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  1. Hi, Fos have been handling my claims as my health is none to good at the moment. Have had a small success with Santander with a BHS store card £700 Recently had a response from Barclaycard with an offer which looks pretty much spot on £11345 So they've said that I should receive payment in the next 8 weeks But, just how accurate is that 8 weeks? Whoops....almost forgot to say that both were for PPI claims Lola xx Obviously a donation to CAB will be following
  2. Guys, I made claim to barclaycard and demanded to receive a list of schedule of charges document, showing all charges made against my credit card , they sent me a list of charges which totals £811.98 and accepted to refund me everything. But on my credit history, every-time they charged me £12 or £24 for these months, i have missed payment 1, 2 or 3 strike. My question is; can i get these removed ? And what do you guys recommend i should write to Barclaycard? Where do i stand legally for these to be taken off from my account? Any input appreciated thank you
  3. Hi, Just wondered if anyone has any experience similar to mine regarding separate claims with same bank. I have today received a letter from the Halifax upholding my claim for PPI on my credit card, its not a massive amount but I'm just happy and surprised that they are paying out as I wasn't expecting them too. I have also got a claim in with them for 2 personal loans from around the same time, my circumstances and reasons surrounding the claims were the same but I know that a different department are dealing with it as I received separate phone calls, are they likely to uphol
  4. johnfitz26

    p800 Success

    I had a letter from HMRC telling me i owed money £500 odd pound due to unpaid taxes. After a little research and thanks to this website i found that my employer could of been at error failing to provide me with a P46 to fill out. So i found a letter on this website and sent it off. A couple of months later turns out it was my employers mistake and they are paying it for me. I told my work colleges about what happened and its happened to around 6 other people. I've gave them my template and there chasing there's which is literally thousands. THANKS ALOT
  5. I've been helping my flatmate with her claim for ESA for 18 months now. When we both moved house, the JCP investigated us and found that we were living as a couple [ consumeractiongroup.co.uk/forum/showthread.php?324511-ESA-Suspended-(-quot-Living-with-Partner-quot-)&p=3598108#post3598108 ]. After several months of frankly talking to a brick wall, we finally got our local CAB involved. The CAB themselves said actually everything we'd done was good, and just gathered up a few more statements and forwarded them on. Within a couple of months, the JCP had reversed the decision - hurray...
  6. [16 Sept 2012] From 1 October 2012, a new code of practice will govern the activities of private parking companies that belong to the British Parking Association (BPA). For the first time, the code will require members to put a large sign at car-park entrances stating the main type of parking available, eg ‘pay and display’, in lettering 60mm (2.4in) high. This is a success for our campaign to get private car-park signs improved, but there remain doubts about whether it will lead to generally beneficial change for motorists because the rest of the code remains highly ambiguous and weig
  7. I received a letter regarding my ppi complaint today upholding my claim for ppi. From the first letter I sent on the 5th of July 2012. I received a reply on the 24th of July stating that they needed 8 - 10 weeks to investigate my claim, then after the initial 10 weeks I received another letter stating that they would require another 4 weeks to still investigate, the 4 weeks passed and I still hadn't heard anything from them I decided to phone them and they told me a letter had been sent to me on the 18th of October which I received today (24th of October), I
  8. Right! In December of last year I SAR'ed Barclaycard and after many months of waiting for a reply, I finally got all of my statements in May! I used the advise here and in particular absorbed a lot of information from the legendary IMS and Slick and sent off my prelim letter, Spreadsheet and FOS Questionnaire. I calculated my PPI claim at around about £800 including statutory interest and compound interest. This morning, Almost 8 weeks later I received a letter from Barclaycard telling me that they weren't confident that PPI was a suitable option for me and that they'd like to p
  9. Hi I've had a Morgan Stanley now Barclaycard account since 2000. The card balance has been up and down and now has about £100 balance. I've claimed (via one of those companies) who first contacted Barclaycard being as they own the debt etc now, and shortly afterwards I received a letter. All it contained was a "thank you for contacting us, here are our terms and conditions", nothing else whatsoever. The company are now pursuing Morgan Stanley and this has been going on for months now. Has anyone ever had a success with these guys? I'd be very interested
  10. Having recently sent out the FOS questionaire to Barclaycard, ref to the EGG card I took out in 2001, as many others I had there card protector on it. I have answered the questionaire as with the box was prechecked and following phonecalls nothing was mentioned about there insurance. As anybody actually had any success with claims on EGG cards in this time period. It was paid from when I took out the card until Barclaycard took it over last year, then it stopped
  11. Thank you everyone on here for your help and guidance. Today I have received a cheque from egg after sending a claim letter and a calculation sheet.They have sent a breakdown of how they get the figure sent ( which is more than I made it ) so I'm off to the bank first thing in the morning. One down many more to go !
  12. Hi i'm new here but i have used the advice on this website to submit a ppi claim against egg for three loans (two of them top ups). The PPI was a single premium policy added to the start of the first two loans. Happily they have upheld my complaint and sent through a final offer BUT i'm not sure if what they have offered me is the correct amount it seems a bit low? I'm not very good with the figures and my maths has never been any good would anybody on this forum be able to double check my figures for me please? I've got the full breakdown so can provide any info needed if anybody can h
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