Hi All, I am new to the PPI world. I have not bothered pursuinganyone because I never thought I had taken any PPI but yesterday I received aletter from mbna suggesting I did have PPI and it may have been missold. Letterand ‘claim form’ attached for information. A few questions: · During the 2000’s I had lots of credit cards,are providers now writing to people who may have a claim or do I need to huntdown my credit history and contact them? · I never take out PPI or other insurances,particularly back in 2005 when this card was opened. Hence, I believe it was soldwithout me knowing – therefore this is miss-selling? · Also, my employer at the time gave goodbenefits, typically sick pay was at full pay for 6months without question.After that it was at a Directors discretion. A colleague at the time was onsick for 18months full pay circa 2006. Hence, I think PPI would not have paidout in any case? Regarding the forms. Should I just complete them and sendthem back? Or should I request more information first as I have norecords? Also, in terms of questionnaire response: B.2. If I tick over the phone I guess that suggests I knew I wasbeing sold it? If I tick ‘can’t remember’ this weakens my stance that I nevergot a asked. D.8 I suspect I had some form of income/life protection, just tocover the house if I had a problem but I don’t have details back to 2005! Howshould I respond? E I am intending to state I did not know I was taking out anyPPI and that I became aware when I read this letter. Any help or pointers greatly appreciated.