Showing results for tags 'statement'.
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Hi I'm new to this so bare with me. To cut a long story short I have a judgement against me on the 28 february 2013 by Wescot Spv Limited. I had a Variation order to pay the claimant the sum by instalments of £1.50 every month. My question is this; just received a letter from Wescot dated 30/12/2013 ( Happy new year to them as well) with attached Financial Statement Form the letter states ' you may feel that you are not in a position to start making an acceptable payment against your balance or that you don't know how best to manage your way through your current liabilities', blau,blau,blau and it goes on to say that they are specialist in establishing repayment plans and therefore like to offer me the opportunity to repay the County Court Judgement via regular manageable instalments which will be both sustainable and affordable given my current circumstances .I also need to respond to this letter or bring the terms of the County Court Judgement up to date by the 13/01/2014, further action may be taken. Well I did a Financial Statement for the Court that's why I can only pay £1.50 a month and I also have receipts for each payment I've made so do I contact them or ignore them? Hope I've posted this correct Look Forward to hearing your comments
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Hope someone can help with this. I have been going back over some old Capital One statements from around 2000-2004 and found some charges etc. which seem to be rather unexplained. They appear as "Finance Charges", and later as "Special Purchase Interest". It is unclear what these relate to and I am tempted to think they may relate to some sort of semi-disguised PPI payment. Am I being paranoid, or has anyone seen anything similar?
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Hi Folks Arrow Global has purchased my credit card debt 1050 pounds, they are using Wilkin Chapman solicitors as their collectors. I wrote asking for a signed copy of my credit agreement with MBNA the original owner of the debt, which they have sent me 9 months later. Now i have other debts and they are being managed in arrangements with no issues. Wilkin Chapman have sent me a personal financial statement,. that wants to know more about what I own who i work for my national insurance number how much is left on my mortgage do i own a microwave, but nothing about my outstanding debts and my other creditors. They say they will not consider an offer of payment from me unless i send them a complete disclose of my entire life. I don't want a debtor knowing where I work! They said they will close the account for 800. -
hi could anyone tell me where to post a new thread regarding an interim charge order being made on a county court judgement please.
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Hi, I was wondering if someone could help me deal with the weird dates which barclays apply to pretty much EVERY transaction on my account. Whether I transfer from one account to another (both at the same branch) they only show on my account statement a day later than I actually made the transactions. Whenever I make a card payment (VISA Debit), the transactions only show up between 3-5 days later, sometimes, a weeks worth of transactions all of different days all get batch processed all in one day. Now I do understand that card payments can show up later on your statement, but no matter how many times I've asked Barclays to put the transaction date or some form of reference i.e. authorisation ID etc... on the statement, they tell me that 'what you get is what you get' and that's not going to change. Because of this, I often have to sit and explain to various people why my receipts don't tie up with my statements. Come month-end when I reconcile my bank account with my receipts, it can take a few days to wade through the lot.... I have been to other banks, (pretty much all of them), and they too have different dates on the statements, but under the description they have a a 'transaction date' or 'actioned date', sometimes even a full date AND time stamp. Is it not within my right to get that sort of information from my bank without having to send a SAR/DSAR off? I know they have the figures, as when I call up telbanking, they can pretty much tell me where and when things were paid for or done. Is there any plausible reason why they should be omitting this important data? As far as I know, when it boils down to receipts, you can't get more picky about dates and times when it comes to accounting, whether personal or business :-/ Some advice, pointers would be handy Cheers, A
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Very quick (or thick) question If a fitness for work statement states you should refrain from work from 25/11/2013 to 02/12/2013 does this mean you go back to work on the 2nd or the day after? Thank you in advance need to know for my son....
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As this is the forum I have contributed to most I feel it best to post here that I will no longer be contributing to CAG, my apologies if I'm leaving any one awaiting a reply from me. Brig.
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Hi All, Needless to say I got myself into trouble with Wonga and I am currently paying this off as part of my payplan arrangement. I do feel that I am being ripped off on the interest so I asked them for a statement from my account which they have provided. The problem is that it is not very clear what is what on it. I would like to fight them to get the interest reduced as its roughly about 6 times what borrowed in the first place. The question is, is there somebody that would take a look at it for me and see if they can make any sense of it. I am overly worried about the privacy, so will even post it on here. Just would like the facts so that I can go back to them. Cheers Graham
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Hi Caggers, I need some advice on statement of educational needs. Can I change the named school in my child's statement or will I need to ask for him to be re-assessed? It has been 9 months since his last review and 4 years since I actually named a school in his statement. -
Hi I'm just looking for some advice, I had a guy from Marston turn up this morning, guessed it might be debt collector as going through a bad time at the moment (unemployed) so did not answer. However he pushed a 'Removal Notice' through the door, on which stated that despite previous visits and notices the matter had not been settled. 1, I have had no early visits or note saying they had been to the house. 2, I am sure I have had no correspondents from them ( may have binned one ?) 3, I thought a warrant had to be issued. There is a Parking Fine to Andover Council from last year, however I do not own the car (my son) but is in my name. I've just a old letter from them.(son should have paid). ? can I pay the council £75 or Marston who want £339.04 and probably rising. any advice welcome -
Hello Can my employer change the hours on my contract to suit themselves. Have been informed that if we dont work overtime our hrs will be changed from 7.45-4.45 to 7am to 4.45. The contract says we must do a reasonable amount of overtime to suit the buisness. Thanks in advance
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If a DCA gives one amount on SOA,,then writes back and said they got it wrong and its this amount ..Which infact would be higher..Are they only allowed the first amount?..
