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Found 58 results

  1. I have just found this forum (and have to say it looks really good and helpful). I have a bankruptcy petition scheduled for monday 17th at my local court and want to know if I have any chance at all in defending it. The basic story: Had a business was doing well even though it was started after the crash we grew very quickly (to quickly) and eventually cash flow got tricky so signed a personal guarantee on a large over draft with HSBC, anyway long story short as possible. Stress of running the business made me ill, ended up in hospital with suspected heart attack (never had more than a day a year off sick in my life so am not one for being ill) so got over that went back to running the coompany but it was getting harder to manage and I didnt want to make myself ill (I have young children) so decided enough was enough and got myself a full time "normal" job and tried to manage the comapny part time but it was never going to work so sought advice and was advised voluntary liquidation which I took as I couldnt take any more nor could my family. Liquidators come in take my stock £50-70k at retail and I sign a guarantee for their fees and expenses. They sell said stock at auction for circa £4k just enough to cover thier solicitor fees and auctioneer fees. So I am left with a £28k overdraft to clear and thier fees of £7k. I sort the £28k with a charge on my property (which is in negative equity anyway so they wont get anything if a sale is forced) and I get a stat demand from liquidators for their fees but I now dont have a penny to pay them so send all my details in to them offering £700 lump sum to clear it (10p in the pound much better than they got for my business) or £35/month for a slong as it took but they never replied then just been hit with a bankruptcy petition. I dotn want to be made bankrupt as it gets complex with the house as still in my name and my ex wifes and dont want her anywhere near us as she made my life a living hell for years and I have always paid the mortgage and am up to date with all my bills with no arrears just no surplus cash and no credit raiting to raise the £7k the liquidators want from me. Had they of looked into the company surely a CVA would of been better suited as I could of just used the stock (business was 95% online sales anyway) and traded in the evenings until the stock was gone to pay all the creditors and am pretty sure they would of all got thier money back unlike what the liquidators did. I found out that nearly a year after they started the liquidation they still hadnt picked up all my VAT and PAYE records and invoices from the company accountant so dont even know how they managed to get it all sorted without that paperwork for so long. Do I have a defence or not do you think? I have offered a payment plan but still to hear if it will be accepted. Any help or advice would be much appreciated.
  2. Petition: https://www.change.org/petitions/prime-minister-this-petition-is-to-clean-up-the-financial-enforcement-industry-by-creating-a-public-authority-whose-members-are-selected-by-public-vote This petition is to set up a publicly run body overseeing all debt recovery personnel, debt recovery businesses and government financial penalty issuing authorities. The public body members will be selected by a public vote. The public run body will have full authority to grant licences to, investigate, punish or dismiss any court appointment bailiff, debt recovery agent, enforcement officer or their businesses. The public body will have complete authority and autonomy from government or judicial interference to make decisions based on its own findings on any persons or entities working within the UK who are responsible for collecting monies or issuing financial penalties. The public body will oversee all debt recovery businesses and people within these businesses. The public body will oversee and contribute to regulation on the industry and licences to trade. The purpose of the agency is to: · Ensure ‘fit and proper’ people are working within the industry. · Create a culture of ethical behaviour within the industry. · Create transparency within the industry. · Regulate practice that is deemed publicly fit. · Be an authority for the public to raise serious concerns to and have them investigated as an authority. · Grant compensation to people who are caused serious issues through regulatory negligence or unfit practices. To impose fines upon, investigate, punish or dismiss these persons or companies who are not working within the guidelines set out by the public authority.
