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About Me


Found 3 results

  1. Only for £80 which is nothing compared to some on this forum, but just wanted to share my personal *win* with knowledge and foresight provided by this site For some time i had a Citi/Opus credit card and kept it in a manageable level. At around May 2012 I left my family home at the start of a very bitter divorce proceedings. The details are unimportant other than at the same time to this I thought I had paid off the Credit Card completely and even destroyed it. Unfortunately due to the bitter divorce, letters that Opus had been sending me were not passed on (destroyed?) b
  2. Afternoon All, I thought I would share some good news with you all today and also ask for a bit of guidance. Today I took delivery of a letter from Lowell saying the following:- "We write further to recent communications regarding the account detailed to the right. After reviewing the account, we are prepared to take a commercial view in relation to this matter and as a gesture of goodwill and strictly without any admission of liability, we are prepared to close the account and write-off any outstanding balance. We trust that you will find this satisfactory and that this m
  3. I feel as if I'm going round in circles. Am newly self-employed (just five months), not yet able to draw a wage from a new start-up business and will only be receiving NEA of £33 pw for the next two weeks. This allowance contributes to my weekly business rental. My only disposable income is £44 pcm (private pension). I recently made a claim for WTC - from Dec 2012 to end September 2013 I was unemployed and receiving some JSA(IB) - and have been awarded £0. I thought WTC was meant to help those working on low incomes. In desperation, I've had to contact my local JobCen
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