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  1. The above PPC lost yet another court case today. Among other things that worked against them was the confusion over who was bringing the claim and whether they were a legal entity. There is some sort of peculiar tie-up between Minster and another company called Bransby Wilson and it was a Mr Wilson from the latter company that attended court. To quote the successful defendant :- What is clear is that unless you exist as a legal entity, and can prove you have either contractual authority to act as agent, or are the landowner you cannot charge people for parking on your land, and cert
  2. HI all, me again. Just a couple of quick questions regarding the dreaded ESA50,,,,, 1, I've just received one and have just rung the dwp about my last form asking when the decision was made, he said it was made 18/10/11, so it's over six months so they must have given me 12 months esa, well to my thinking. When I asked him why I've received the form 4 months early he couldn't answer and said he'd get someone to ring me to discuss my concerns. Has anyone had this happen? 2, I notice that the form came from ATOS and has to be sent back to them, is this usual practice? I thought the esa
  3. Hi there, I am currently an un-discharged bankrupt, (discharge date September 2009) Last year I commenced investigation into the recovery of various PPI charges that I had paid in the past. I received a number of rebuttals and in my ignorance, took matters no further. Also, I reclaimed back bank charges from First Direct, again without success. I have now issued CCA requests to all of my creditors and hopefully will determine that the debts are unenforceable. I presume that if this is the case, i would have strong grounds for claiming back any misold PPI costs and/or excess
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