  3. PLEASE SIGN AND SHARE THE PETITION FOR ANNIE AND COLIN! Please sign the petition; PE01501: Public inquiries into self-inflicted and accidental deaths following suspicious death investigations, and please share this information with everyone you know! People from all over the world are welcome to sign before closing date 12 December 2013. The petition is found on the Scottsh Parliament Web-site for petitons uk; /gettinginvolved/petitions/ViewPetitions.aspx People from all over the world are welcome to sign before closing date 12 December 2013, and that will put even more pressure on the Scottish Government to improve the legal system. Background information Dec 4 2005 Swedish Annie Borjesson 30, was found dead on the shore in Prestwick, Scotland. Although eight years have passed our family is no closer to the truth about what happened to Annie. Even though Annie was found at Prestwick bay where there are just salt seawater Annie had nothing else but fresh water in her bone marrow. Annie also had injuries to her body and her waist-long hair had been hacked off. This and other strange circumstances surrounding her death raise questions that are still unanswered. July 10 2007 Scottish Colin Marr 23, was killed by a single stab wound into his chest in Fife, Scotland, where he lived. Present was his girlfriend, who said Colin stabbed himself before he pulled the knife from his chest and died. Although the girlfriend was there she was never questioned as a possible suspect. Instead the Police claimed Colin had killed himself with a self-inflicted stab wound through sternum, which autopists claims would have been impossible. Colin’s family still need answers about Colin’s death. PLEASE READ A SERIAS OF ARTICLES ABOUT ANNIE´S DEATH, "The mysterious life and death of Annie Börjesson" in the Scottish internet newspaper Scottish Review by Kenneth Roy. Thank you for your support! Sincerely, Guje, Annie´s mother.
  4. Please sign and promote this petition: https://www.change.org/petitions/prime-minister-this-petition-is-to-clean-up-the-financial-enforcement-industry-by-creating-a-public-authority-whose-members-are-selected-by-public-vote This petition is to set up a publicly run body overseeing all debt recovery personnel, debt recovery businesses and government financial penalty issuing authorities. The public body members will be selected by a public vote. The public run body will have full authority to grant licences to, investigate, punish or dismiss any court appointment bailiff, debt recovery agent, enforcement officer or their businesses. The public body will have complete authority and autonomy from government or judicial interference to make decisions based on its own findings on any persons or entities working within the UK who are responsible for collecting monies or issuing financial penalties. The public body will oversee all debt recovery businesses and people within these businesses. The public body will oversee and contribute to regulation on the industry and licences to trade. The purpose of the agency is to: · Ensure ‘fit and proper’ people are working within the industry. · Create a culture of ethical behaviour within the industry. · Create transparency within the industry. · Regulate practice that is deemed publicly fit. · Be an authority for the public to raise serious concerns to and have them investigated as an authority. · Grant compensation to people who are caused serious issues through regulatory negligence or unfit practices. To impose fines upon, investigate, punish or dismiss these persons or companies who are not working within the guidelines set out by the public authority.
  5. Guys, i've started an e-petition to try and stop DCA's and Collections departments calling on withheld numbers or "Spoofed" numbers. It also includes a bit about preventing those agencies from penalising people who refuse to give out personal information over the telephone I hope this is useful. the link is below https://www.change.org/en-GB/petitions/vince-cable-stop-companies-calling-anonymously-or-from-spoof-mobile-or-local-telephone-numbers-and-prevent-them-penalising-people-for-not-giving-out-personal-details-over-the-telephone#share Many thanks
  6. Hi guy please give this link below foe e petition to everyone you know post on social sites as much you can thanks http://epetitions.direct.gov.uk/petitions/55745
  7. Hello everyone, I am new here and thank you in advance for any help to get me through this nightmare. I built up a debt with IG Index back in 2008. This was built up through a spread betting account I held with them. I did pay a few payments of £50 or so back in 2009 as that is all I could afford. After that I heard nothing from them. On 12/06/2013 I received a letter from their solicitors saying that the balance of £10,712.89 is due immediately. They wanted payment within 7 days or they threatened immediate proceedings against myself. I wrote to them in reply and said I never had a credit account with IG Index so how could I owe them any money. I heard nothing back on that. Today the doorbell rang and I was served with a Statutory demand under section 268(1)(a). It looks like a bankruptcy petition. I am very frightened by this as I am a homeowner and also have 3 children and a wife living here. Also this order is for £10,712.89 + Interest £2,918.29. On the 12/06/2013 there was no interest and it was just mentioned as £10,712.89 and now they suddenly mention interest on this also. a) Can they serve me this notice just like this without asking me for income/liabilities or offer me a payment plan of some sort? b) Can I offer them that now? c) Should I just ask them for all the information I can (all my trade history etc.) under my rights of a "Subject access request" d) Have I got grounds to get this set aside? e) Can I really lose my house? f) What can I do. What should I do. Sorry for bombarding questions but I am so, so worried. I suffer from Crohn's disease which can trigger at anytime with stress and once it triggers its a severe downward spiral. This si why I cannot afford to pay them back any sort of realistic lump sum. I am more than happy to offer them what I can afford, but I cannot see that option here with this service of this notice. Please can anyone help / advise? Many thanks in advance.
