Hi all, my garden has been flooded for two whole days with raw sewage, I called Essex and Suffolk water, who directed me to Thames water to report the issue. Thames water visited my house to look at the problem, they explained that they had a sewer collapse, which they were repairing, they have said that when they have done the repair, they will be back to do a clean up. I have had to leave my house for the last two days because the smell is unbearable, especially in the recent warm weather,my lawn and path are ruined. Is there grounds here for a claim against them for what I have had to endure these last two days? Many thank for all and any answers or help Moonlandings

Sorry, yet another Harlands thread. I joined my local gym back in June 2015 and the first payment was due on 1st July 2015. I was recently diagnosed with Anxiety and I really just couldn't face going anymore. I know it was stupid but I cancelled the DD without informing my gym (think it was in March) Before I cancelled, I moved addresses and updated this onto the gym membership system online. Harlands had sent threatening letters to my old address which is luckily my parents home. By the time I went to collect my post, I had 2 letters from them. The money owed on the second letter was considerably more than before. I don't know how on earth they work it out! I contacted them via email with the following (on 1st June 2016) Hello, I am writing to you in regards to my gym membership. It has come to my attention that you have been sending threatening letters to my old address and that my account is now in arrears of £109.00. I moved from this address in March and I updated this on my online gym account. No one from Harlands or my gym have tried to contact me on the phone to inform me of these letters. If you were to do your job properly you would have noticed this change of address and I would have known about this earlier. Please send all corresponding letters to my current address: ****. I have attached a proof of address. Therefore due to this error, I will not be paying any admin fees in relation to this. If you confirm in writing in 14 days that you are happy to take off any admin charges, I will settle the amount by debit card. If you fail to accept my offer within 14 days or you demand any other payment, I will pay you nothing and my offer will be withdrawn. I do not appreciate being threatened with debt collectors and threatening language. I suffer from severe anxiety which I receive prescribed medication for and this is affecting my health. And this is the reply I got: Dear ****, Further to your recent contact to our offices. We thank you for your email, One of the terms of this agreement, which you have agreed to be bound by, is that “If you fail to pay any monies due under this agreement or if any Direct Debit is returned unpaid or if any cheque is returned unpaid or if any other form of payment is not honored for whatever reason, you shall pay us on demand an administration fee of £25.” £25 is the amount deemed by our directors as representative of our costs in dealing with the administration involved with a missed or returned payment. When we submit for a payment by Direct Debit which is then returned, we are also charged by the bank. The charge also covers the costs we incur to reapply for the payment out of your regular payment dates and sending letters. The administration charge cannot be removed as it has been applied correctly as per the terms and conditions of your membership. For all Enquiries Call Harlands : 01444 449166 () Quote Reference : 32938724 / GH Office hours: Monday to Friday, 9am - 5pm Yours sincerely, Harlands I just ignored this and I haven't heard anything back since. Did I have grounds to cancel because of medical reasons and how do I go about proving this? I feel if I go to my doctor, they wont advise against exercise. I have prescribed medication so can provide proof of this. Please let me know your thoughts, thank you