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  1. Hi Guys, I have been reading the forums for a long while now and hoping to find some kind of miraculous answer to my problems, you guys are amazing with the help and support you offer others. I have a few problems of my own and was hoping you could advise me too. I have been a gambling addict for 6 months now and have lost alot of mine and my hubbys money online playing slots etc, however i have recently realised my problem and got help for it. i have now been gambling free for 1 month but i am still paying for my stupidity. Myself and my hubby are working full time and between
  2. Hi everyone I'm new here so please, be gentle! Basically, I got myself into a bit of trouble with Payday loan companies : Quickquid, Payday express and PaydayUK and I'm now basically in the ****. I've sent an email to Payday express and PaydayUK asking if I can pay them £50 a month and them to freeze the interest, failing that seek advice from the ombudsman. Have I made the correct decision or a horrible mistake? - I don't fear debt collection agencies but are they likely to get involved at this stage? Thanks, Glenn
  3. Hi all, I had some pay day loans and have managed to pay them all off,:whoo:I am now debt free! I now would like them to remove all my details from their systems. This is so they don't have my data but also a way to prevent me from falling for them again and getting any more debt with them. I have tried to log into Payday UK and it seems my details are no logner recognised, but I would like to contact them formally and make sure all my details on their files are destoyed. Wage Day Advance stated that they keep my details for 6 years! Is this something they have to do by law?
  4. Following the suggestion that on-line government petitions might be used as a means of direct action and could result in the most popular petitions ending up as private members' bills, I was somewhat surprised to find there are currently NO petitions open on the new goverment site. I am assuming the site is open and ready for business? I think we should hit the most obvious and least controversial issues hardest. (I realise there is no such thing as a non-controversial issue - I was just jesting!). However, although I have never fallen foul of them, my blood boils everytime I see a tv adv
  5. Hi all, About 2 years ago i took out a wonga loan. The loan was repaid on the due date and all was fine. 2 years on i decided that i would use my Wonga account again as sometimes these loans can be very handy even though it is daylight robbery! After contacting Wonga via email to reset my password as some of the questions they where asking i couldnt remember the response i got was to ring them and they could reset my passsword. After speaking to someone @ Wonga they said they would send the issue to Head Office for them to sort out but never had a reply. After several attempts I finally
  6. I am unfortunately caught up in the payday loan trap like a lot of people on here. I have 5 paydays biggest with everyones favourite WONGA and QUICKQUID. Im struggling every month and thinking of defaulting on both of these 2 and paying the others because i never have any money. The thing is i am trying to improve my credit rating and dont want any defaults on my file, got 2 defaults which come off next year and hopefully my credit will improve but if i get another default now and done for another 6 years. I would rather get a loan to pay them all off but its hard when you have poor
  7. Hi, this might not be much of a problem question but i have gone into the payday loan trap and have 5 payday loans. I would rather get a loan to pay them all off if not most of them but my credit is poor. Can someone please let me know if there are any loan companies out their who give loans to people with poor credit. Thanks
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