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Found 2 results

  1. VT'ing my car as Ive paid more than 50% but no longer want the car. Ive had a letter from Black Horse which (amongst other wrongs) states I owe them £249.66p for the remaining 2.5 years GAP insurance payments. They say if not paid it will be sold to a debt collector and my credit file defaulted. These payments are listed on the Credit Agreement, but in a separate box to the breakdown of the car finance bit. They have added interest and stated the total payable is £511 paid monthly at £8.61 alongside the monthly car payments. Do I have to pay Black Horse the £249.66 remaining GAP insurance like they say? I'm thinking that as Ive paid half of it coupled with the fact its included in the Hire Purchase Agreement I can hand the GAP Insurance back too?? Where do I stand?
  2. my provider keeps on at me to go for volentry work,im a 55 year old male ,but dont fancy working in a charity shop , can they make me do this,and sanction me if i dont.
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