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About Me


Found 4 results

  1. I took a payday loan from Capital Finance One Ltd in July 2011. The loan was £200 and the total repayment was agreed at £278. I did not wish to pay £15 for same day 'faster payment' so the loan finally credited my account 2 days after being issued. The loan was issued on 4th July 2011 and I initially agreed to repay on 29th July 2011 when my salary was paid. On 21st July 2011, I emailed CFO to ask to change the repayment date from 29th July to 4th August 2011. I explained that I had paid interest for a full month and repayment on 4th August 2011 would, therefo
  2. Hi I'm looking for some clear advise on how to deal with the Cheque Centre. I have a lot of debt and I've recently been in touch with Pay Plan and I'm going on a DMP to deal with this but Cheque Centre seem to be more complicated than that.I got a text that said my account had been passed to the Sheriff Court to be raised for legal action an should I wish to avoid this I should call them. Which I have done. Now when I first started trying to get my finances in order, I emailed them and offered £10.00 a month to start with as I have very little money, they said no to this and then
  3. Hi All, I'm new on here and I am really pleased I have found the site...I have got into problems with payday loans and other debts and I am in the process of doing the right thing and setting up a debt management plan with the consumer credit counselling service, however one of the payday lenders - 1st stop pay day - are saying I signed up saying I would not enter a debt management plan. I just wondered where I stood with this, can the enforce this? I could understand if it was with one of the shark like debt management companies but this is a charity and they don't take fees so they will get
  4. Hi all, I've been a long time reader of this site and similar sites regarding the effects payday loan companies have had on us all and I just want to add my story. My problems with payday loans all started about 16 months ago when I needed an operation and was put on sick leave from work. Going from a decent salary (£1500pm) to sick pay totalling about £300pm altogether meant I struggled to cope for a long time financially and resorted to pay day loans just to cover my rent and food bills. Eventually things spiralled out of control with me needing to take more and more loans out to c
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