Hi there. I don't know if I am posting in the right forum, hopefully a moderator can help me if not. This is bit of a long story so please bear with me. I got made redundant through no fault of my own September last year and have been on Jobseekers Allowance since then. Everyone knows that when you have a job you have a better lifestyle, and when you lose that job, the lifestyle dramatically changes and you cannot afford the little luxuries anymore, this is where defaults start happening on your credit file and start to get harassed by the DCAs. Anyway, I was placed on a 2 week course with a provider called Working Links. I was told that if I completed the course to their satisfaction, I would be guaranteed a job interview whether in person or phone with the Student Loans Company. Apparently they do CRB checks, person checks and credit checks even though it is a temporary admin job. (talk about paranoia and the snoopers charter). I have an Enhanced CRB which is clean so that isn't a problem. I mentioned in the first instance on the course that we, as unemployed people who had lost their jobs recently would not have squeaky clean or positively glowing credit histories and if their selection process was so rigourous, why on earth are they recruiting this way. I was told as long as debts were being paid, everything will be fine. Now this is the gist of my problem. I have defaults and a CCJ, all but two are being addressed, the two I am in dispute with consist of:- One is a mobile phone where a DCA added an extra £300 to the balance, I have requested all paper work and everything associated with it but they will not give me this information. Secondly, a credit card to Vanquis Bank. The card had payment protection on it (or whatever version of payment protection they call it) and have refused to acknowlege it and have sent Moorcroft after me, I said to them that I would not pay anything to them when payments were supposed to be protected for 2 years. So the course finished, got glowing reports and going forward to next stage. However, the course manager phoned me today and the subject of the credit check came up. he said don't mention your defaults on the phone as they will turn you down flat. I said what the hell, I told you about my defaults and my situation, why on earth did you let me finish this course if I had no chance of the end result. Heres my quandary, should I just make the creditors I am in dispute with a token offer and hope for the best as this is not a guaranteed job offer, just an interview, or just totally forget about the interview and carry on being in dispute with those two creditors. And explain to the JC+ that my credit record prevented me. Otherwise I could be admitting to these debts and still have no job. So sorry for the long post. Has anyone out there on CAG been in the same position and can help me out? Many thanks jb000

Dear all, I have some ongoing maintenance issues with my property that still have not been resolved. Therefore i am slightly unwilling to be overly accommodating to my letting agents as there are two points in my contract which they have breached. I have recently given 2 months notice and instantly am being bombarded with requests to for new tenant viewings, often with little notice. I have a heavily pregnant girlfriend at home, who obviously needs rest at random times of the day. Given that many many lettings only require a single months notice, i have said i feel it is reasonable to allow new tenant viewings for the whole of the final month of my tenancy, but not two months. My agent says viewings will go ahead because new tenants in the area require an 6-8week lead in period. I am not denying access as i am happy to grant access at suitable times in what i consider a reasonable time during the last 4 weeks of my tenancy, but that i feel it intrusive for this to happen constantly for 8 weeks. I was wondering what people think of this, as many threads on here are cut and shut access or no access. I am happy to grant access, but not yet. Am i right in thinking i am being reasonable?