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About Me


Found 3 results

  1. Hello all. I submitted a claim using MCOL a few weeks ago for a Deposit I gave to a Landlord (LL) when I lodged with them for 6 months, a total of £600. I am claiming that amount, including interest and court fees totalling just over £700. I took all reasonable steps to get the deposit back but the LL started blanking me and made promises to pay but never did. I started the MCOL process and they submitted an acknowledgment of service, stating they are going to defend the entire claim. Fair enough, thats their right. However herein the problem lies. I had b
  2. good evening all, I am close to the end of a six year default by Natwest on an "alledged" loan. They have been unable to locate the original credit agreement rendering it unenforcable. I have been reading about the 6 year time limit but am usure on a certain aspect. It states that the 6 years can start again if a payment has been made or if you have acknowledged the debt in writing. I would be grateful if someone could clarify what constitutes "acknowledged". I last wrote a without prejudice letter to them in November 2010. I stated in the letter that i am writing on conjunctio to t
  3. Ive already got my thread going so thought Id open a new one for this.... this is my BFs debt! 2004, he took a loan out for £6000, paying it off, as agreed, but then lost his job. They wouldnt help with lowering payments, got to the point he stopped altogether. Christmas eve, we recieve a letter from Wescot, saying he owes £5,608.68 - obviously charges are on there. Just a quickie really for now. How do I tell them to p*ss off politely whilst I send CCA to Natwest? His got to the 5th of January to take action. It says 'Failure to take action could result in r
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