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Found 9 results

  1. Hi all, I just wanted to let you know that for those of you dealing with 247 Money Box that it is possible to get a Default removed. I opened a complaint with them yesterday and I have today received an email from them confirming they will write off my balance of £274 and remove ALL adverse data from the credit reference agencies. I will believe it when I see it, but this was the most recent of my Defaults not coming off my credit file until November 2021, so I am just slightly happy at the moment. Thank you to the help on this site and the template letters, it would not h
  2. Hi all, As I have posted in similar threads I got myself into a real mess with payday loansicon, going back to divorceicon/unemployment in 2009. At its worst, between May 2012 and January 2015 I had nearly 140 loans with over a dozen lenders, in an endless bucket brigade of borrowing from one to repay another. I walked away from the whole toxic lot in January 2015 and am now redressing the situation. Without going into the entire borrowing history, one of the many lenders was 247 Moneybox, from whom I ended up receiving a default for £483 in May 2015. I submitted a formal complaint
  3. Hi, I have been working through sorting out my credit file and I have come across a default posted by Active Securities. Now, I didn't even know who this was so googled it and it appears it is 247moneybox. The default was posted in November 2011. I have only recently been checking my credit report - to be honest I was too fearful of how terrible it would be. I have checked through all my emails from around the time of the default and letters that I have kept related to my debts but I have not found anything at all that tells me of a default nor of this bein
  4. I was finally getting my head above water and was paying off my final payday loan which had been on installments, with payment details agreed with 247moneybox that I pay them each month interest free. This had been broken down into a regular payment each month. I received a letter from them on the 9th of February saying if I did not pay the full outstanding amount by the 1st of March, they would place a default on my credit files. As they are extremely slow at answering emails, I rang them up and said I'm on a monthly payment plan, which I have not defaulted.
  5. In February... http://www.prnewswire.com/news-releases/active-securities-secures-full-fca-authorisation-569623481.html Yet... My complaint with the FOS - They completely ignored.. so it has to go to an adjudicator. How do they gain this status if they ignore the FOS? How is responsiveness to the FOS not a requirement?
  6. I took out 16 loans with 247Moneybox over an 18month period starting back in 2011. All but one successully paid back, the last loan I defaulted on. Usual story, started out with 1 PDL then had to take out a new loan at the end of the month to cover shortfall then another loan with other PDL companies. So I complained to 247 re the amount of loans provided and asked that all loan fees etc be refunded and the default loan to be cleared using monies from the refund. They said nope, we were responsible lenders etc etc. So off to FOS and FOS have upheld my complaint so am now expect
  7. Hi all, In July 2012 I settled an outstanding payday loan (for roughly £350) with 247MoneyBox, after it had been passed on to the debt collection company Equidebt. I agreed the settlement figure with Equidebt and paid it into their account, with the company assuring me they would now inform 247MoneyBox that the debt had been settled. I requested written confirmation of this (which I have since passed on to my employer as part of a security check). Over a year later and I have started receiving letters from a company called Rossendales Collect, informing me that I still have an outsta
  8. I have contacted Step Change (formerly CCCS) to start a DMP, one of the loans involved is an almost £800 with 247 Money Box. (along 7 more) The due date is tomorrow, I still haven't received anything from the DMP company and I asked them about this but still no reply. What should I say to them?, I am not gonna pay of course, Step Change says in his web I think that in this cases you should make a payment, even when not full, just to show willingness to pay.. but I don't know. What do you advise? Thanks a lot!
  9. Hi Guys, I have been reading the forum for quite a while now and it has helped me greatly but I need a quick question answered. Basically, like a lot of others on here I have fallen in the vicious cycle of payday loans and I am having particular problems with Minicredit. To cut a long story short, Minicredit and others have been raiding (without success) my main bank account. I have taken out a loan with 247Moneybox, relatively small compared to the others I have and I want to pay this back (due tomorrow). I have setup up a parachute account (completely separate bank) where my wage
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