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Found 3 results

  1. Hi All I had a under 18s account with Abbey in 2004 which was then upgraded to a basic account when I was 18 in 2006. I then stopped using the account around 2010. Recently I checked my credit file and noticed a default from Santander for £55. I called to enquire as I assumed these accounts were now dormant due to them not being used in so many years. I was told that they were defaulted in 23/3/2012 (I don't recall recieveing a notice of default) and that it was due to an unpaid DD on my basic account and another on the Under 18 account. Neither had credit or overdraft facilities btw. I sent a complaint and recieved a call the following day saying that instead of being upgraded my under 18 account wasnt closed and another account was opened and as they are unpaid DD fees I still have to pay them. Ideally I would like to get this wiped off my credit file completely as I am preparing to buy a house and this is completely tarnishing my credit file, dispite the small amount. Could anybody advise as to how I can go about doing this?
  2. I'm 14 and I got fined £20, I was really Ill and forgot to tell my parents about the fine. now they've sent a letter saying you have been fined £55 and now i don't know what to do now. My parents can't afford to pay this, can I get away with this because I live in a flat and theres 2 gate's. Do you think the debt collector will come in? I don't want my parents to go court, really scared right now:(
  3. My father originally had a ticket for parking in a loading bay (had not been a loading bay for 2o years till tescos moved in) He failed to pay that original ticket. Long story short Baliffs ended up taking his 5k car and selling at auction which they say did not cover the £900 bill the **** eventually turned up again for more money. Anyway a letter arrived from dvla saying that no disposal of notification was received so they wanted £35 I wrote a polite letter for him stating the above saying he never knew the vechile was being sold so did not know about a change of owner etc. Dvla wrote back saying its not a good enough excuse and to now pay £55. Does he have a leg to stand on? Should he just pay the £55 I think not and thats why I 'm here asking you clever people. thanks guys for any advice it needs paying soon so don't want him getting in any more trouble.
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