more: http://www.dailymail.co.uk/news/article-2196740/Veteran-entertainer-Max-Bygraves-dies-aged-89-battle-Alzheimers.html#ixzz25DtBjaYy
  18. That really is sad, one of my favourite groups of all time: R.I.P. Big boy - you brought a lot of pleasure to a lot of people and will be sadly missed not least by me.
  19. Another great actor has passed away. Actor who won an Oscar for his role as Marty in the 1955 film of the same name had a 60-year career in film and television. http://www.guardian.co.uk/film/2012/jul/09/ernest-borgnine-dies-aged-95
  20. Eric Sykes, one of Britain's best-loved comedy actors and writers, has died at the age of 89, his manager has said. "Eric Sykes, 89, star of TV, stage and films, died peacefully this morning after a short illness," said Norma Farnes. "His family were with him." Sykes found fame in a series of TV sitcoms from the 1950s, including Sykes And A... alongside Hattie Jacques. Sir Bruce Forsyth paid tribute to the star, calling him "one of the greats of comedy in this country". "He was universally loved here," the entertainer continued. "He was just one of the funniest men ever." Comedian Stephen Fry wrote on Twitter: "Oh no! Eric Sykes gone? An adorable, brilliant, modest, hilarious, innovative and irreplaceable comic master. Farewell, dear, dear man." League of Gentlemen star Mark Gatiss said: "The wonderful Eric Sykes has left us. A giant of comedy and a gentleman - funny to his very core. RIP." Comic Robin Ince paid tribute to "the last link to many of the most important early post war comedians" and "a great entertainer". More: http://www.bbc.co.uk/news/entertainment-arts-18704263
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