Hi Everyone, I owe 2 months to Moneybarn and tonight when I got home a card through the door was from the Repossession Company giving me 24 hrs to contact or they would call at unsocial hours.I wasn't at home and the car wasn't here. I took out this finance in Nov 2012 and have defaulted previously and they sent a repo man then but he was great called Moneybarn and they gave me 3 days to get the payment to them (was around £1800) - thing was I had changed my employment and my pay was relying on me invoicing out and I was waiting for a payment to clear in the bank - anyway all was paid and all was well. bit of a delay getting paid again - I have since gone into salaried employment again (I was when I took out the agreement) but went self employed as it was better financially I thought but of course you are always waiting on other people to pay and hope they pay on time (they don't in my experience!), so I now owe £750 - plus I suppose the repo company fee which was £200 last time. I can pay it - well most of it I could bank tomorrow - the rest would have to wait till Monday - my question is - is there any point - are they likely to accept that - do I just hand the keys over to the repo man when he comes back - I am sure he will - car will be parked on my drive but from what I have seen /heard they just come in and take it anyway. I hate speaking to Moneybarn they (well most of them) are really quite obnoxious and make me feel just awful - I vowed last time I went through this with them I wouldn't put myself in this position again but regrettably it has happened despite a new salaried job and 1st pay due last working day of the month. Can anyone advise please - I feel physically sick here. Thanks in anticipation. WW