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Found 18 results

  1. Good Morning, I'm seeking some advice/direction from you for my mother following my fathers death in 2014. Her mortgage started in 2002 and was called a Natwest Foundations Mortgage, it was effectively an arranged credit line that allowed you to borrow up to the value of the property and pay off extra amounts when suited. Natwest withdrew this product and started locking peoples money in, there was widespread complaint online about this. At this time from research, many customers moved to other products offered by the bank however my father insisted he was staying on the product. Still to
  2. HI guys, I’m currently assisting my mother with a PPI complaint with Barclaycard (formerly an egg card taken out Online in Q1 of 2004). I would really appreciate if someone could categorically tell me that EGG had the PPI box pre-ticked during Q1 of 2004 i.e. they have been successful in calming miss-sold PPI with egg. I would be especially over the moon if someone could tell me that it was not possible to proceed with the application if this box was not ticked as that seems of a complete own goal by egg. Barclaycard have offered us quite a chunk of a refund due to Plevin, but
  3. I got letter from solicitors, on behalf of Robinsons Way acting as agents for HPH (ex Barclaycard) on a debt they say originates from a legal agreement from 2004. This I believe relates to an old Egg debt, but BCard bought my Egg debt in 2011/12. I was paying Egg card small amount monthly, Egg stopped taking payments (not me defaulting) when BCard bought debt. Bcard wrote to me said I needed to change SO to their details and quote my Bcard as a reference!!! I didnt have BCard, it was an Egg card. I wrote and told them, they didnt reply, I didnt resume paym
  4. Hi all, Starting a thread for my new claim for my very old mortgage insurance claim with Countrywide Assured. Having looked around the site I see they are resistant to paying out, especially old claims. They tend to claim it's too old, not covered by regulation and the FOS can't touch them. Nice. Luckily I have old bank statements and tracked down all the monthly payments to the policies. Going to send a SAR tomorrow to see if they have any information on my accounts.
  5. hello all I wonder if anyone can help me. I took out a loan with Blackhorse in 2002 and it had PPI on it. I was in fulltime employment and had no need for PPi, but was told it was needed. with this being the first loan I had ever taken out, I didn't know any better. I tried to make a mis-sold PPi claim. problem is, I don't have any paperwork with account details. my own bank - HSBC - tell me they cannot go back to 2004 when I finished paying for the loan to help me get the account details. Black horse cannot find me on their system, and therefore reject my cl
  6. Hello All I am currently involved in a legal dispute with UKAR regarding a property mortgaged with MX. In order to defend the case, I need an original copy of their Terms and conditions 2004 booklet. I have several "Manipulated" copies that have been sent to be by UKAR however, each copy varies in detail. If anyone has a copy I could borrow/purchase it would be very much appreciated. Thanks
  7. I needed to contact my university to get some transcripts. They told me that I have over £2k+ of fees that I still owe them. This is the first time that I heard about it. I've never received any letters from them. My home address did not change for at least 5-6 years after I graduated and I don't recall seeing any of the letters from them. I don't remember owing them any money at all. Do they automatically expire after a certain amount of time? I've asked for evidence for this. I don't think I've got any receipts for this and my bank statement won't go that far back. I do need t
  8. One of the kids has a 2004 Vectra 2.2 SRI dti, of which the fuel gauge has decided to have an intermittent [and now terminal] fault. Did the usual tests on the circuit and all appeared to indicate the sender, replaced the sender with a tested used one and now nothing at the terminals. Have tried the usual check to earth etc but nothing at the gauge and wiring now appears to be open circuit. Sort of indicates this was the original problem and the jiggling around under the back seat has now killed the thing entirely and shown up the original wiring problem. Anyone know the route of the
  9. The clutch pedal went without warning on my 2004 Mondeo. I called the AA, they sent a very helpful mechanic who, after trying the clutch, confirmed it had gone and needed to go to a garage. He towed me to Mr Clutch, gave them my details and collected a courtesy car. When the garage phoned me they said the Duel Mass Flywheel had gone, this had damaged the slave cylinder and soaked the clutch plate with oil. Mr Clutch then told me they had been in contact with the AA and had been told this was wear and tear so would not be covering this under my breakdown cover. I was,