  8. Hello everyone on the Consumer Action Group You may have read last week that I won an important victory in the High court when Barnet Council's 300% hike in resident's parking charges were declared unlawful. The case has been highlighted by a number of newspapers. A good summary was provided by the Daily Mail: I can't post a link due to forum rules but you can Google "Daily Mail Attfield Barnet" The reason I am posting this thread is that Barnet Council is threatening to appeal against the ruling. But also the only way Barnet could win an appeal is by persuading the Court of Appeal that councils can set parking charges in order to maximise traffic management revenue (for concessionary fares, road repairs etc) and not just in order to manage/control parking. A victory for Barnet would therefore have enormous consequences not just for CPZ residents but for car users generally. Councils would have a sweeping new power to raise revenue form drivers. Barnet have until the end of this week to lodge appeal papers. A petition has been set up urging the council to accept the High Court ruling. I would be extremely grateful if you would read the petition as soon as possible and sign it if you agree with it. Again, I can;t post a link. Please Googel "Barnet online petition" We only have a few days to persuade the council not to appeal. Thank you David Attfield,
  9. http://epetitions.direct.gov.uk/petitions/42019 Please everyone who sees this, sign it and post it on. We have until Nov 2013 with this one!
  10. Hello All! A 'living wage' is the term used to describe how much someone needs to earn per hour to afford the basic essentials in life, not luxuries, essentials. The campaign for a living wage is growing in strength with Labour now throwing its support behind the idea and London mayor Boris Johnson saying it has his wholehearted support. The recommended living wage was recently set at £8.55 an hour in London and £7.45 an hour for the rest of the UK. The minimum wage is £6.19. Please sign the petition in favour of raising the national minimum wage to match the living wage needed for people to be able to support themselves. find the petition by clicking here- http://epetitions.direct.gov.uk/petitions/41273
  11. Hi everyone new to forum and couldn't find appropriate forum to post I was until recently a sole trader and unfortunately due to many factors, I had to close that business and start again, only this time as a director of a limited company. the new company is doing very well, and I am very optimistic about the future. problem I have at the moment is that I have one particular supplier (based in Holland) who are chasing me for payment of invoices for the sole trader business. I have been in communication regularly with their uk based solicitors (who I believe are actually acting on behalf of euler hermes credit insurance group). I have made various offers to make payment in full over a period of time but each offer has been refused. the debt is £75,000 circa, and I have always maintained the intention to repay, but couldn't afford to make large payments to begin with as I have had to wait until the new business becomes more profitable before I can afford to repay the debt - on the offer i made the debt would have been repaid within 12 months. I do not own my own home or car (or anything else as substantial as these) and my only asset is the new business itself. after receiving a stat demand a few months ago, I have now received a phone call from someone who wants to serve a bankruptcy petition against me is there a way I can defend the bankruptcy as I would prefer not to go bankrupt - I have been advised by an insolvency practitioner that I would be best to simply sign my shares in the new business to someone I trust and simply make myself bankrupt, but I really want to avoid this type of action as much as possible any help would be very much appreciated
