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Hello all I have an outstanding loan with Santander that I defaulted on 4.5 years ago after suffering a huge wage cut during the recession. I am wondering why this loan has not been sold onto any DCA, all my other debts were years ago. I recieve a statement from Santander every 4-6 months and that's it. The fact that nothing is happening is making me nervous! Any ideas anyone? Should mention that I don't have any assets and the loan was originally with alliance and Leicester.
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