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  1. Hi all, I'm kind of in the same boat with these guys, http://www.consumeractiongroup.co.uk/forum/showthread.php?476654-Australian-Debt-Complete-Credit-Solutions&p=5042016#post5042016 but for a far less amount ($5k). Im based in NZ - long story short the debt is in my name, but don't trust your (now ex) girlfriend in an absolute manner to settle the debt on breakup, even though its hers! No amount has been paid on this in two years. What is a reasonable timeframe to propose for a payment arrangement? Its a rather small(ish) amount, so I do know they won't be sp
  2. Hi there, I have recently been contacted by the above company about an outstanding debt from my time in Aus, I left 5 years ago. They have called and emailed (not sure how they got my details plus my name has changed). Below is the email from them, firstly I don't work, I am a stay at home mum and secondly, I just need any advice possible on what my course of action should be - any advice much appreciated. 'My office has made several attempts to contact you to discuss your outstanding Commonwealth Bank Personal Loan matter that has been assigned to my office. Your balance as of
  3. I have had a "pcn" from one parking solutions through the door today, I actually happened to be at the hospital waiting in intensive care at the time of the pcn, but that's irrelevant... What am I in for, what can I ignore etc etc This morning I had a pcn from one parking solutions land on my doormat. I have no idea as to what to ignore and how to proceed with dodging the money grabbers As shown in the pictures my van isn't clearly shown in a restricted/double lined area but is that enough?
  4. Hi Everybody. I'm new here so please go easy on me if I've missed anything. I live in the Olympic Village and pay £75 a month for a number allocated parking space in the underground car park which is managed by Gemini Parking Solutions. Last Monday (Bank holiday Monday 17th) I found a Parking Charge Notice on my windscreen and a ticket attached for £100 or £65 if paid within 14 days. I also found that my parking permit had fallen off of the dashboard onto the footwell. I emailed my managing agent who asked for a photograph of my permit + a photograph of my ticket and th
  5. Friend parked at Wilco (Mexborough) on 22 Mar 17 at 8ish in the morning. This was closely followed up with a PCN from FlashPark (Vehicle Control solutions) dated the 24th March. AFAIK, there was no NTD, they have gone straight after the keeper? He has just received the ''Final Notice'' with their invoice escalated to £85 I have copies of the two letters he's received so far, along with three photographs he's taken, of where he was parked, the DYL's that were obscured by leaves, not that it matters, and the side of the Wilco's he was shopping in that has a plastic FlashPark
  6. Hi All, this is a commercial rent issue. I have an action against the landlord being processed by CCMCC for a sunstantial amount after the landlord installed solar panels without any notice (my lease is for the entire building) during this process carried out whilst I was away on my honeymoon scaffolders erected scaffolding on the roof of my £75,000 race lorry and smashed the roof Landlord refused to supply insurance details, this then led on to it being discovered the building actually doesn't have planning permission it has a "agricultral storage" covernant on it, it
  7. Good Evening, Completely new here, but after searching and reading some of the previous threads on the forum, there seem to be several knowledgeable members so was hoping you guys can offer some advice here... I thought best to start a new thread, as i imagine circumstances change case to case, so i thought i would give you the upshot of my experience and you guys can decide if i have a leg to stand on and what my best course of action is. To give you an overview - I play badminton at a local recreation centre. The centre has a private car pack, marked bays etc etc.
  8. Hi all, Fairly straight forward I'd imagine, from the text in question 2, but I thought I'd check with you guys for some actual wording for my appeal. For info: Company Car, and to make matters worse, I'm leaving said company on the 24th Feb and they'll take any outstanding fines from my pay. 1 Date of the infringement: 18/01/2017 2 Date on the NTK [this must have been received within 14 days from the 'offence' date]: 06/02/2017 3 Date received: 10/02/2017 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? Yes 5 Is there any photograph
  9. Hi Petroholic, http://www.consumeractiongroup.co.uk/forum/showthread.php?466036-PPM-PCN-claim-form-from-Gladstones-Solicitors-received&p=5014823#post5014823 Hope you are well. I just wondered if you had your court appearance yet and if so, how did it go against gladstones. I have received similar letter from gladstones few days ago. As with your case, there was no NTK and no PCN on the car, only letters from Debt recovery plus last August asking for the fine to be paid, which i ignored as other forums indicated that was best call of action.