  12. Hi I am a new member and really need some advice. I have spoken to every debt charity i can find been referred to some and now come to a dead end unless i pay a solicitor £1000 to represent me and I haven't got that sort of money right now. I was in financial difficulty some years ago and got myself into debt . I was being pursued by BWLegal on behalf of Lowell portfolio 1 ltd who had purchased 2 credit card debts from Capital One ( Europe ) PLC. The debt was for £886.92 and £2384.24. They issued me an 18 day Statutory Demand dated 13 April 2012 which gave the details of the debt and the default date as 9th December 2005. Lowell Portfolio give the date of Assignment as 19th January 2007. No breakdown of debt or statement has been included. Due to my own ignorance and other reasons i have not applied to set the demand aside and was pressurised and bullied into paying BW Legal £2150 on the 14 May 2012 and agreed to a repayment of £60 per month until the debt was repaid and they agreed a 20% reduction in the total amount repaid. In our telephone conversation i said i can't recall the debt as it was so long ago and they verbally agreed to send me copies of the agreements ( they now deny this). As no copies of the agreements were sent i didn't give them any more money and this resulted in them issuing a Creditors Bankruptcy Petition on Failure to Comply with a Statutory Demand. The petition was dated 15th February 2013 and the hearing date 21st March 2013. I was served the petition by hand in the evening on the 9th March 2013. I panicked filled in form 6.19 and filled a notice to oppose the Bankruptcy Petition on the 13th March 2013. This is what I put: " Take notice that i ........ Intend to oppose the application to make a bankruptcy order on the following grounds : After receiving a statutory demand from BWLegal and being close to the 18 days to set aside the notice. I came to an arrangement with BWLegal to pay them £2150 and then the remainder of the debt to be reduced to £466.53. This was to be paid in instalments of £60 per month with the remaining balance of £46.53. I did state that i did not acknowledge my indie tenses to this agreement and had no recollection due to the fact it dated back to December 2005. I also think the debt is statute-barred. I did however agree to the above if BWLegal would not seek bankruptcy and would in a reasonable time frame provide me signed copies of the agreements and statements from Capitol one Europe plc. BWLegal agreed to this and i paid them £2150 to show good faith. Since then no agreements or statements have been provided as agreed by BWLegal . BWLegal constantly send demands for the outstanding balance of £1120.66 this is contrary to what was agreed. BWLegal have failed to provide the appropriate signed copies of the agreements with Capitol one or any statements of the alleged debt and have not complied with the payment arrangements . I would therefore ask the court to deny the bankruptcy order and ask BWLegal to provide the appropriate proof of debt within 14 days to the debtor. If this cannot be done then BWLegal refund the original payment of 2150 to the debtor. I apologise for wasting court time on this which could have been avoided if BWLegal fulfilled their arrangement ." I attended the hearing on the 21st March and after the district judge it seemed spent 30 minutes explaining to me how serious this matter was and i should get professional help adjourned the hearing of the petition to 14th May 2013. It is further ordered that the debtor must, not less than 4 clear days before the adjourned hearing file at the court and serve on the creditor a detailed statement in support of his opposition to the bankruptcy petition, exhibiting copies of all relevant documents. Dated 21st March 2013 Since then as my wife and i are very stressed about this i have telephone BWLegal repeatedly and asked for a balance to settle. Up to now they just say they are waiting their clients instructions. A person from the nationaldebtline has told me that she thinks this debt is definitely statute barred just because i paid £2150 it was after the 6 year period and the statute of limitations act clearly states that once the 6 year period has gone it cannot be restarted . BWLegal have no right to pursue this debt through the courts and the judge should have thrown it out. She went on to say she wasn't a solicitor and in few of the seriousness of the situation check her advice out. The judge did say that it is in the court discretion to grant a set aside to an 18 demand if i wanted to apply now with good reason ? Not sure if this is a red herring. My problem is what do i do now i am running out of time and cant get good advice without paying and i am flat broke. Do I apply to set aside, can i have some help in filling a better defence, is it true it is statute barred ? Please some one help the clock is ticking for me. Thank you for reading my post .
