Good morning, I am new to this forum. I may well be asking for advise where it has already been answered so please forgive me for not searching through all the threads on here. I rent a property which has parking enforced by UKPC. We have permit and vistor bays with permit cards for both. This morning I came down to my car to find that I had been ticketed for parking in my own spot - the reason - 'Parked in a permit space without displaying a valid permit'. The cost of the ticket is £54 rasied to £90 if not paid within 14 days. I did have a valid permit in the car but unfortunately it was partly obsucured by a peice of paper, however, it was very evident when looking through the windscreen that there was a permit on display (i took a picture on my phone) - I need to know if this ticket can be enforced by UKPC. I have read some of the other threads and it would seem that it is not enforceable, but do I need to contact the company in the first instance and ask them to check with the management company/landlord to confirm that I have a valid permit and have a right to park in the space. Any help would be very much appreciated. Regards abs2222

Did you by a accident damaged vehicle Cat C Or Cat D ? Have you had it repaired ? Have you put it through a mot ? If you have your fine. If you haven't you will be stuck big time. I have been helping somebody out with this. They bought a Cat D insurance write off and repaired the damage which was a wing rad wing mirror and bonnet. The existing mot was till June next year. They were involved in a no fault accident. Both their and the other insurance company have turned around and asked them for proof of repair from the previous accident. He has had to provide invoices etc. to prove the damage has been repaired. This has been going on for 3 months or so. However if he had done a mot then no questions would have been raised about it.

Hi all i found this forum through google so hopefully i am posting in the right area. I am claiming ESA and had an Atos assessment on June 6th. 25 minutes before my appointment, they rang me to cancel saying the doctor had a flat tire and couldn't make it. Fast forward to around July 12th (Not got the letter on hand), i received a letter asking me to explain my absence from my assessment on July 10th. I wrote back saying I have had no notification of an assessment on July 10th. A few weeks later, i receive another letter telling me my ESA has been stopped due to failure to attend my assessment. I rang up straight away to dispute this decision and a friendly gentleman arranged a callback for me at 3.30pm. The callback didn't come until Monday 10am which i missed (Today) I rang the number they left on a message and spoke to a woman. She was condescending to me throughout the call and was very deliberate in confirming and asking me "So you got that letter but not your appointment letter, can you think of a reason why? - I dont know if this is part of their training but i found it disgusting along with her tone and impatience throughout. She told me that it is being referred to mandatory consideration and could take up to 28 days. Is this the correct next step? I am absolutely stunned with the whole saga and am now extremely worried about the mandatory appeal. With the process taking up to 28 days, will i receive the ESA backdated if they overturn the decision? Thanks

Hi, We moved out of our flat which was run by Urban Development Projects Ltd. at the end of August and have been waiting to get our deposit of £650 since. I have been chasing our first point of contact who said that they have been busy with a music festival (I know) and that it would be done 'soon'. We finally got a quote from a company by the name of Urban Moor Construction Ltd. with a quote for £648 to: Re paint areas to rectify scuff marks and damaged plaster work £365 This was literally a hole in the plasterboard which we had replacedbut not skimmed over. I more than expected deductions for this but not this amount. There was also a few marks in the bedroom which needed painting over which were behind the wardrobe so we didn't see them until it was too late Fill, sand and polish kitchen work surface where hole has been drilled £85 We had a space for the washing machine under the kitchen side but the plug socket was way too far under the sink, so one of the handymen on site drilled a hole through the countertop so that we could plug it in where the microwave goes Deep clean flat ready for letting £90 There was a bit of soap in the soap pan and a small amount of buildup on the shower head which we didn't see. I had a look at the company who quoted this (Urban Moor Construction Ltd.); their logo was very similar to Urban Development's so I searched them both in Companies House... Lo and behold, they're both registered to 51 Selby Road in Leeds! Has anyone ever heard of a company doing this before? I can assure you that there definitely isn't £650 worth of repairs there so I feel as though they're trying to make a quick buck off of us. Oh... Just had a very patronising phone call off of Marc, the MD. He said that if we take it to TDS, they will look at the pictures and throw it out and then he called me a d*ckhead. How lovely. Luckily the call was recorded.

