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  1. Hi I have been getting harassed nonstop by MMF - regarding a debt which I settled via MacKenzie Hall for a Wageday Advance debt. The debt was paid off 2 years ago - incurred due to moving house and new bank card / account etc - and eventually the debt for a payday loan was cleared with MacKenzie Hall. I have a screenshot and emails to substantiate this. MMF are now chasing me for additional charges on top of this it seems...........of over £120! I have asked them to substantiate the debt and all they have done is provide some numbers - which does refer to the sum that I paid, but these are just typed into the letter, and that there are costs outstanding. There is no copy of the original credit agreement, no copy of anything with reference to the additional costs incurred, which have never been advised to me. Can anyone advise what I should do next? Is there an email address that I can contact at MMF - as their generic one never responds to me, and I have emailed Wageday Advance to confirm payment of this and they are also now ignoring me!!! Strange how they respond to emails when you are after money or repaying them back!!! Many thanks in advance
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