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About Me


  1. I started renting a property in London in June 2009 and left it in June 2010 in immaculate condition. The landlord was an absolute nightmare during our tenancy (letting himself into our appartment without notification, refusing to get anything fixed unless threathened by legal action) and at the end of our tenancy in June 2010 he claimed 85% of our deposit to re-paint the whole appartment and change the bathtub (for a 1cm chip that was there when we moved in but not marked on the flawed inventory that we refused to sign from the start) amongst other ridiculous claims. Our deposit is sitting
  2. Hello All! I sent a letter of complaint to Halifax customer relations in August of this year. The complaint related to many areas where I felt we had been very badly treated as customers. Included was the mis-selling of ppi insurance on our personal loan. The main complaint with the ppi was not the fact it was mis-sold to us and we were not elegible to claim, but just 9 days after we agreed I tried to cancel but couldn't. We were told the only way of removing the insurance was to entirely replace the loan with a new loan. However the rate quoted for the new loan was more than twice t
  3. Hi Have trawled through the threads but finding a situation like mine is proving hard. I'll be as brief as I can - any advice much appreciated. Moved into rented property with housemate in May 2007. Agency showed us around and took our deposit but LL has handled everything else (all communications etc). Deposit was put straight into a TDS. 6 months later it was not protected by the scheme anymore and remained unprotected in any scheme for remainder of our tenancy. Problems occured during tenancy regarding upkeep of property (leaking roofs, doors, faulty kitchen white goods
  4. Hi this is my first post. last month i bought a car bumper on ebay. the seller said 48 hours shipping but shipped it 2 weeks later. i sent my car and the bumper for fitting to the bodyshop once i got the item. the mechanics called me the next day and told me that the bumper was faulty as it does not fit the car model even though the seller claims on his listing that all products are tested. so i notified the seller stating that the mechanics find the bumper to be faulty and what is the next step... he says i should go fix it my self that he's not responsible. this is someone who trades on ebay
  5. Hi - I'm the claimant in a case detailed here - http://www.consumeractiongroup.co.uk/forum/showthread.php?266357-Pursuing-a-judgment-against-an-overseas-landlord-via-a-UK-letting-agent#post3016201 - it's a housing thing but because my latest headache is more about nuts n'bolts small claims procedure than the particulars of the claim I've posted it here, sorry if this is wrong. Anyway: I made a claim against an agent for various disrepair in a flat I rented once, they filed a defence, we applied to amend the claim form to add the landlord as a defendant and attended a direction heari
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