Hi and thanks for any who can help. I raised grievance for bullying, and periodic aggressive attacks on me by secretary (relation to owner). last straw was when the owners "secretary" said she was giving my admin work of home office stuff and staff files to senior care assistant. she is studying her NVQ sorry now QCF level 5. my roles are admin and Activities as per my contact. I have had attacks on me since 2011 but was unable to do grievance until now as 1. did not have employee handbook until 2012. 2. because of aggression 3. changed of matrons' who did not want to deal with my concerns or who were being bullied their selves. The care assistant has been gradually taking over most of my admin work , i have had all good feed back in the past and now, so apart from care assistant just starting her QCF, i dont know why, she relabeling, she's auditing "my" staff files' and even tried to publicly critise.even nurses are asking care staff member to do forms for them, so am unsure what they have been told too. Anyway i raised grievance, yesterday the owner asked to speak to me, she said it;s informal chat , then started asking me questions which relate to the grievance, said i would like you to focus more on activities and anyone can do admin, then said she did not know anything about the grievance/ meeting due next day today... the person who wanted to take the notes is also related but yesterday denied any knowledge of the arranged grievance hearing* when last week he called me over and said the grievance letter it.s no biggee we can sort out, perhaps we can have meeting next thursday or friday i will do a letter I said next friday would be better for me, whilst he walked passed meyesterday he told a staff member that he would not be in tomorrow. So in the end the owner said she would be coming in to the initial hearing. Today 1 hour at 1pm ish before hearing she had bad head and headed off to hospital, i was asked to put meeting back later to 3pm. at 2.46pm she rang , said she was at hospital having blood tests, i asked about our grievance hearing as the home manager who was to take the meeting was on annual leave after today. she said are you in on monday i said yes, she said it's only a grievance , i can do it on monday without the home manager.. so now im worried. firstly she tried to have informal chat in the middle of process, she is the owner and she would be the person who i would need to appeal to after the home manager has done his investigation. Now she wants to hold herself without the home manager being present..she's broke our own employee handbook policies and procedures with regard to grievances. she did ask me if i wanted to do an NVQ, i feel she's trying to sweep under the carpet. what do i do when she calls for an informal chat to deal with a formal grievance monday. grateful for advice, thanks so very much all.

http://www.bournemouthecho.co.uk/news/11451963.Police_tell_crime_victims_to_carry_out_their_own_investigations__watchdog_says/?ref=rss

I recently moved in with my girlfriend, we now have 4 cars parked, wholly within the paved/tarmac area fronting the house, so none of us touch the pavement, road or adjoining properties. Our neighbour is complaining that she can see cars from her lounge window, we have searched all of the relevent paperwork, but can find no restrictions as to where we can park on our own property. we do not want to be confrontational, but does anyone know of any rights she has in this case, the cars are all standard (no noisy exhausts, flashy spoilers etc) I think that she is just trying to flex her muscles in her role of perceived queen of the Cul de Sac.

Long story short after defaulting on 3 accounts 6 years ago I have finally ridden my credit file of these accounts, 2 of them requiring drawn out battles to remove early which I eventually won.. ..but now it seems my celebrations were premature. Over the last 8 months I have been applying for credit cards at the rate of 1 every 1 or two weeks. My idea was that it was getting so close to the defaults being removed I could get accepted at anytime. However I was under the impression that these searches were insignificant and at worst they would have a very very minor effect on my credit file... .but I have now been informed that I have been rejected for having too many searches and face 6 further months in the wilderness before I will be accepted. Any ideas on where I go from here besides the obvious no applications for 6 months and try again? I'm so deflated by this silly mistake.

