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I had an accident at a VERY slow speed (about 5mph) in my local petrol station. I was reversing into a petrol pump place, and a black taxi drove forward into me. No damage to either vehicle, but the cab driver is claiming personal injury. This smells to me, and I think he's a fraudster. my insurance co say it's my fault - I would argue it's 50/50 as he should have seen my reversing lights and stopped moving forward. I exchanged numbers with the driver he only told me it wasn't his cab, but he was a friend of the owner of it. He gave me his name, but i didn't get ID from him. How do I know the person who's claiming is the actuial person who drove into me? Maybe this guy wasn't insured to drive the car? Also, I noticed the back bumper of the taxi was hanging down, and was secured by a seat belt tied round it. Don't taxis have to conform to strict legal obligations as to the state of the cab - was this cab roadworthy in this condition? I've asked my insurance for a copy of the driving license photo of the claimant to make sure it's the same guy, but they have refused to provide it. Any advice?