Showing results for tags 'using'.
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http://www.theexeterdaily.co.uk/news/business-daily-local-news/stiffer-penalties-using-mobile-devices-while-driving -
Using a mobile phone whilst driving just 2 more weeks or so left on the consultation on this matter. Has anyone been following this topic see here >> https://www.gov.uk/government/consultations/hand-held-mobile-phones-changes-to-penalties-for-use-whilst-driving please see the other links within the link as well... 'The Department for Transport seeks feedback on proposed changes to penalties for the offence of using a hand-held mobile phone whilst driving. This consultation seeks feedback on proposals for increasing the fixed penalty notice (FPN) level from £100 to £150 for all drivers. It also invites views on increasing the penalty points from: 3 to 4 points for non-HGV drivers 3 to 6 points for those that hold a large goods vehicle (HGV) licence and commit the offence whilst driving an HGV The proposals ultimately aim to reduce the number of deaths and injuries on the roads.' -
The 'Variety' sub I pay Sky to use the Sky+ box for their satellite signal has gone through another price increase and is now near enough £30/month. To say the least, I've had enough of that and want to boot Sky out and switch to using their box with the Free-Sat service. I gather it's possible to get bog standard reception, but there's a problem that you can't record or use catch-up. So what's the solution? Get a new TV with the built in box perhaps? Just wonder if anyone else has been through the same loop. Cheers!
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Not sure if this is the right section. My Mother-in-Law has been receiving both parking notices and speeding fines at her address for someone else, who lives just down the road and for what ever reason, isn't interested in having DVLA change the details and said she made a mistake when originally registering the car. My MIL is a very unwell person, suffers greatly from mental health issues and parking notices with threats of bailiffs etc is enough to keep her up at night, and risk of harm to herself. She doesn't drive, and doesn't own a vehicle etc. Many of the notices are over a few weeks old now because sadly she hides things like this that scare her and has just told my partner today. Can anyone recommend what we should do? Is there a department we should call at the DVLA to report this, and will we also need to contact the companies sending letters through asking them to review their records? The parking notices are from Parking Eye, and I don't know who the speeding notice is from, but it is doing 84mph in a 60mph zone, so I expect that will be pursued. We are not aware of a log book or any insurance documents coming through to the MIL's address, but because of her mental state, for all we know she could have returned them, buried them, or worse, handed them over to the neighbour. Help appreciated.
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Before I narrate the incident I'd like to declare that I have realized my mistake and I'm really ashamed of whatever I have done. So please provide provide honest and truthful information. I was scheduled to have an interview for a job. I was running late and was wearing my brother's trousers as this is my first job interview (I do not have formal clothes). as soon as I entered the rail station I checked my pockets and couldn't find my oyster and thought I had left my oyster card at home. However, my brother's oyster was in the trouser and just so that I make it on time for my first interview, I decided to use his and as soon as I touched the oyster (for tfl london underground tube) one of the staff member called and said show me your card. I remained calm and showed him upon seeing his picture he knew it wasn't mine so he took all the details and asked me why have I got his card and not mine I said I was in a rush and by mistake I took his card. He was very adamant and very strict so he asked me to write my name and sign a piece of blank paper. He noted all the details such as house address, my appearance as well:|. He said we'll investigate further and check where it has been used to cross check which is completely fine because this is the first time I actually used his oyster and got caught straightaway He did mention that I was using my brother oyster to avoid fare and I said no. I left and walked out of the station, while on my way back I randomly opened my bag to see if I had kept my oyster in there. Surprisingly enough it was in my bag. By the time I got back to the station, the inspector was gone and since I was getting late for my interview I did not decide to do anything. What I want to know is that what are the consequences of this?? I know it is my mistake and because of my carelessness I could get into serious trouble. I have been looking online and it says that for some cases, a person can be fined upto a £1000 and a criminal record:sad: I am in so much stress because it is a matter of education and employment-it could be over due to this wrong decision I made. A criminal record is the last I need because I am in 2nd year of my university doing a health-science course (NHS) and can affect my studies. What is the possible outcome? the inspector did not give me any paper or form. I'm 19 and it is my first offence. How long do they take to get back to you? Will I just be fined or will I have to go court? Anything that I can to prevent them taking this case to a courrt? Any help will be much appreciated -
I have just been to court where the landlord tried to use a section 21 notice. at court it was a meeting for a directions hearing. the Judge struck out the landlords s21 claim because he had left important information regrding bonds etc out of the document, he got the dates wrong and the judge also noticed the irregularities between tenancy documents. ie, that there were two tenancy versions submitted to court. the judge mentioned involving forensics and discrepancies with signatures on the documents. there are two more versions of the tenancy agreement/s that the court didnt see. i was represented by a housing charity. we disagreed about the bond and the tenancy/s. I paid a bond and at the time of signing the tenancys, i was lead to believe that I had my own tenancy. i feel that the judge can see the foul play but the housing charity can't, or won't see it. the landlord is now saying it is a joint tenancy. if it is a joint tenancy, i will be liable for huge debts he took a bond from me and did not protect it. his accounting is riddled with errors and inconsistencies. he wount provide me with full accounting, just his made up versions which dont tally. how can it be a joint tenancy when there are multiple versions of the agreement/s?