  10. Hi All. I'd like to share my experience to date with this: On 13 Dec 2016 I parked at Battle rail station and paid using my mobile phone. I successfully paid but my phone would not reply to the 68680 SMS I was sent and had to reply to with my vehicle reg. When I returned I found a Penalty Notice quoting Rail Byelaw 14 for £100. My appeal with Indigo through their web based appeal system was rejected and I am now in the process of appealing through POPLA. I have been investigating why my phone would not reply to the 68680 SMS. I only had 7p credit on my phone and the 6
  11. Hi I hope you can help. I received a Parking Charge Notice from Gemini Parking Solutions on Sunday, 30th October 2016, whilst parked near the Olympic Stadium. I have been parking here on Sunday mornings for the past two months as there are no road markings, etc and normally leave within an hour two at the most. I have also seen a number of other people parking their vehicles in the same location without incident. I do not believe that I parked illegally as there are no ‘road markings’ and there is no indication as to define which area parking is/is not permitted in. The a
  12. Hi All, I had a default from advanced payment solutions and I was told that the default notice was sent via email which I didn't receive so I am guessing it went into my junk box. I have tried to have it removed but was told that it was legally put onto my credit file. My questions are: 1. Is there anyway that I can get this default removed? 2. If I pay of the debt which is around £30 will this improve my credit file and will that prolong the date that it will drop off of my account as it is due to drop off in two years. Thanks in Advance for your help
  13. Hello all, 1 Date of the infringement 20/11/2016 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 25/11/2016 3 Date received 28/11/2016 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? Yes (see attached) 5 Is there any photographic evidence of the event? Yes - ANPR. 6 Have you appealed? Yes - standard template to receive POPLA code. In the process of writing POPLA appeal. Not currently attached as standard text used Have you had a response? Yes, their (the parking company) rejection also att
  14. Hi all - first post on these forums, hoping to find a solution to this problem! Over the last few weeks I've received a number of letters from Pastdue Credit Solutions about a supposed debt of £32.40 that I owe to Three Mobile. These letters have demanded that I pay up or face further debt collection procedures or legal action. I held an account with Three Mobile for two years, but closed my account in October 2016 when I switched to Virgin. When I called to close my account, the man in Three's call centre remarked that I had been a model customer, with no late or
  15. Another day, another TPS Parking Charge Notice courtesy of my lovely partner who keeps overstaying her welcome. Free car park, but only for 120 minutes. Rather than letting this one get as far as legal letters, any suggestions on an appropriate response at this time? I cannot argue the parking conditions or signage, just don't wish to pay these cowboys. I don't recall receiving previous notices on this one either, but as I've been battling them on another notice, I can't be certain they haven't issued them. Letter attached. Help appreciated.
  16. Hi there, I hope someone is able to help me regarding a PCN I received from Total Parking solutions in July 2015 for overstaying my parking outside Pets At Home. I still have the receipt proving that I spent £50, although doubt that will even be considered! I ignored all 3 reminders that came through the post as I had followed advice seen on another forum. I heard nothing until March 2016 when I received a Letter Before Claim from Premier Solicitors, which I also ignored. I thought it had all gone away until another letter from Premier Solicitors turned up on
  17. Hi All My wife and I have been claiming Tax credits pretty much since they began, and have alway sent our renewal back on time and given correct figures. according to our award notices for the last couple of years we were told that there had been an over payment, and any future awards we recieved would be reduced by an amount to pay back the overpayment. On Saturday my wife and I both recieved letters from a DCA called Past Due Credit solutions saying they had been appointed by HMRC to recover £4738.56 regarding Tax Credits! Then this morning I have receive
  18. Hi My wife has received a letter today from Past Due Credit Solutions saying that HM Revenue and Customs have asked them to contact my wife on their behalf. It asks me to call a number and pay in full or if I am finding it difficult they can discuss whether I can spread the payments. It says all discussions and payments now need to be made through them. Any advice about this would be welcome as there is no way I can pay the amount that it says off and also I do not know if this debt is my wife's. Please advise? Thanks in advance.
  19. Wife parked on double yellow lines at our local hospital received a Pcn on 18/5/16. We have now received a reminder requesting the charge of £75 be paid and also the name of driver at the time of offence the letter was dated 21/06/16. I haven't made contact with Gemini whatsoever, can i ask for advise on what to do next? Thanks in advance.
  20. Hello, Please can somebody help me. I am new to this forum and feeling rather desperate and anxious. I have received a 2nd (and final) debt recovery letter from Eos Solutions who are collecting a debt for EDF Energy for a supply address that I have never ever lived at. The supply dates for the supply address are from May 2014- May 2016. My address that I've lived in for over 10 years is very similar to the debt/ supply address except I live in a street, the debt supply address was in a block of flats. I called Edf Energy last week to explain the situation and also that the sup
  21. Hi, I hope you can help. I received a PCN through the post on Friday 8th April from London Parking Solutions (dated 01/04/2016). I parked in the gated parking area of my partners apartment block (I have a key fob to gain entry) on 29/2/16 they ticketed me on 29/02/2016 but there was no ticket on the windscreen when I went down to my car the following morning. I have emailed them appealing based on having no idea they'd ticketed me. I have an email from the management company telling me that where I parked was an acceptable place for guests to park, ho
  22. Hi Guys, I'm new to cag, so I hope what I'm putting is ok. I have read most threads if not all on here about similar cases but I wanted to start my own to get some advice that is specific as there is so many different things being said. Are Complete Credit Solutions Pty registered with AU FOS or Asic or should they be to carry out collections? Thanks for any answers in advance.
  23. Hi all, I purchased a steam iron from Currys about 5 months ago but recently it stopped working. I wanted to take it back under the year's warranty it had on it but when I went to find the receipt i saw that it was faded and barely legible. Turns out it was printyed on some sort of thermal paper that fades with time... either way, no surprise, they wouldn't accept it as proof of purchase. Has anyone else had this problem???? And if so what did they do to get around it? Not the most expensive item but ridiculous that I can't take it back through no fault of my own. They sho
  24. Dear Group, I received a paring ticket at the hospital I work at. On a day where no parking was available I needed to park to attend an emergency. I parked in the 'overflow' car park but apparently strayed into the residents parking and received the PCN below. The next day I took the ticket to work and gave it to security and they said there was nothing they can do and advised me to appeal it. I wrote to the appeals (i now know this was a mistake!) and appealed my emergency circumstance. I received the rejection from them below. I'm furious that
  25. So, despite all of the bleating, the hype, the threats, the smooth posting on these forums and elsewhere, BES utilities have been found to be in breach of several obligations of required industry standards. This will come to no surprise to a large number of people who had dealings with this shabby company and in particular it will come as no surprise to the victims who have suffered from the unjust bullying that they have received at the hands of BES utilities and which in some cases have even destroyed their businesses and their hopes and ambitions. I see that as usual, not only as
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