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Found 11 results

  1. Hello', I am new to the forum, I need help regarding PPI; back in 2006 I took a loan from hsbc, the amount was £3000.00 and the toltal charge for Credit was £4185.45 so the Total Amount payable under the agreement was £4185.45; the initial repayment was £69.61 follow by 59 further monthly repayments of £69.76. The Credit Protection Insurance Loan was sold to me without explaining nothing about it, the Amount of Premium was £753.80 (Including Insurance Premium Tax at the appropriate rate) and the Amount of Loan was £750.00. The total charge for the credit was £296.36; The total cha
  2. hi although i have had been apparently paying ppi for over 6 years and their summary of finding were that at the time for the non advised sael they had no obligation to discuss products with consumers.they had no responsibility to help us decide on policy cover. please help there is more on the letter very long
  3. HI i have a first plus loan which was taken out just under 5 years ago. i visited their site to claim back my ppi the loan was FOR about £13k and they added the ppi loan of about 2500k. i was paying aroud £168 amonth back. they have now said that that i was misssold and are offering the following : a refund of £1680 + *% interest also the will take 250k ppi + intrest of the loan my payments will be to around 140 a month its this correct or should i get the whole of the ppi money and my payments stay the same? the £1680 is the 140 - 1
  4. Hi. I am hoping someone will be able to help me. I contacted GE Money a couple of weeks ago by phone on 01626 492367 only to be told that they can not find my account details regarding a loan I took out a number of years ago. They told me to send them a letter. I sent them the name, address and account number and photo copies of the loan agreement and all the details. They have replied to me today asking for the reason why I took the loan out??? They have everything they need, they tell me and I quote "Unfortunately we have not been able to trace this customers account". They a
  5. I took out a loan with freedom fianance 2008 and the PPI is with First Plus. I wrote to FP who said to contact FF which obvously now longer exist. The FSCS contacted me and I completed the claims forms they sent me a cheque for £800 (which i have not banked yet) I am still paying the PPI to FP and according to the policy can claim back in 1 years time. I just wanted to know should I pursue my PPI claim with FP and can I still do this even if I bank the cheque from the FSCS. The PPI is over £2000 pounds and I don't see why they should have it when
  6. Hi everybody, Like millions I am not sure how to start or do "PPI Claims". I would like do it myself but I dont want to mess up things, I think I got a good chance to get something I had several loans fron RBS and they all paid and fnished. But the problem did i missold PPI or not I dont know. I rang the bank and asked them have I missold PPI or not but they didnt tell me, they said I need write in. I got no idea how many loans I had and Which years I had? So first of all can some one please show me sample letter, finding out about all my loan details, PPI, etc.
  7. Hello! This is a question about Compound Interest & Restituionary Damages, I've read up on them but there's a couple of things I'm not sure about. I want to query them using a PPI reclaim on a credit card as an example. This is going to be long-winded but I wanted to explain things in as much detail as possible, as I said I've looked through this forum at length and through some FSA stuff online as well as other reading material but couldn't find a definite answer on how Compound Interest and Restitutionary Damages relate to one another or how RD is calculated.
  8. My Sister is in arrears with Welcome Finance. she has provided them with a breakdown of her finances and made an agreement to pay via CAB. They are however still phoning her and trying to raise the amount she is paying. and repeatedly ask her for copies of her recent Bank statements. I have advised her to make a claim for PPI as they told her it was a condition of taking the loan. I also believe they are charging her excessive fees for phone calls.letters etc Is she legally obliged to provide copies of her Bank Statements or other personal documents? How does she make a clai
  9. Hi all, First time poster so hope I'm not breaking any rules with this one. I've had a number of loans over the last 10 years, some with and some without PPI - I've been keeping an eye on the whole issue for a while now and always though it wasn't worth claiming as unfortunately I'm one of these people who nevers keeps financial documents. Looking at my credit file from creditexpert, I can see that I've had the following loans: Egg Account Opened Account Closed 19/05/2005 23/12/2006 23/12/2005 09/11/2007 Barclays Account Opened Account Clos
  10. Hello, please can someone help me out. i have had a few loans from HSBC but no longer have the loan agreements or any documents with ref numbers on etc. How do i get copies of the loan agreements? Do i just write to the bank? Do i have to send money? Please help. Thanks Cristy
  11. Hello I took out an egg loan on the Internet in 2004 I have ppi on loan That came to around 300 pounds extra The thing is at moment loan is with dca as they have bought it off egg. am I am able to try and claim ppi and if so would this put the account in dispute I have already been sent agreement from egg Thanks in advance for any help
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