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A former relationship manager at Royal Bank of Scotland is facing a possible jail sentence after pleading guilty to two out of three counts relating to a £3m mortgage fraud. The case, originally brought before the Old Bailey in October, involves two former RBS executives, Andrew Ratnage and Raymond Pask, who are accused of inflating valuations on a series of properties and obtaining mortgages worth a combined figure of over £4m. More: http://www.mortgagestrategy.co.uk/news-and-features/latest-news/ex-rbs-manager-facing-jail-term-over-3m-mortgage-fraud/2004198.article