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I am a freeholder with a covenant to pay for the upkeep of communal facilities - which is shared with other freeholds and leasehold flats. My Transfer (TP1) does not have an annexed 'right of entry' clause. The service charges are regarded as estate rentcharges (although not explicitly stated in the transfer). I have very good grounds on disputing the service charges, for which I would actually like to the County Court to make a judgement. The management company employed a solicitor firm a few years ago to threaten me into paying all costs. I paid for costs that I thought were reasonable, which they did not accept as a settlement. I expected a county court summons - instead nothing happened for a couple of years and now the management company have employed another solicitor firm. I've asked the new solicitors to go to the county court for a judgment. Instead, they've decided to approach my mortgage company based on section 121 of the Law of Property Act 1925. I understand that under this law, the management company can take possession of my property only to recover the cost of the rentcharge. However, my dispute is that that I have not broken the covenant as the costs I'm being charged for are unreasonable. The solicitors wrote the mortgage company saying that "under section 121 of the Law of Property Act 1925, to obtain possession a County Court Judgment is not required... if payment is not made within 14 days, we will enter into possession without any further notice". My mortgage company has told them that they won't be taking any action (at least for now) and for me to contact he solicitors to sort out the issue. I'd be really grateful if someone can clarify how they can enter possession without a County Court Judgement? -
Hi We recently moved and went yesterday to our old place to collect any post I was given 4 envelopes, 1 of which contained a letter from Tonbridge Wells Borough Council about a PCN from October 2015 in my husbands name for a vehicle he has never owned and he's never been to Tonbridge Wells, ever lol Anyway, the other 3 letters are from a company called Jacobs Enforcement Agents for the same car but the enforcement agent reference number is different on all 3 letters, the dates are different and the amounts they are chasing Anyone know if these are a ligit company? Should I write to the council or ring them? -
I've just been reading through an old thread on here regarding Carmel Butler's Memorandum to the House of Commons Treasury regarding mortgage securitization, which I have referred to in my skeleton argument for my defence in a possession hearing I have tomorrow. Does anyone such as supersleuth or enoughisenough or Smarterchick have any updates on how they got on, as the other thread seems to have dried up? If anyone can tag/link them in here as I don't have enough posts yet, that would be very good of you. -
Hi, Some advice please. I live in a small cul de sac where we each have 2 parking spaces and also two visitors spaces which are jointly owned by all of us. One of the visitors spaces is at the far end next to a neighbours garden and the neighbours there have always used it as their own private space. They are aware it is a visitors space (because they have told me they are aware) and the deeds state this. No one has ever complained as we like them and didn't want to cause any problems. Also, most of the residents are tenants so unaware of the fact it is a visitors space, it is only those of us who own the properties who are aware. Now though, they have decided to make vehicular access to their garden across this visitors space and put vehicle gates in across the far end of it. They have not asked anyone if they agree. If they then park in their garden, and someone parks in the visitor space they will be blocked in which is tough luck. but, really, no-one will park there as by putting gates in they are inferring it is their private driveway. If the space needs maintenance then I am as responsible as they are even though I cant ever use it. When I asked what they would do if someone blocked them in they just said that no one has ever parked there before (probably because they couldn't) I cant put a bollard up as they own the same amount of the visitors space as I do. I am concerned long term they they are taking ownership of shared property which could de-value property. Any thoughts or suggestions please? Im annoyed as they are the ones in the wrong and yet I feel awkward about addressing it! -
All the free online word to pdf convertors are not working accurately. Does anyone know of any that genuinely work pls??? -
I have been involved in a car accident where as a car reversed into mine while I was sat stationary with engine off. At the scene of the accident I swapped details with the other driver, who contacted me the next day to say that if I was to get a couple of quotes, they would look at paying for some of it. The garage I took it to have advised me to go through Accident Exchange, instead of going through my own insurance company to save my no claims. Has anyone any knowledge regarding this or any advice? Thanks
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Are you aware when visiting a car dealership and providing your name, you are discussed in sales meetings by name? Are you aware when you give your data to a car dealership that they can discuss you in other towns with other dealers in their network? Do you know that a record is kept and a file on you on every call and email you send in to the dealer? Are you aware this is kept and logged in a file on you? I support that dealers should allow you to OPT out from this and also make you aware when calling, emailing or making enquiries that you are informed on how your data, information and comments are used. What do you think?