Dear All, I'm a new user here and I have read many threads in the forums about various scenarios, but have not been able to find a response to my circumstances so I'm hoping someone can help here. I live in a block of flats which has a car park with an allocated space for each flat. I am renting my flat and the allocated car parking space is part of the lease. The car park is gated and requires a security code for entry. We are required to display permits in our cars. There are signs up around the car park. I was sent a NTK in the post telling me about a PCN I got on the 3.9.13 for not displaying my permit but there was no PCN initially attached to my car on this date. My car is rarely used, so it may be that it went unattended for several days and that someone might have taken the initial PCN off my car. I was not aware of the PCN being given to me until I got the letter in the post. My permit may have fallen off the dash/windscreen, but as I do not go down to my car on a daily basis, I would not have seen this until several days later. My question is where to go from here? This is most frustrating and something I could do without having to deal with. But I wanted to post here and get some help for myself and other residents too. I have not made any appeal yet to the PPC and wanted the help of members here to give me some guidance as to the best way to proceed. Some say to simply ignore the NTK and any further notices and others say that appealing and eventually going to POPLA is best as it shows that you have made attempts to appeal and at the least the incurs charges for the PPC. I find it unfair that I parked in my own space yet because my permit might have fallen down and I hadn't noticed is still valid grounds for them to give you a PCN. If this is the case and my car is only used rarely, why did I not receive further PCN's on subsequent days? I have not trespassed as this parking space is part of my tenancy agreement/lease, I have not stopped others from parking in the space as this is my allocated space anyway, and the PPC have not lost any financial gain or "pre-estimate of loss" as most people word it. Please help me to sort this out and in turn be able to help other residents in the flats. Many thanks in advance to everyone and of course do let me know if you need further information.

Seems stores are now going to be charging us for plastic carrier bags. Whilst I have no problem paying for these, I object strongly when these bags are plastered with the logos of the stores. IMHO, they should be paying ME to do their advertising. Anyway.. having a fair old stock of plastic bags anyway, I have knitted/crocheted my own bags out of these. They are far stronger and none of the logos show There are plenty of knitting patterns available if you google them, but these two links have proved to be useful. http://www.dailymail.co.uk/femail/article-450744/Knit-shopping-bag.html http://plasticisrubbish.wordpress.com/2008/09/11/knitting-with-plastic-bags/ And I have attached a pdf for a crocheted bag. [ATTACH=CONFIG]46859[/ATTACH]

Hi all, Currently looking into starting my own business and had a mentor meeting at JCP with a guy from chamber of commerce who raised a question of legality. I am planning on running a computer repair service from home and offer a same day service for customers who drop off the computers rather than me picking them up. This guy I spoke to yesterday stated that I wouldn't be able to do that, I would not be able to have customers dropping off their computers/laptops etc.. I have looked online and cannot find any information regarding this other than the council regarding the change of the property usage. This isn't an issue since the room I will be using as a workshop is the cellar which I am in the process of fitting out and was never used for any purpose. The vehicle traffic would not be much higher and I have parking for at least 4 vehicles off the main road. Anyone know who I need to contact to find out more information, Is it the Council regarding the business? Regards George

I was planning a visit to the hair salon, as I have long thick curly hair that hasn't been cut in several years and has become unmanageable - not good with a disability. then I came across this youtube video: I decided to give it a go, not wanting to pay the £25 for a salon visit - AND IT WORKED! I now have a great layered cut, better than my last salon visit. Just wanted to share - I hate going to hairdressers and hate the cost, and now I never have to go again!!!

I parked a van borrwed from my brother in law for quite some time when finally, after about 3 weeks I got a PCN code 62. This is a rather small van and the driveway is a bit too short even for an estate car. Is there any chance of sucessfully challenging this PCN? Pictures taken by the CEO: Pictures taken by me: PCN: I have also found info on the internet that wording "unless this PCN is challenged" can invalidate the PCN. Can anyone confirm?

Nice one Sony. www.at7addak.com/en/Articles/226627/News/PS3/Sony-Just-Patented-its-Own-Downfall Greed always kills in the end.

After a failed business in 2009 I had unsecured debts attached to my property then in August 2011 the property was repossessed. Now I have got my head out of my backside after the divorce (yes kicked me when I was down) I find some strange things are in place. We had equity of about £35K and this is still held by the banks solicitor because although someone has moved into the house the debts have NOT been paid and as of 10:10am today I’m still with my wife the registered owner of the property. Now the debts in my name where about £20k and the ones in my ex-wife’s where about £7k (inc an interim charging order dated 26 Jan 2010). Now I have a list of CCJ's and a list of the charging orders and I have requested what money is owed to my EX wife to be sent to her and the debts paid off but this is still not done and has been in limbo since August last year. All the details I have are from this morning so I don’t think they would be out of date?. Any help. Nick