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I need help.... The other month I was driving around a roundabout in Essex and went past 2 police officers on motorbikes. I was followed by one officer and he pulled me over and the officer said I was on the mobile phone. I explained that the van has hands free kit fitted as standard by mecsedes (2012 Mercedes vito). the officer still charged me with the offence by the road side, I said I wanted to go to court to defend that I was not holding the phone. as a mobile engineer I spend a lot of time driving from site to site contacting customers and the office, and was chatting hands free at the time of being stopped. after a few week the police witness statement was sent to my address, and the statement says that both officers was about 15 meters from the road side. they said the both was able to view me drive by for about 2 seconds and had a clear view. but one officer says he saw me with my right arm holding the phone to my left ear!!!!. the other officer says he saw me hold the phone with my right arm to my right ear. I have been back to the site where the police officers was parked up and measured the distance from the road and if they was 15 meters from the road would have been set back behind a gate and a mud bank. their view would have been of a side view as passed them. they would not have seen a clear view up the road. I have checked the tracker on the van and shows that I travelled from stationery start and covered 200 meters and the average speed was 28mph . I would say that I must have passed the officers at over 30mph. I have to attend court at the end of this month and both officers are to attend and give evidence of what they both see. CAN the officer change his statement in court after he has signed his first statement saying he saw something different to his colleague. a minor note: when the officer at the side of the road said he sew me on the phone I said I wasn't and when I said the van had hands free the officer had a 2 second pause for thought before saying "your still getting done for it"
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I though that this one might interest you as lidl's have today made the following statement in a Scotiish (Midlothian) newspaper. All Lidl UK car parks are equipped with signage informing those parking there of any time limitations, as well as the penalties imposed should they remain over the allowed time.
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ET Age discrimination in recruitment EQA 2010 questionnaire sent 16th January 2013 ET1 submitted 28th January 2013 ET3 response 6th February 2013 (does not give their version of events just says we do not discriminate) ET CMO 20th February 2013 ET hearing 10th May 2013 My questions 1. I need to do statement of loss by 5th march 2013 to respondent ( I know about VENTO mid band £15,000) 2. Any other amounts applicable I am not able find out 3. I am right that the total remedy is statement of loss + 1 off compensatory award or not 4. Respondent will not answer questions to questionnaire due to DPA 1998 (requested twice) 5. Strange as it may seem Respondent is not represented not stated in ET3, letter tennis is between me and the respondent. This may cause a problem when it comes to the bundle. Respondent may not been able to create an effective bundle ( I am to create my own just in case or if there a no show from the respondent at the hearing) My statement of loss as is A) Injury to Feelings £15,000 The Claimant alleges that he suffered from discrimination that would fall within the mid range in Vento B) Interest (Injury to Feelings) 6% calculate from ET1 submission to ET Hearing Date Please note that this statement of loss will be amended as and when required Regards Jdavis6809 Will keep you posted as I progress Any problems I will post as well
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Hi, there are plenty of threads on this (excellent) forum which highlight many of the ways that respondents will attempt to restrict evidence (against them) in the bundle being brought before the Tribunal panel. Can respondents also control/restrict what goes into the claimant's witness statement as well or is the content of the claimant's witness statement 'off-limits' to interference from the respondent?
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what are my rights? I'll try and keep this short. Based in Northern Ireland - I received channels from Rep of Ireland and Mainland UK - via freeview and analogue aerial in UK and analogue aerial from ROI. Well aware that both UK and ROI would be switching to digital, my requirement was that the new TV should receive both freeview and ROI equivalent. When shopping (more than 1 year ago) I asked assistant if the TV in question would be able to pick up Channels from ROI without the need for separate set top box(this would have been a common request for consumers in Northern Ireland) and the sales assistant confirmed it would - all i'd have to do is re-tune TV accordingly etc - on this basis I decided to purchase the TV. A colleague was with me during the discussion - and is witness to the conversation. following digital switch over on 24/10/12 - i tried to re-tune - no joy. sales assistant gave incorrect information upon which i made my decision to purchase. in short - TV not compatible - set top box required. what are my rights?