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Cold callers hiding behind withheld numbers could be fined more than £2m in a new law to be announced today. From 16 May, all direct marketing companies registered in the UK will need to display their phone numbers when making unsolicited calls, even if they have call centres overseas. Companies can risk fines of up to £2 million from Ofcom and a further £500,000 from the ICO if they continue to bombard consumers with unwanted calls. The move will make it easier for people to decide whether to answer their phone and to make formal complaints if they are harassed. It will also help the regulator - the Information Commissioner's Office - to investigate those who break the rules by continuing to make nuisance calls. http://news.sky.com/story/1684141/fines-for-cold-callers-using-withheld-numbers Report it If you have received an unwanted sales call, please report it to the ICO. Although they cannot investigate all individual cases, reporting your concerns will help them take action in the future. https://ico.org.uk/concerns/marketing/report-telesales-calls/ -
Using a mobile phone whilst driving just 2 more weeks or so left on the consultation on this matter. Has anyone been following this topic see here >> https://www.gov.uk/government/consultations/hand-held-mobile-phones-changes-to-penalties-for-use-whilst-driving please see the other links within the link as well... 'The Department for Transport seeks feedback on proposed changes to penalties for the offence of using a hand-held mobile phone whilst driving. This consultation seeks feedback on proposals for increasing the fixed penalty notice (FPN) level from £100 to £150 for all drivers. It also invites views on increasing the penalty points from: 3 to 4 points for non-HGV drivers 3 to 6 points for those that hold a large goods vehicle (HGV) licence and commit the offence whilst driving an HGV The proposals ultimately aim to reduce the number of deaths and injuries on the roads.'
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My relation has recently had there Motability vehicle tyres replaced at Kwik Fit. Kwik Fit is the company Motability use for tyre work. All Motability vehicles tryes that are replaced, particular front tyres, are to include necessary tracking / alignment checks and adjustment. this is a mandatory operation and does not need prior Motability approval ! My concern is that some of the Kwik Fit locations are fobbing off Motability customers and Kwik Fit are also not inviting Motability customers to leave a review using TrustPilot, which is also against TrustPilot guidlines! Here are the details of my relations complaint left on TrustPilot ..... Motability Customer - Anlaby Hull Depot I have recently attended at the above location as a Motability customer to have my front tyres replaced and tracking adjusted. I attempted to use the online booking system for Motability customers, unfortunately this was not working, so I telephoned the relevant number to make a booking. I attended the booking in good time. On arrival I was greeted by Chris, he took my details and double checked my car, I explained to him that the tracking needs to be checked, I also showed him the safety sheet from Ford who had recommended this be done, he confirmed he would put this through the system for authorisation and see what Motability say. My vehicle was completed within the hour, however the tracking was not completed, the Branch manager used the excuse that Motability had not authorised the work ! I was obviously concerned at this and I made contact with Motabilty personally to discuss this. Motabilty took the trouble to call the depot. The kwik fit manager told them the tracking didn't need doing! Motabilty advised him of the agreement they have. I immediately went back into the depot and spoke to the manager and his assistant. Who had blatantly lied to me as to avoid doing the work. However by this time they had changed what they had told me and also told me they hadn't put through the tracking request as it didn't need doing. This is despite the depot seeing a safety sheet from Ford confirming the work needed doing, also any tracking work with new tyres involving Motability vehicles are now included. A lot of heated words where exchanged. I was also extremely disappointed at the way in which the manager spoke to me and was virtually fronting up to me! Once I was out of the depot and had simmered for a while I reported the matter to the Area Manager who took details and responded to me within a week and apologised. I will not be attending back at this location and would strongly advise any Motability customers to exercise caution and ensure this depot and other kwik fit locations are carrying out work to Motability guidelines! ..... I hope this is of help.
