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Hi, I was paying these back via step change since November. They still wanted over 900 pounds on an original 200 loan. I left step change thanks to the support of you all on here and today after a few emails they have accepted the original 200 plus one month interest of 72.50 minus what I have already paid. I will pay them 202.50 on Friday and they will mark as settled. Agreed on writing. 2 down, loads to go but there is a light at the end of the tunnel