  13. Hi there I am confused! I have been having numerous telephone calls from Frederikson International Ltd about an old overdraft with Lloyds. I have ignored the phone and the calls have stopped. However a man called Terry knocked on the door last Friday and asked my 13yr old if I was in. My husband didn't answer any of his questions! I thought her was for the overdraft but I received a letter yesterday with a paying in card from Frederikson stating I could pay at our local post office - which closed about 6 years ago!! I have just checked our mail box and there is a hand delivered letter from T Brydon from Lewis International saying that Lowell have asked him to serve a SD and he will be back on the 20th April. As I haven't left the house since yesterday I can only assume that he didn't knock but posted it. I have had 2 dealings with Lowell - one was for a Capital 1 card and they served a SD. That is how I found this site!! I sent off for the CCA (?) and filed against them and of course they didn't turn up to court. The next week they wrote and said as a goodwill gesture they were closing the case! The second has been for an old T-mobile account. Hamptons Legal last wrote to me on the 11th April 2011. So my question is would they now be issuing a sd after waiting a year? Would they have bought the overdraft off of Frederikson but if so why are they writing to me yesterday? Any thoughts?? Thanks
  14. http://epetitions.direct.gov.uk/petitions/41494 Sign this petition and share as much as you can. The only way we can bring about any real change against the immoral conduct of the DVLA is by signatures on the petition.
  15. Keep search-and-rescue (SAR) run by the military - e-petitions epetitions.direct.gov.uk/petitions/45283Cached You +1'd this publicly. Undo DO YOU WANT THE AMERICANS TO RUN OUR SEARCH & RESCUE? THE AMERICANS WILL BE IN OUR SKYS DO YOU WANT THEM TO PATROL OUR SHORES:-x PLEASE PLEASE, SIGN THIS E PETITION AND SAVE & RESCUE ONE OF OUR REMINING SUCCESS SORIES THAT HAS STOOD THE TEST OF TIME SCINCE 1940 We have an outstanding search and rescue helicopter service paid for through taxation. We are now being asked to accept a substitute service, still paid for by taxation, that many people, particularly within MRT and SAR itself, feel is off a lesser standard. That’s the real issue, and there’s a danger that in the confusion of the debate, that we lose sight of that, and the military SAR at the same time. epetitions.direct.gov.uk/petitions/45283Cached You +1'd this publicly. Undo The UK Government is currently looking to replace the existing Search and Rescue (SAR) service, run by a combination of RAF, Royal Navy and Coastguard helicopters, with a privatised version. At the moment the UK Government is seeking companies to tender for the contract. As taxpayers we already pay for the existing SAR service, and if privatised we will pay for the new one as well, albeit the work will be carried out by a private contractor. To me it is a dangerous and unnecessary move. Unfortunately, as this was proposed by Labour and is now being pursued by the Tories, I’d say it was likely that this will be implemented, unless there is a real uproar caused amongst voters themselves, as happened with the proposals to sell off woodlands in England and Wales. Privatisation has never been the greatest success in this country. When private companies and shareholders become involved we have to ask, will corners be cut to maximise profits? Worse, what will happen if that company goes bust? No rescues while in administration? Virgin Search and Rescue? Or God forbid Easy Rescue! “Sorry sir, your rucksack is over the baggage allowance limit. Would you like to pay £50 to upgrade to our all inclusive rescue package, or will we just leave your bag on the mountain?” We have an outstanding search and rescue helicopter service paid for through taxation. We are now being asked to accept a substitute service, still paid for by taxation, that many people, particularly within MRT and SAR itself, feel is off a lesser standard. That’s the real issue, and there’s a danger that in the confusion of the debate, that we lose sight of that, and the military SAR at the same time. More at my blog: http://airdrieramble...rch-and-rescue/ You provide the soul, the spark that drives me on Makes me something more than flesh and bone...
