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A friend received a letter for me from these guys. It was very polite and not demanding in the slightest. It was to do with some bank charges I ran up when my business went bust. I am a bit shocked it has risen from a few hundred quid to about £1500. He called them and explained I didn't live there but would try and get the letter to me (don't see him much). They just replied "don't worry we will just remove it from the system". Looking at their website they seem to be accountants not the usual debt collecting parasites. The letter was full of things like 'we appreciate times are difficult' and 'they can help significantly reduce the debt or possibly write it off". Anyone had dealings with them?