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  1. The Respondent's Solicitor has written to me asking how much I would consider settling for. Hearing's scheduled for Christmas time. I have not yet completed a full schedule of loss and am going to take formal advice on it shortly. But based on a look of case law, I have a feel for what might be reasonable. Am I right in thinking that I don't have to disclose my financial expectations, or the schedule of loss until ordered to do so by the Tribunal? Also, in light of this, is it worth setting up a Special Needs Trust to protect any settlement I might receive? I am disabled and on benefits. But may be able to work again in the future.
  2. I have an ongoing ET claim for unfair dismissal, failure to make reasonable adjustments and disability discrimination. I have, however, run into some difficulties trying the claim on my house insurance’s legal cover. I have been refused cover on the grounds that my claim is out of time. Timeline: May 2010 – Injury July 2011 – Home Insurance Policy started including legal cover Dec 2011 – Dismissal March 2012 – ET1 accepted July 2012 – Legal cover claim (within time of policy) The letter I received says “ As the incidents giving rise to your claim occurred prior to the date when the policy first came into force, the claim would not be covered under your policy”. I understand what they are saying, but surely, if my dismissal and ET falls within the policy period, that is the basis of my claim. Can anyone help me formulate a response for them to reconsider their decision? Legal cover/solicitor wise, I do remember reading here a little while ago about if your case is not assessed as more than 51% probability, you can take it to adjudication by a barrister. Forget what it’s called exactly. Is there an equivalent process ? Thanks in advance
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