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  1. johnfitz26

    p800 Success

    I had a letter from HMRC telling me i owed money £500 odd pound due to unpaid taxes. After a little research and thanks to this website i found that my employer could of been at error failing to provide me with a P46 to fill out. So i found a letter on this website and sent it off. A couple of months later turns out it was my employers mistake and they are paying it for me. I told my work colleges about what happened and its happened to around 6 other people. I've gave them my template and there chasing there's which is literally thousands. THANKS ALOT
  2. (Thought i had posted this but it didn't show) Hi everyone, i have just had a nice big cheque from the FSCS for mis sold PPI plus interest - it is only 90% of the claim but it is a nice place to be after all these years. My question is - Do i still owe the loan company for PPI now it has been declared mis sold? i will be asking them to redress the loan but can i expect them to remove the PPI from it? any advice very much appreciated cheers
  3. Hi all - I've successfully claimed from MBNA for missold PPI - incredibly easy so I thought I'd have a go at Barclaycard. I submitted SAR and got 6 years of statements showing my PPI active from 2006 - 2007 when I cancelled it (I realised it was a pointless expense). However I noted PPI has been on the account since 1989. Now initially BC turned down the complaint so I went to the FOS and strangely they've caved in as soon as the FOS process was started. I've received a letter from the FOS telling me I will receive an offer by the 4/1/13 however I'm not sure what a f
  4. I've been helping my flatmate with her claim for ESA for 18 months now. When we both moved house, the JCP investigated us and found that we were living as a couple [ consumeractiongroup.co.uk/forum/showthread.php?324511-ESA-Suspended-(-quot-Living-with-Partner-quot-)&p=3598108#post3598108 ]. After several months of frankly talking to a brick wall, we finally got our local CAB involved. The CAB themselves said actually everything we'd done was good, and just gathered up a few more statements and forwarded them on. Within a couple of months, the JCP had reversed the decision - hurray...
  5. I received a letter regarding my ppi complaint today upholding my claim for ppi. From the first letter I sent on the 5th of July 2012. I received a reply on the 24th of July stating that they needed 8 - 10 weeks to investigate my claim, then after the initial 10 weeks I received another letter stating that they would require another 4 weeks to still investigate, the 4 weeks passed and I still hadn't heard anything from them I decided to phone them and they told me a letter had been sent to me on the 18th of October which I received today (24th of October), I
  6. [16 Sept 2012] From 1 October 2012, a new code of practice will govern the activities of private parking companies that belong to the British Parking Association (BPA). For the first time, the code will require members to put a large sign at car-park entrances stating the main type of parking available, eg ‘pay and display’, in lettering 60mm (2.4in) high. This is a success for our campaign to get private car-park signs improved, but there remain doubts about whether it will lead to generally beneficial change for motorists because the rest of the code remains highly ambiguous and weig
  7. Right! In December of last year I SAR'ed Barclaycard and after many months of waiting for a reply, I finally got all of my statements in May! I used the advise here and in particular absorbed a lot of information from the legendary IMS and Slick and sent off my prelim letter, Spreadsheet and FOS Questionnaire. I calculated my PPI claim at around about £800 including statutory interest and compound interest. This morning, Almost 8 weeks later I received a letter from Barclaycard telling me that they weren't confident that PPI was a suitable option for me and that they'd like to p
  8. Hi I've had a Morgan Stanley now Barclaycard account since 2000. The card balance has been up and down and now has about £100 balance. I've claimed (via one of those companies) who first contacted Barclaycard being as they own the debt etc now, and shortly afterwards I received a letter. All it contained was a "thank you for contacting us, here are our terms and conditions", nothing else whatsoever. The company are now pursuing Morgan Stanley and this has been going on for months now. Has anyone ever had a success with these guys? I'd be very interested
  9. Having recently sent out the FOS questionaire to Barclaycard, ref to the EGG card I took out in 2001, as many others I had there card protector on it. I have answered the questionaire as with the box was prechecked and following phonecalls nothing was mentioned about there insurance. As anybody actually had any success with claims on EGG cards in this time period. It was paid from when I took out the card until Barclaycard took it over last year, then it stopped
  10. just got home from having a puncture on my mobility scooter lol, and came home to find that Vanqis are having a bop now ffs lol.... i sent in all required information to them recorded delivery ( i have proof of delivery and signature) disputed the excessive charges currently (£400)+ i do have repayment option plan and they have now said they will respond to my complaints for refund within 56 days, so using this snippet of info if i now get a DCA write to me i wait 56 days or near enough to reply
  11. Thank you everyone on here for your help and guidance. Today I have received a cheque from egg after sending a claim letter and a calculation sheet.They have sent a breakdown of how they get the figure sent ( which is more than I made it ) so I'm off to the bank first thing in the morning. One down many more to go !
  12. Hi i'm new here but i have used the advice on this website to submit a ppi claim against egg for three loans (two of them top ups). The PPI was a single premium policy added to the start of the first two loans. Happily they have upheld my complaint and sent through a final offer BUT i'm not sure if what they have offered me is the correct amount it seems a bit low? I'm not very good with the figures and my maths has never been any good would anybody on this forum be able to double check my figures for me please? I've got the full breakdown so can provide any info needed if anybody can h
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