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About Me


  1. Very disturbing http://www.dailymail.co.uk/money/cardsloans/article-2231040/Payday-borrowers-face-Christmas-credit-shock.html
  2. Means their total will now be £5b,with total bank refunds expected to be £15b http://www.bbc.co.uk/news/business-20164521
  3. Hoping for some advice please. In summary - A claim was made against me which, as well as all the preceding correspondence, was sent to an incorrect non-existent address, therefore I knew nothing of it. The claim etc was returned to the solicitor as address unknown but they still pressed ahead with a default Judgment. They presumably found my correct address in the end and subsequently communicated with me, making mention of the claim and subsequent default Judgment. I have been corresponding ever since in an attempt to put the matter to bed. Having asked the claimant's solicitor to s
  4. Good news is customers will be allowed to leave without any penalties. http://www.dailymail.co.uk/money/bills/article-2216136/Sky-hikes-line-rental-18--charges-SECOND-time-year.html
  5. I had a Credit Card from M&S and the contract was terminated around 05/2006 and the account was transferred to DC (Legal&trade collection), one of there agent used to do the door collection of £25 a month from 07/2006 and then I stopped the door collection and the last payment was on 06/05/2008 and the closing balance was £2128 as shown on the collection card. I terminated the door collection because I felt that I was intimidated. After that I had phone calls and I ignored them as I had few DC on my back and then I heard nothing from them for 4 years. On 19 July 2012, I had a letter
  6. Hello, Back in 2004, my mobile service provider were charging me in correctly for pay monthly account. They were charging me for 500 free minutes but I remember my contract was for 600 free min. I spoke to them back in 2004/05 to send me a correct bill which I can pay and I refused to pay the incorrect bill. They never sent me any correct bill but sold my account to debt collector. Recently in 2011, that debt collector has successfully got a CCJ against me which I have recently found out by looking at my credit history. I made a mistake by not replying to the letter which cour
  7. Does anyone have the account details for Littlewoods so I can set up a standing order please? Thank you!
  8. The deal estimated to be worth around £1 billion is £500 million less than was first anticipated. http://www.dailymail.co.uk/money/markets/article-2173280/Co-op-closes-cut-price-deal-Lloyds-branches.html
  9. I've recently found out I have a CCJ against me. I live in the Australia & my parents have been contacted by Bailiffs. When we left the UK we were in a certain amount of debt & simply didn't have the funds to service the debt & once we arrived out in Aus we went from double to single income, so couldn't even think or repaying. Now a few years down the line we have just put a deposit down on a house so have no funds what so ever to pay debts in the UK. So my question is, does the fact we ran away from the debt & didn't inform any of our creditors of where we were headi
  10. Royal Bank of Scotland is facing a fine of £150m for manpulating Libor rates, according to The Times. Last week, Barclays was fined £290m by the FSA and US authorities after the bank admitted derivative traders submitted false Libor rates. Chancellor George Osborne confirmed RBS, HSBC, UBS and Citibank are also being investigated. According to the Telegraph, the Government is preparing to announce details of an inquiry into whether there should be regulation of the Libor rate and criminal sanctions for market abuse. Ministers have ordered the investigation by an independent expert, which
  11. I bet Bob Diamond will resign by the end of this week. The new chairman of Barclays will come under intense pressure to show chief executive Bob Diamond the door in a dramatic purge at the bank. Marcus Agius is expected to stand down as early as today as the bank battles to repair its reputation in the wake of the interest-rate rigging scandal. But his exit is unlikely to calm the storm threatening to engulf Barclays with critics calling for the head of Diamond and his most trusted lieutenants. Read more: http://www.dailymail.co.uk/money/news/article-2167380/Bob-Diamond-feels-
  12. Lloyds Banking has agreed terms to sell 630 of its branches to the Co-operative Group resulting in rival bidder NBNK Investments announcing plans to close. The pair have agreed on the commercial terms of the transaction and are now proceeding in exclusive talks for the sale of the Project Verde business. In an announcement on the London Stock Exchange yesterday, Lloyds announced it has ended talks with rival bidder NBNK, which will now be wound up. In a statement NBNK Investments said there were no other UK banking assets available which would meet the company’s objective and has begun to
  13. Moody’s is on the brink of downgrading the credit rating of British banks such as HSBC, Barclays and the Royal Bank of Scotland by up to two notches. Sky News reports that the move is expected as part of a broader credit downgrade of some of the world’s major banks including JP Morgan and is expected after the close of US markets at 10pm. Lloyds Banking Group may also be affected. The move is a consequence of the ongoing Eurozone crisis and weak economic performance across the globe. Moody’s recently downgraded Santander UK by one notch to A2 along with 16 Spanish banks as a result o
  14. http://www.dailymail.co.uk/money/cardsloans/article-2158352/Banks-siphon-refunds-owed-PPI-victims-square-unpaid-debts.html Are you one of those affected ? Post your story below.
  15. Hi I have recently won a ppi claim back from the hsbc, however, they are telling me that they are going to keep it to set off against a bank loan. The ppi was not on the loan, but on a loan that has been settled. If They do not return this money then I am going to not only fall deeper in debt, but my whole life style will go. Due to the reccession I was put out of work and I am still out of work.At the time I had enough funds to repay the loan, and offered to do so.I even made extra an payment, that was returned to my account. However the hsbc refused to accept my offer, and told me that
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