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About Me


  1. Hello everyone my sister foolishly took out a loan with speed credit. She repaid 2 different loans without problems then one day realised on checking her bank balance a large sum had been withdrawn from her account by an unknown company, this is currently under the banks investigation. The bank has given her forms to fill in to claim the money back. She was unable to pay back her loan because of this and explained to speed credit who were fine ,i then took over on the phone and asked for the person to whom i was speaking to please send an email to confirm the agreed a
  2. Hello, so I am in a situation with minicredit and am trying to find a solution. A few months ago, I owed minicredit £190, this escalted to £480 and ended with them [taking] the money out from my bank. Now go forward to may 5th, they put £85 into my account and claim I took another loan for £100. I do not remember this, loan was due 5th june and today is 5th july, it has only been 30 days and the loan stands at £603!! and today I get a letter from minicredit telling me if I do not pay by 12th july, it will be passed onto a DCA (it states on their T/C's that it won't be passed onto DCA
  3. Please help!! I've just received a letter from the above saying that I owe them £ from a student loan I took out in 1994 - 97. I have had zero contact with anyone about this since at least 1999, and they say they will not accept monthly payments but want the money within 21 days or they will come round and recover goods! I am in a state. I'm afraid i did foolishly call them as wanted to sort this out, but have been reading that I shouldn't have phoned. Can they do this??
  4. can anyone advise me.My husband has had amagistrates lialility order from rossendales he had no prior warning.it says they give 24 hours notice to recall and remove effects to pay debts.its to do with csa arrears.I havnt slept .help
  5. This has been going on for a while and I have read other advice on the CAG forum which gave me strength to fight it.. I thought I had won but now not sure where I stand with Link. I bought some windows in July 2000 and had the cash but was duped (I realise now it was my fault) into signing a credit agreement which I was told I could cancel. I tried to cancel it but was told to carry on making the payments as it was in my interest. I know I was naive but I carried on with the regular monthly payment until I had paid them the £5,500 that the windows cost. I stopped the payments in October 2
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