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  1. Hi, My brother-in-law had surgery on his knee at an NHS trust near him, he is only 11! They did such a bad job on it he had to be booked in for another surgery opp less than a month later. They didn't show compassion and they were in a rush to discharge him even though he had a torn attendant, fluid in his knee and cartilage damage, one of the doctors even said "he is not in pain , he can walk it off". After making an appointment a surgeons did the opp and he seemed to have fixed it. He kept having the same pain an problems with it so we took him back to the hospital. After we made another appointment they realized they had done something wrong and tried to get him rushed in for another surgery to fix this but instead we took him to a specialised kids hospital where after running some tests they spotted the problem but needed the notes on the previous operations of which the trust was unwilling to provide so the surgeon had to perform the operation without them as he was in a lot of pain. Is there any way we can get the full medical report on that and can we be advised on this matter please.
  2. Hello all. Been quite some time since I have posted on here. Kind of got side tracked din the whole reclaiming thing by strarting my own business. Time to get back on it though as a few things have come back and bitten me on the bum so to speak. After a meeting with the CAB I have a new to do list A few debts with the Shop Direct Group(additions direct, littlewoods ect). Thinking these may now be 6 years old and ready for a letter to go out to wipe them off British Credit Trust- will gp into a bit more detail in a bit but they have a charging order on the house bank Of Scotland- Paying £100 a month out of hubbys wages and have been for a few years now. A few PPis with in this loan, complicated so may need help. Capital one. Hubby owes them £300 they owe us in charges £1100. Dead easy just been left a few years ago at point of court, so need to rekindle that some how. So my main two concerns are British Credit Trust and Bank Of Scotland. British Credit Trust. This is now a charging order on my house and has been for a few years. The loan originated by a company called Protector Coat. basically they coated the front of my house in this wall covering that is under a 25 year warranty. Even if we change windows they will come a redo it . Now Protector Coat have gone bust I hear and they can no longer keep to this warranty. Hubby read somewhere that due to this reason if anything happens to the wall coating the warranty cannot be fulfilled and the debt is written off. Does anybody Know about this ???????? They wasted no time in the charging order and the amount they have charged is actually double what I borrowed. I cant seem to find any info on them other than car repo Bank Of Scotland Borrowed an initial sum of money with PPI then wanted more so paid that off with a larger amount of money and again PPI then done the same third and fourth time. Each time taking PPI. The problem we have is that each time it was missold as we were told we had to have but the fourth loan we actually used the PPI. So we know we cant claim that but can we claim back the full amounts of the previos three or is it just a percentage amount as they loans were paid back early ( with new loans) Any Commemts or advice on these two would be fab thanks Olives x
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