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  1. Hi, I hope this is the correct site to post this thread:???: I purchased an item from a major oxford street retailer via an online account. It was a present for my wife and was purchased 27/1/14 and was presented to her on 28/2/14. A fault was identified and the item was returned with agreement that I would be re-imbursed for the postage . Subsequently I have had a "partial" refund made to my account for the item cost and not the original delivery charge of £4.95 I am in discussion with the store over other factors but I want to be clear. Does the sale of good
  2. Good evening fellow members. Before the official claim process started I wrote to CPP claiming misselling and asking for a refund of all the premiums paid. I have recently received a cheque for £ 47.00 in the post. I have been paying the CPP credit cards loss insurance cover since 21st August 1992 and I was expected to receive - in due time - a refund backdated to that year. Instead they claim that compensation is due to me in respect of premiums paid between Jan 2004 and Jan 2005 only as prior to then CPP was not subject to an agreed industry standard . They inform
  3. Hi all, i have a debt with arrow global thats is going to fall off my credit report unpaid at the end of october. The thing is i have an unpaid ccj from 2007 from Bryan Carter for a partial amount of the money owed. I am not being chased for this money but am happy to pay the ccj but not willing to pay arrow global the rest of the money as i think it was mostly missed payment charges etc. So will paying the ccj activate the statute barred debt with arrow global? Thanks for your help
  4. Hi All My situation is very similar to others who have recently received Claim Forms from HL Legal on behalf of Sigma who are claiming "part of monies due....." The POC is exactly the same as the others I've seen in the last few weeks on here and is asking for £299.99 plus court fee and solicitor's costs with a total of £364.99. This relates to an M&S Credit Card which was upgraded from a Storecard and I'm pretty sure they are on dodgy ground with this following the recent case involving a Harrods card. I've completed the Acknowledgement of Service on line and stated that
  5. Hi all, I have five debts, all around the 2k mark, I defaulted on them in 2007 and then moved overseas. I have been paying all the DCAs 5 pounds a month since then, but haven't been in contact with them at all, other than to check the current status of the debts recently (they are all basically laying dormant collecting the monthly amounts quite happily). They all have defaults but no CCJs. I am in a position to pay these off now as partial settlements, but I have a question that hopefully someone here can help with: Will the mark of 'partially settled' effectively 're
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