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Hi New to the forum and wonder if anyone can advise. I'm currently in dispute with my own and the third party insurer about the fault / liability of a recent accident. Do I have a legal right to view the statement given by the third aprty to their insurer. Many thanks. -
I have taken daily medication for epilepsy that I have had for many years and this has controlled my disability for more than 10 years but I have recently suffered a recurrence of seizures due to stress at work. The type of seizure I always suffer is a grand mal or tonic clonic where I have fits and eventually lose consciousness. When I recover I have no recollection of the event. I have been asked to provide a statement of the effect of my disability on my day to day activities. I don't understand the question. Can I just say that when I suffer a seizure I am unconscious for many hours and suffer memory loss and therefore I am incapable of any day to day activities? -
I'm in arrears with a secured loan but trying to work out which is right and which is wrong on my statement. An example of what I've been trying to fathom out. Installment due date: 117.87 = Arrears 2.990.84= Balance=4.739.97 card payment : 20.00 = Arrears 2.970.84= Balance=4.719.97. monthly admin fee : 60.00 = Arrears 2.970.84= Balance=4.779.97. interest : 48.76 = Arrears 2.970.84= Balance=4.828.73. simple interest : 9.09 = Arrears 2.970.84= Balance=4.837.82. The 60.00 per month is for the second class franked letter they send me they never ring me.Is this excessive?also is the simple interest not right to be adding to my arrears?Would I be able to claim this back the simple interest?and reduce the admin fees.
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Hi there Can anyone tell me if I have to fill in a financial statement to a DCA? I have been making reduced payments for 4 years to DLC and the debt was moved to Moorcroft. As I became unemployed I negotiated payments with them of £1.00 per month starting 8th March 2012. The debt has now been passed to Allied International Credit who want to renegotiate the payment and for me to provide a financial statement. I have since found out that Moorcroft did not collect the £1.00 from my account as arranged. I keep getting calls from Allied. Many thanks SusieQ33
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I have to make a call to Lloyds tomorrow and wonder if someone can give me some advice so I am better prepared. Unfortunately I had to close down my business about 18 months ago leaving me with a Personal guarantee of around £90k to deal with. The bank had taken a second charge against my house when I took out the business loan. The business had made all the repayments in full and on time until we closed. I was fortunate to get a job fairly quickly and i negotiated with Lloyds to continue to make the monthly repayments personally at the same level as the business had been making. I set up a standing order just over a year ago and all payments have been made on time and the balance is coming down. The loan has about 4 years left to run (it was originally 10 years). I have today received a letter from them saying that they need to carry out an annual review and asking me to complete a form with details of all my assets, liabilities, income and expenditure. Am I within my rights to refuse to do this as I have not defaulted on any of the terms or conditions of the loan? I don't really understand why they want this information - it will just show them that actually I can't afford to make payments at the level i am making them! I have been living with my partner for 6 months and he pays all the bills so I can make the loan repayments. The form also asks for his income, expenditure details but I don't see why they have any right to that information. He was not party to the business or the personal guarantee. My gut instinct tells me they don't have any right to this information while i am continuing to make full payments but i don't want to go in all guns blazing and put their backs up. Any advice please?
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Hi, Not sure if I am in the correct part of the forum, I have applied for a grant from an energy trust. They have written to me, that they want proof of 2 incomes i recieve,amount and frequency via a bank statement. This is not a problem, but can i delete/cross out all other transactions including the front page (my bank balance) for privacy reasons? Do i have a legal right to do this and just leave showing what they ask for, the 2 credits? -
Good Morning, My court hearing is on the 22nd October, I have posted before re my situation, however i need to put a witness statement to the court by next Monday. Can anyone please help me.,
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Hi, I am (unfortunately) having to go to through an employment tribunal process against my present employer. I had an initial case management discussion meeting (CMD) a few months ago. At that meeting my employer's legal representative stated that my employer intended to call several witnesses. The names of these witnesses were not listed in the CMD agenda - even though I had openly listed the names and number of my potential witnesses - and I had expected the employer's side to do the same thing for the CMD meeting. My employer's legal representative stated at the CMD that they (the employer's legal rep) didn't know the names of witnesses, just the number to be called. I have since emailed my employer's internal Legal section several times requesting a list of witnesses names. My employer's Legal section has not even acknowledged receipt of my email requests let alone supply me with the list of names. This refusal to name their witnesses has the potential to weaken my case. Indeed one or two employees which I have sounded out as potential witnesses on my side have instead bailed out (which is unfortunately somewhat understandable in these days of job cuts) explaining that they were doing so because they might actually be called as witnesses on behalf of my employer (which is a lot less easier to forgive I must say!). I'm not interested in recriminations against any of my co-workers who may actually stand as a witness for the employer (I really don't have the enery left for it apart from anything else). However I do feel that I should be entitled to know who may have been 'bagged' for the other side! Does anyone know if I do have a right to know who these employer-side witnesses are and if so, can I make my employer disclose this list of witnesses asap? Any advice would be most welcome.
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