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Dear All, i really would appreciate help and advice on how to deal with my situation. I visited a country on three occasions from last year to date. On each occasion i notified my bank the dates i was going to be away and the country to which i was visiting so that the Halifax knows exactly which country i would be visiting and how long i would be away. On each occasion of my travel i phoned and advised Halifax but more than that, i specifically asked them if it would be possible for me to use my debit card in that country. On each occasion, the Halifax said there was no problem and i could use my debit card there. On the last occasion i met with my account manager on 18 Nov and explained quite specifically that i shall be visiting this country and shall definitely be using my debit card there. he told me that there was absolutely no problem. Whilst i was away on 08 Dec. my account was closed by the Halifax I found this out by chance because someone gave me some money which my partner tried to pay into my account. She was unable to credit my account when she asked the bank, she was told that my account was closed down because i used my debit card in a sanctioned country. As soon as i learnt of this, i phoned Halifax and spoke with a manager there. I explained my situation and explained that i have to pay a hotel bill and i needed to use my debit card. I explained that i advised the Halifax etc. but the key thing was i needed to pay my hotel bill. The manager said he will see what he can do and will call me back. He never kept his promise. I had to settle the bill in cash which my relatives in the country lent me. Had i not been able to pay the hotel bill i would be in prison now. This country is pretty strict. I had banked with the Halifax for 20 years. I have not defaulted on my account. rarely do i go over my credit limit. i returned to UK over the weekend. i have no idea what to do. Will some one please advise me.? What can I do? How can i get my account re-instated? How do i claim compensation against the Halifax? this is rather urgent because, i now have no bank account. (I am trying to see if i can open an account with another bank) but these things take time. Already, my standing orders are effected. please advise me on what i can do thank you Wrecked. -
The Pranksters view.... http://parking-prankster.blogspot.co.uk/2015/12/parkingeye-shamelessly-dredge-up.html -
aa I've never received a N24 form before, so I have no idea what to do, also I cant seem find anything to do with the N24 we've just received on the site. All we received was 2 sheets of paper, telling us to file within 7 days, & a cryptic accompanying letter sent to our solicitor. I've attached this to the post My main question is what is "an order excluding the Defendants from the property"? Does it mean a lodger ie an excluded tenant? or something else? Is it evicting a commercial tenant? The full paragraph says : " in detail and in numbered paragraphs the background to the dispute and why they are entitled to an order excluding the Defendants from the property" I have no idea what this means ... The accompanying letter to the solicitor said something about varying a residential contract into a commercial contract. I've included the full letter as an attachment. The exact wording about the varying order is: "That the said Assured Shorthold Tenancy bearing the latest date be varied into a business/commercial lease upon registration or obtaining an operating licence with the regulatory board namely Office of Standards for Education Department (OFSTED). " Also is it possible to ask the court to show us the original application or order from the court, so we know what the hell is going on ... The only forms we received said Because this Order has been made by the Court without considering representations from the parties, the parties have the right to apply to have the order set aside, varied or stayed. A party wishing to make an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this Order. The Claimants must file with the Court and serve on each Defendant by 10-12-2015 a signed and dated witness statement which sets out clearly and in detail and in numbered paragraphs the background to the dispute and why they are entitled to an order excluding the Defendants from the property and which contains a declaration ('a statement of truth*) that the contents are true . 3) When the Claimants do this the application will be placed before a circuit judge who will decide without a hearing when it will be heard: 4) If the Claimants do not do this by the date given, the application (but not the Claim will be struck out) Dated 17 November 2015 Again we have no idea whats going on, please help. Thanks -