  16. I am going to be served shortly (within a week) with a bankruptcy petition from Aktiv Kapital for fees arising from an Appeal Court case from a Set Aside Application hearing. History In 2012 I received a Statutory Demand ("SD") from Aktiv, I applied to Set Aside. Aktiv responded by Witness Statement and represented a copy of the signed application form and a set of 2007 T & C's (account was MBNA credit card taken out in 2002) exhibited by Aktiv as a true copy of the 2002 original agreement. At initial set aside court hearing I made representations that the T & C's were not a true copy of the original, but the Judge made a judgment that Aktiv's represented application form and T & C's were the documents making the original contract a valid one! I appealed that decision of that court, and again failed at the Appeal court, and fees were awarded to Aktiv. Aktiv issued a bankruptcy petition against me for the outstanding balance of the SD, of which I inadvertently paid to stop bankruptcy. I issued a claim against Aktiv of unlawful enforcement of the agreement, the Judge being presented with many corroborative facts showing the T & C documents were false, and Aktiv had engaged Fraud, struck out my claim as I had not used the word fraud in my Particulars of Claim ("PoC") (only in my Witness Statement and skeleton argument), but had only alleged unlawful enforcement in the PoC, and he also stated the claim was without merit. Aktiv issued a SD for the fees awarded at the Appeal hearing, I applied to set those fees aside as they were founded solely on the false documents (T & C's) represented by Aktiv as the original, of which Aktiv admitted in their Witness Statement for this case that, "it now transpires that the T & C's were not those at time of inception." The Judge of this case (application to set aside) again struck out my application, and without merit, also afterwards immediately made an application to the Designated Civil Judge to have a Civil Restraint Order against me. I now have an Extended Civil Restraint order against me! From two without merits cases, which I had evidenced Aktiv's represented T & C's were false! I made a formal complaint to the Police alleging Fraud, Perjury and Perverting the Course of Justice on Aktiv's part, as they had made conflicting statements within their Witness Statements regarding their representation of the T & C's, their admissions, misleading of the court and their gains against me to my detriment, the Police wrote me a two page letter of reasons why they refuse to investigate. Request Given that two judges on three separate occasions have been given information which evidences beyond reasonable doubt (only need balance of probability in civil court) that the represented documents exhibited by Aktiv were false, and they engaged Fraud, but did not listen, the Police will not investigate, what then can I do about the Bankruptcy petition, as I do not have the money to pay for the petition? Aktiv's bankruptcy petition is founded on the fees arising from the Appeal hearing from the original set aside hearing where Aktiv misled the court into believing the represented T & C's were a true copy of the 2002 set when they were a 2007 set. Any help, advice or suggestions would be appreciated, thank you very much.
  17. Francesca Martinez, who has cerebal palsy and often describes herself as ‘wobbly’. Just a quick plug for the WoW Petition which has been submitted by actress and award winning comedian, The petition calls for a Cumulative Impact Assessment on all government cuts and changes affecting sick and disabled people and a stop to the Work Capability Assessment. It already has over 23,000 signatures. You can sign the petition here and read more about WoW here
  18. Just had a phone call from a friend who I helped out with some debt issues a couple of years ago. She is on ESA, and does not work any more. Recently seperated from her husband, and recives a small amount of board from two teenage children who live with her (both on JSA after collapse of family business). She receievd a "Statutory Demand" from Royal Mail for a business account debt (about 9K) in september last year. She had no grounds to have it set aside, and Royal Mail would not accept a token payment, so she basically said "well, make me bankrupt then. I've no assets, no income, and shed-loads of other debts". She has received a "Creditor's Bankruptcy Petition" today, by personal service, saying she has the petition will be heard at the beginning of march. She does not intend to contest the petition, The debts which I helped her with a couple of years ago (which all have ignored CCA requests, but no PPI) total arond 30K (not including the Royal Mail one) Debts are nearly all related to setting up a business with her husband which was never very successful, and trying to keep it afloat - some of the other debts are joint, and husband has around the same amount of personal debt - he is on short-term sick whilst recovering from a bowel operation in November. Questions... Does she have to attend the court on this day? What information will she need to take? Will she need a solicitor to attend with her? Is there any other information which I should pass on to her? Thanks
  19. Here http://epetitions.direct.gov.uk/petitions/33327
  20. Hi. I wondered if Francesca Martinez's petition against the War on Welfare is here somewhere for everyone to sign. Found it on twitter and did a search here, but didn't see it. If not, can someone - a mod or whoever is allowed to - put it on? Thanks.