  10. Hi, with the probability that my student loans will be sold on in the near future, I'm after a bit of advice on my position. I'm self employed and have been since 2004, never earning 15000 which I believe is the threshold for repayment on my loans. I've had no statements or other correspondence from SLC since 2008 which is the year I declared bankruptcy. (I know my loan couldn't be included) What I'm concerned about is the possibility that any private company can affect my credit file should they decide to pursue me for repayment. In November this year I'll once again have a 'clean'
  11. Hi, I took out a £15K Barclays Masterloan in early 2004 and made monthly repayments of £342 for 12 months then missed some payments and agreed to reduced payments after hitting some financial problems. Then I stopped making payments despite being chased by Barclays around 2006, I requested bank statement which went as far as Jan 2007, and no payments are showing to Barclays. My CRA records show the loan as up to date with payments made on time for the last 12 months, the balance is just over £15K. There has been no default issued and I believe th
  12. Hi can anyone help me in 2004 I did a online application for a egg credit card the ppi box was pre ticked and wouldn't let you proceed unless you left it ticked i clicked and got card. I then phoned egg to say that there was an error and I didn't want ppi they said ok we will cancel in dec 2012 I got a Barclays app and while checking my accounts found ppi had been taken out I called new owners barckays told them them said we will cancel it then I claimed they twice said no now gone to FOS what are my chances I did tell Barclay
  13. Morning all, I had a letter saying they had reviewed my council tax, and found that I owed money as regards overpayment in 204/2005 and 2005/2006......totalling £181 and some pence I called to resolve it, they wanted to much, so I paid the odd 31 over the period of a 7 weeks, then get letter been summoned to court, I email ceo, and explain that i tried to resolve with the contact centre, gave name and time, He had it withdrawn.. Said they would send out Income and Expenditure form, still not received, anyway, i get the summons again!! Had a call from them yesterday, to try and
  14. During my fight with Arrow and Carter ref Halifax loan account etc my SAR docs showed on a computer screen shot from Halifax the following which may be interesting for all Caggers who have had old Halifax loans and problems etc This screen shot had been generated in relation to my CPR requests and SAR request (although Halifax did not highlight the fact there was no Default notice available) The below is a summary of the information only the rest of the shot was ref no's, date etc Category: MEM COLLECTION MEMOS Date actioned: **/03/2012 Description - email received from risk
  15. Can't make head nor tail of this PPI stuff and am hoping people can point me in the right direction. I took out an Egg loan in 2000 that I have now paid off. I had PPI but I no longer have any of the details. My first issue is whether 2000 is too long ago to count as claimable? If I can, can anyone give any advice as to how I go about getting things moving? I have messaged Egg to ask for some of the basic details of the loan some time ago but have never received a reply! Thanks
  16. hi could anyone help please i took a car loan out with car craft back in 2003/2004 for an astra at a cost of £5000 i came into some money at the end of 2004 and asked for a settlement fee which came to £14000 i paid this off as i wanted to be debt free looking back now i realize that this was an extortionate amount to have to pay for a £5000 car but i was young i remember being bullied into taking several extra things with the car but cant remember what they were i am assuming this included ppi is there i could now get a copy of sale agreement as i have moved a
  17. Hi Just wondered if anyone could advise on best course of action to possibly reclaim PPI. I had a loan from Barclays in 2004 which I paid back in full later on that year. I know I had PPI but I have since closed the account and no longer bank with Barclays. Is it worth pursuing a PPI claim ? What's the 1st step ? Any advice would be appreciated. Thanks. I also had a Barclaycard in 2004 which is also closed and wondered how I would find out if I had PPI ? I have no statements relating to this card but do know there is an outstanding balance largely due to
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