Can I please have some advise how to go about actually using Section 75 of the Consumer Credit Act to get a refund? We had an air conditioner fitted into our caravan in May 2015 and less than 3 weeks later coming back after a day out, we found that the air con was dripping water inside the caravan and the carpet was soaked. We contacted the supplier who advised us not to turn the temperture down too low although the lowest setting is 16C. We believed them at the time and continued to use the air con. Recently at the NEC show in October the Dometci rep was approached about the problem and he advised that the unit needs a modification whcih is a deeper condensation tray and we need to contact the supplier. We then contacted the supplier on 18th Oct who in turn told us to contact the local Dometic service agent. Although it is not our responsibility to contact the agent, we emailed the agent and when we got no reply, we left a message on their answer machine. Still no reply! Several days later on 29th Oct we contacted the supplier again by email to advise that the agent was not responding and they never responded. We have tried phoning, but we are put on hold listening to music and generally after about 10m - 15 minutes we give up. The unit is still within the 6 months of purchase and appears to have an inherent fault otherwise the manufacturer would not have a modification. We no longer have any faith in the product or the supplier and want to be put back to how it was before we made the purchase and for them to replace the vent that they removed in order to install the air con unit. -
Hi sorry to bother here. I am new to here and I need urgent advice regarding a letter sent by my husband. Can someone kindly help me to start a new thread as follows: Husband send letter using solicitor for his intention to divorce: Hi I am a girl of 23 years old from Bangladesh. Five months ago I got married to a guy who is a student in London, UK but Bangladeshi national. He is on student visa in UK. The marriage was arranged by my family and my husband family. We have talked and seen several times before marriage and he was very nice to me. In one point of marriage arrangement process his family asked for huge money (£11,000 equivalent to BDT 14,000,000) from my family to get married. At that point I refused to get married to him. However then my husband called me and told me he never asked me for money and his family was mistaken and he started talking me sweet and nice. I fall in trap of him and agreed to get married. We then got married with a huge function at Dhaka. I then stayed with him few days and he then left Bangladesh to come to London. After he came to London he was okay with me for few days. However then I found he started contacting me less. At this point his brother in law demanding money from my family again for £11,000 ( BDT 14,000.00). However my family could not afford to pay the money. At that point his sister was getting married and they started asking us money for her everyday, my parents borrowed money from one our family friend for £1,500 (BDT 2,000,000) and paid to them. However they still asking money from me. At that time I was almost suicidal and however with my family support i was okay. My husband was keeping in touch with me at that time but only once a week or once in 2weeks and he always started arguing with me for everything. He started saying that I am not smart etc. etc. and started mentally torturing me. Last month I uploaded our wedding picture in my facebook and then he become very rude to me and said that he will divorce me if I do not take off the picture from facebook. I then got totally shocked and cried. As I was scared I took off the picture. After that my husband and his family started abusing me saying that I am not smart enough etc to be his wife while he married me after seeing me everything. Please note I am smart and graduate from well known university in Bangladesh. Anyway his brother in law never stopped demanding money and we could not provide them money as we do not have that much money. My husband then almost stopped calling me and he only used to call me if I ever call him. I think he only used to pick the call to find if money has been arranged. Now yesterday I received a letter written by my husband which was sent by a London solicitor. He wrote ' I write to inform you that our relationship as wife is formally terminated. The reason he has given saying that he has no love for me and also he says that I hide my past history to him. Please note I was married once 7 years ago which I got divorced 7 years ago. My husband and his family knew all these very well and we have told them everything before we got married. Now I can see that they are denying everything. As he has sent me a this letter, can you kindly advise what should I do now, please? -
I have had my Group 2 driving licence revoked by DVLA as I am type 2 diabetic now using insulin. As I was required to do I informed DVLA and they suspended my licence immediately and then took 6 months to revoke it. I am hyperglycaemic (and have high blood sugar) rather than hypoglycaemic and all the data and criteria for revoking a Group 2 licence only relates to hypoglycaemia. The reason they gave was that I did not have 3 complete months readings on my blood sugar meter which is completely untrue. I contested the decision in August and it has taken 3 months, countless e-mails to DVLA and direct contact with Oliver Morley the CEO of DVLA, and my MP, to move the paperwork from someone's desk. They now say they want further information from my GP and have written to him and I must await another decision....why? they should be dealing with this based on the fact I am contesting their original decision. No-one in DVLA can tell me why they use the same criteria for hyper and hypo glycaemics even though they are two opposite ends of the spectrum. I only have until 6 December to lodge an appeal in the Magistrates' Court against this decision and I feel they are dragging things out to make sure I run out of time. Can I lodge an appeal before they get back to me? Appreciate any advice.
