I am sad to say I have been duped into giving my bank details to a company for postage and packing for free trial products. My bank is helping me to deal with this, albeit very slowly, but the company has told me that their terms and conditions, which I should have read, are watertight and as I have involved Direct Card Disputes they now cannot offer me compensation unless I get my bank to telephone them to dissolve their investigation which I have 99.9% of losing. My others issue is, I never received these goods but company say they are not responsible a nd I should take it up with their delivery company as delivery company say they left products in my garden shed. Checking, albeit after the fact, their terms and conditions on delivery it says a signature on receipt is required, as I never received the delivery, they don't have a signature. They still insist it's up to me to investigate delivery. I believe my contract was with them and not their chosen delivery company. Where do I stand? I hope to get an appointment with Citizens Advice tomorrow in the hope to recover my £97.95 for Free Products. Thankfully I managed to get the company to dissolve future subscription and unwanted shipments to me. But I would dearly love to get my hard earned cash back even if I did unwittingly allow them access to it. Thank you in advance for your time and any advice. I feel quite ill for being so foolish