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  1. Due to FGW trains running half an hour late today our guest has been left stranded. She needed to get from Truro up to Plymouth to catch a Megabus onward to London Victoria and from there to Bracknell. However, the 14:42 train was late by half an hour, meaning she would arrive in Plymouth just as the Megabus was leaving Plymouth. Catching the later train and Megabus would have left her stranded in London overnight, so that option is not viable. We contacted Megabus to see if we could transfer her ticket for today to Monday but they have refused as we have given less than 24hrs notice, and told us that FGW should provide a refund for the entire journey. FGW have told us that all they will do is refund the ticket from Truro to Plymouth and are not responsible 'for consequential losses'. Surely as FGW have caused this problem they should do more to help? And I fil to see how Megabus would lose out financially by transferring the tickets from today to Monday? Meanwhile, our teenage guess is now stranded in Truro, and Passenger Focus have advised that it will take them 5 days to respond to our complaint. Does anyone have any advice please? tyvmia
  2. Default Terrible Teen Debt Hi Guys, Need some help and guidance, I will be the first to admit I was stupid for doing this but I got involved with a bad circle of friends and ran up some debt with loans and credit cards. I buried my head in the sand and decided to stop paying these off. It all got a bit too much so I decided the best way out would be to start fresh and change my name which I did successfully via deedpol. I have recently received a CCJ on my old name for this debt it's been a long time since I stopped paying this off. I do not have a clue who I owe this money to it has been that long. I can no longer access my credit file for my old name as I don't have any ID what so ever to verift this. I am aware of the statute barred rule and I am sure it has been longer than 6 years since I stopped responding and acknowledging this debt but inhale no way of checking. The pursuers are a well known collections agency in Yorkshire and looking into their reports on various forums s have a habit of chasing post 6 year debts. Any help or guidance would be appreciated. Thanks
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