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Found 17 results

  1. Hi everyone. I change my payment date for my car finance with money way... I was advised wrongly of the changed date and rang one date late to pay my finance which I was then told was terminated as I had defaulted more than once in 2 years.. I fought and fought as I rang in the date I was informed was the new date but got no where with the situation.. I’ve then had anglia uk over the phone and coming to my house to ask me to contact moneyway or to voluntarily surrender my car which I don’t want to do as I was told a court order would be needed as I’ve paid over a third and
  2. Morning all, long time lurker first time poster... I have been repaying my water company debts through Marston, until last week was regularly repaying £85 on the 21st of each month. Then I switched jobs to work for the NHS as a bank support worker. The pay is much better than my previous employment, but the NHS isn't run like a private company, I recieved my first paycheque this morning, two weeks late because my line manager had been too busy to complete my registration. I wrote to Marston to tell them this and said I would be able to pay today (the 1st)
  3. Hi My name is Khadija I have been recently been informed by my dentist due to two missed appointments they have now terminated my dental care. The latest appointment I take full blame as I got the dates mixed up, however my first missed appointment this year was due to an accident I had that made it unable for me to attend. I called to explain why I could not attend and they understood and informed that my first missed appointment will not go against me. I have spoken to the Dental manager who has been looking into the matter and today I recieved an email without a detailed
  4. I'll try to keep this as short as possible... I took out finance for a car with Moneybarn back in November 2015, amount borrowed 9k, amount to repay 16k (roughly), £280 per month. In January 2016 I lost one of the two jobs I held, reducing my income dramatically. I fell behind on January's payment and contacted Moneybarn within a day or so of the money being returned from my bank account. I spoke to a lady and explained my current financial situation, I asked her if it would be possible to help me through this temporary bump in the road. I was asked to
  5. Hi Guys, Maybe you can help me here. I received a DCA letter on Saturday giving me till the 4th to contact them to arrange a payment plan. This debt is from a phone contract (EE) I terminated early (#396) as Orange (who I signed with NOT EE) were charging me over the odds for a phone that had been off for three months. So I cancelled the contract. I'm being threatened that if I don't reply to Moorcroft they MAY take further action. What's the best way to go about this? Regards
  6. Please can anyone offer me some advice, I owe 12K to welcome and I am paying them back at a reduced rate, however everytime I get a phonecall off them they ask for date of birth, so I give it to them and some will say that it is fine and other people will say that we have a different date of birth for you, but then go one to talk about my account. Am I right in saying that this is against DPA as if I give a different DOB to what they have on their records they should not continue with the conversation? Also how far back can you go to reclaim PPI I believe I too
  7. Hey guys, A quick run down of the history of this situation: - Started employment in January 2013 at a relatively new web development company - Began going downhill and it had an impact on my mental health - Fought on, but resigned in October 2013 - giving extra notice up until the last working day of December - Four weeks later I was taken ill, informed my Project Manager and within 2 hours I received an email that said I'd been a brilliant employee but as of immediate notice my employment was terminated. This was allowed as I had worked my 4 weeks notice. --- I imm
  8. Hello. It's been a while since I last posted on here, but troubles have arisen once again! This dates back to January this year, I have only just gotten myself back on my feet, so feel au am now ready to tackle this. This is very complicated, I'll do my best to explain. There was a lot of naiveity on my part, as I was new to the situation. But overriding this was a huge amount of deception and lies being told by the third parties. So, in September 2012, I contacted a number on a sign displayed outside a small commercial unit, with a view to leasing the property. I hastily arrang
  9. Hi, would someone please be kind enough to check out this Halifax loan CCA for me and let me know if it's enforceable or not. If you click on the pics a couple of times they get bigger. Thanks
  10. Hi, Just a bit of background as this is for my Mum. Since 23rd July 2012 she has been working as a Practice Manager for a GP Surgery, 2 1/2 weeks ago her husband of 18 years died unexpectedly with its own issues in another thread. Since then she has had the funeral and has also been to her doctors and obtained a sick note for bereavement which lasts until next Friday. My mum contacted her boss to go in on Monday to do the wages for the employees and sort out some other bits, but the main partner of the surgery has told her he wants the keys back and a meeting in regards to her future
  11. My wife is having her employment terminated by her employer due to incapability. She has severe rheumatism and dizzy spells and has been off work for over a year. She was working part time for 15 hours per week. If her firm terminates her contract will she be able to claim JSA?
  12. If a credit account has been terminated by the creditor, is the creditor entitled to keep charging default interest as to S.86 (B) CCA 1974
  13. My services with Sky were recently cancelled by Sky themselves due to an alleged debt that I owe them. I’ve had Sky since 2007 and it is only now that I’m hearing of this debt at my address for Sky. I gave them a call and they told me there were multiple accounts at my address, this I is correct as I had a previous account that I cancelled. I have recently gone back to Sky with a new account number I said I didn’t need any boxes but they sent them out regardless. But anyway, the account number of the Sky account with the alleged debt of £X,XXX.XX is not mine and the account number starts
  14. Hi all. In October 2012 I hand wrote a letter to BT saying that I would no longer require their broadband and calls service after the end of October. Then at the beginning of November I received and paid my October bill. I also received an email from BT Residential Services dated 8th November which acknowledges that I have chosen to close my account. I have since had bills for November, December, and now for January. In December I spoke to customer services and I explained my situation, and that I have an email from BT Residential Services which acknowledges my request, but the lady to
  15. I have an unsecured payday loan on which I have been unable to keep up repayments. The first missed payment was at the end of September, subsequently missing payments at the end of October and November. Received an email last week stating that: Pursuant to the Loan Agreement that you signed and the Terms & Conditions thereof, you are in default of the above referenced loan AND have failed to take corrective action as detailed in the Default Notice sent to you at least 15 days ago. We hereby exercise our contractual right of Acceleration. This means that: - Your entire loan
  16. I am a support worker working with nhs for 7 years. I have had numerous sickness with depression, for which i have had for 30 years, and a back problem. I returned back in march on a staged return and at mt sick review was put on stage 2. I have had no sickness with these 2 debilities since then. I did have some sickness with irritable leg syndrome. I was put on strong medication to help this, but it only caused my insomnia. I had about 4 or 5 days sickness with this. This problem is now resolved through myself researching it and finding out it was a magnesium deficiency. So no sickness
  17. I was just wondering if anyone would be able to help answer a question? I wondered if an initial disciplinary letter stated that a verbal warning could be the possible outcome of a meeting, but I was then suspended and terminated is this unfair? I mean shouldn't they have said the consequences could have been dismissal not a verbal warning? Thanks for reading.
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