  21. Recently managed to get an an Adjournment of a Bankruptcy Petition but need to prepare for my next hearing. The judge mentioned Abuse of Procedure Law Lords Part 7 and referenced a particular case to consider for the next hearing, she mentioned 'Durant' or the likes, but I can not find details of this case anywhere. It is possible I have not written the name down correctly. But basically between being harassed by Arrow while suffering depression, husband having major heart surgery and off ill for months and Arrow refusing part payments. I believe she said that by taking such a small sum through the Bankruptcy Courts rather than doing a CCJ was the key reason. A sledgehammer to crack a nut as such! Any help appreciated, Many thanks
  22. If like me you are hacked off by the growing trend for insurance companies to charge absorbent amounts for trivial paperwork changes or cancelling a policy then please sign this e-petition for govt regulation. Not mine, I just stumbled upon it - looks like it could do with some support so please sign an publicise if you agree. http://epetitions.direct.gov.uk/petitions/26711
  23. A business has filed a Creditor's Bankruptcy Petition on failure to comply with Statutory Demand for a' liquidated sum payable immediately' and I am unsure what to do - I will provide some brief facts below and any help is greatly appreciated: I am Director of a Limited Company and in order to fulfil a contract which we took on, I had to open an account with some suppliers. The suppliers could not open an account with the company because of some small past problem that we had had, but agreed to open the account in my personal name (so as to get over the red tape, although both parties knew the account was for the business). Given huge losses that my company suffered on the job due to sabotage, I haven't been able to pay the suppliers for their equipment yet (the sum owed is just over £20k). I am, however, due for a tax rebate which would more than cover the amount, in the next couple of weeks (although the Inland Revenue cannot give an exact date) and also have a bond account with a bank which could also cover the amount owed (although this is not due to be paid back until next year). Around 4 months ago, the suppliers filed a statutory demand notice which I did not comply with or set aside, as I was working on getting the money from the inland revenue as soon as I could. They have now issued a Creditor's Bankruptcy Petition on failure to comply with Statutory Demand for a liquidated sum payable immediately and I am unsure what to do. Given that the account with the suppliers is in my personal name, a m I liable to lose my house (even though the account was always understood as being for business purposes)? Can they even try to make me bankrupt in this way? Is there any way that I can delay for just a few more weeks until the money from the IR comes in (I can show proof that this is on its way and would sign documents to say it will be transferred straight to the suppliers as soon as I receive it)? On what grounds can these petitions usually be appealed? The deadline for appealing the bankruptcy petition is in a couple of days and so I am really desperate to get some help. Many thanks
  24. My e-petition:- Please sign, it affect all that air travel including families >>> "REDUCE TRAVEL TAX THE PEOPLE ARE SPEAKING NOW" has now been published. You can view your e-petition at:- http://epetitions.direct.gov.uk/petitions/40437
  25. Some sick people out there. http://www.causes.com/actions/1679274?fb_action_ids=390023121066148&fb_action_types=causes%3Asign&fb_source=other_multiline&action_object_map=%7B%22390023121066148%22%3A278603672255404%7D&action_type_map=%7B%22390023121066148%22%3A%22causes%3Asign%22%7D&action_ref_map=[] There is also a video link on the same page that proves it is real. But is heartbreaking to watch.
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