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  1. Hi i have received a letter from cabot about an old credit card, how can i tell if this is statute barred, i dont think i have made a payment since 2010 as i moved abroad, i came back in 2012 but was not in a financial position to make any payments. Please advise thanks
  2. Hi All When I left my ex-employer due to to some payroll issues they claimed I ended up owing them approx £5,500. I arranged to make them payments of £50/month and have been for the past 3 years. So they now say I owe £4,000. I am currently off work due to long term-sickness of several months, end of last year I stopped receiving sickness pay so mentioned to my ex-employer that I would not be able to make the £50/month for the time being, I mentioned this by e-mail. I heard nothing back from my ex-employer on this but I have received a letter (sent to an old address.... which I coincidentally managed to receive!) from a solicitor dated Fri 10 April advising they are acting on behalf of my ex-employer and require payment of £4,000 by Tue 28 April or they will issue a CCJ. Please advise? - Is this possible? Whilst I have been paying the claimed amount back at the agreed rate I never agreed to it in the sense of signing a credit agreement etc - My intention had been to continue paying it as soon as I was back at work and earning again. Any and all advise Greatly Appreciated. Thanks
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