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Hi I'm new to this and have been reading some similar situations and would like some help and advice. My situation: I picked up my partner's student oyster by accident one morning in a hurry thinking it was my oyster as both had same wallet. I used it on a bus then had to change bus due to nature of journey. I then noticed that it wasn't mine and had a fumble in my pocket to see if mine was there which it was. When the bus came, I got on and don't know what possessed me but of course I did the studpid thing and touched in with his card. Towards the end of my journey one of those ticket officers came on board and asked to check my ticket so I touched his card on the machine. Then she asked to see the photocard and not knowing what to say I said it didn't have a photo! But of course I showed the card and it had his photo. I told her it was my partner's but I had my own discounted card and showed it to her, and told her his card was a yearly pass. Next I received a letter from TFL stating that legal proceedings may be taken against me and if I had any comments to make. in an attempt to salvage his card as he needed it I wrote to TFL apologising that I had made a mistake and am sorry. However I mentioned that I didn't realised I was using it which was a lie but it was an attempt to get his card returned. As this is the first time something like this happened I didn't know that the card wouldn't be returned regardless. Now I have received a court summons for October 2nd. Alleged offence: being a passenger on a public service vehicle operated on behalf of London bus services being used for the carriage of passengers at separate fares, did use in relation to the journey a ticket which had been issued for use by another person on terms that it is not transferable. Contrary to regulation 7(1)(b) of the public service vehicles regulations 1990 si no. 1020 and section 25(3) of the public passenger vehicles act 1981. I do intend to plead guilty but weren't sure if its better to go and the same if absent. Then I started searching the internet for some help and came across this site and read about settling out of court. Could someone please help and advise and tell me if I will be able to settle out of court and how to do it? Any comments and advice will be much appreciated. -
I am hoping someone with a similar experience can help. This morning I was about to park behind a parked vehicle and did not stop in time causing my bumper to be quite severely bashed in and the front parking sensors have gone funny but the other vehicle just suffered scratches. Anyway, contacted Hastings and gave all the details and explained the incident and the lady I spoked to (Lauren) was polite and helpful. In the end, she told me Albany Assistance will find me a local garage who handle all the repair work which I thought at the time was good. Anyway, I was put through to them and after the formalities, I was told the "local" garage was 25 miles away. I explained the journey there would be at least 40 minutes on a good day and more if there is traffic so hardly "local". Also, I need to drive the vehicle there just for an estimate which is a good hour and a half journey there and back. But i was told that is the closest approved garage to me and when the car comes in for the work, I will be provided a courtesy car so the journey back will be fine. (After reading about the courtesy car issues here, it does not sound that attractive at all.) Anyway, I then googled the garage and it is a Vauxhall garage who is going to handle my Volkswagen Golf. So I called Albany back to ask can i not use a local garage of my choice and one who has more experience with VW. They said, they can cancel this job now, and I should call Hastings back to explain that I would like to use a more local garage so I did. Unfortunately it was about 1pm and Hastings do not think people need to make a claim on a Saturday afternoon because their offices had already closed. Sorry for rambling on, but the question is, I will now need to wait until Monday before I can talk to anyone at Hastings about it so is it likely they will insist on using Albany or can I choose my local VW dealer which is 5 minutes drive away or even a local independent German car specialist which is 2 minutes WALK away rather than a Vauxhall workshop 25 miles away. Does the fact I turned down Albany now delay my car getting fixed anytime soon? And will Hastings 'persuade' me to stick with Albany by incurring fees and hoops to jump through? Any help or words of comfort is much appreciated, I just don't want to stress too much over the weekend. Thank you.
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Hi, firstly thanks for reading my post. The reason for urgency is that today I received a letter giving me 7 days to reply. It is dated 1st May, today is the 8th! Lowells/ BW Legal originally tried to get money from me and I sent them the official template letter saying 'prove it'. They ran out of time. They have now started something different saying 'Notice of allocation to the Small Claims Track'. I am required by the court to complete Directions Questionnaire regarding settlement/Mediation. They have included in their letter a copy of my alleged Littlewoods account statement. And a credit agreement that is UNSIGNED!!! They STILL have not proved that I owe this debt. (The questionnaire also asks if I believe the small claims track is the appropriate track, if that is of any help) I need to email today. (its too late to post to court). If it helps here is some further information: -I last submitted my online defence on 3rd March 2015. They did not comply. No signed copy of agreement, no proof of debt being sold etc -There was no further contact between us until 8th April. -They are attempting to mediate. I don't know whether I should to the hearing or mediation or reject the small claims track attempt. I don't know what to put on the form Please help me! Thank you
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