I have been fighting since 2009 with the CSA regarding arrears they say I owe. After involving my MP and speaking to a manager it was reduced from £4000 to about £1200. I am still disputing this figure as I have constantly provided proof I only owe about £400 (from when I was paying legal fees to actually get to see my daughter I stupidly stopped paying maintenance) Anyway, my wife phoned Child Maintenance Options today for advice. After explaining the situation to the guy on the phone he says that from the sounds of it the CSA have not acted properly throughout the whole affair. He says that a signed letter I sent in October 2010 by myself and ex partner stating we had a mutual agreement should have closed my case. Instead they kept it open. Then, by phoning my ex partner up a year later telling her I owed over £3000 in arrears and did she want it collected but would have to end our mutual agreement, this also shouldn't have happened. Has anyone else heard of the case being closed when the parents are happy to pay each other? Also, due to the CSA then barging in a year after being told we were happy with our arrangement, they ended my relationship with my daughter and had my ex laughing all the way to the bank (despite most of the arrears being for money I had already paid!)

I moved to Northern Ireland from England in 2007. To be short, I wasnt in the best of health mainly due to the job I was doing and just packed in my job and left quietly without telling anybody where I was going moved to NI to be with my partner who I had met online. I didnt bother notifying my creditors as I figured id be unemployed for a while and so wouldnt be able to pay them. In 2008 I received a letter from BC demanding £50 a month for a court order they had obtained in payment for my MBNA card. They pretty much wanted this money yesterday so I phoned them to tell them I didnt have it. The conversation went pretty much like this:- Me:- I dont have this money Them:- Well then we'll turn this over to the bailiff. Me:- Just before you send anybody round I have a mental health condition that makes me prone to violence. Them:- Youre making threats there. We will report that to the police. Me:- I have threatened nobody. Im just giving you all the information you need to make the correct risk assessment to protect the welfare of your employees. Them:- We have a court order for this amount. We can send a bailiff round if we want to. Me:- How did you get a court order? Ive never received a summons. Them:- We summonsed you at your address ********************** in Manchester. Rather than have any hassle I made payments on the account for a while and then they sent me letters saying I hadnt paid and demanding more money. At this stage I had done my legal homework and was a bit better prepared when I called them. This time the conversation went like this:- Me:- Ive already paid and I can prove it. Im not paying any more. Them:- In that case we will pass this on to the bailiffs then. We have a court order. Me:- From which court? Them:- Northampton County Court Me:- When was it obtained? Them:- January 2008 Me:- In that case your judgment is illegal and unenforceable. I moved to Northern Ireland in February 2007 and its illegal to bring a civil prosecution against a person in an English court if they dont live in England, in the same way it'd be illegal for me to prosecute your company in a Northern Ireland Court. Them:- Well we didnt have a forwarding address, so we prosecuted you at the ******** address in Manchester. Me:- Really? Thats another offence under the outlawries bill. Them:- The what? Me:- The bill to prevent clandestine outlawries. Its a piece of legislation that dates back to the Anglo-Saxon days when failing to answer a summons meant somebody was declared an outlaw and could be killed on sight without fear of legal redress. Them:- Well im sorry about that but we have a judgment and if payments arent made then we are allowed to bring a bailiff in. Me:- Well go ahead and do that, if any bailiff sets foot on my property they will be going away in handcuffs. Them:- Why? Theyre allowed to do their job, its not a crime. Me:- It is in Northern Ireland. The legal system in Northern Ireland doesnt allow the operation of private bailiffs. In the event you had a judgment from a Northern Ireland court you would contact the enforcement of judgments officer at the High Court in Belfast, but he would only seize goods as very last resort. If you send b ailiffs around the minute they set foot on my property they are burglars and... Them:- How would they be burglars! Burglars are people who break into your property and steal things! Me:- The definition of burglary is trespass with the intent to committ a criminal offence. Your bailiffs are not welcome on my property and have no authority to enter therefore the moment they set foot on my property intending to seize goods or recover payment they are committing burglary and I will see them being taken away in an armoured landrover with handcuffs on. Them:- Ill need to speak to my manager and ill get somebody to give you a call back. Me:- Dont bother if the conversation is going to take a similar tone to the one weve just had. The law is on my side on this one. This was the last conversation I had with them until 2012 when they phoned me to ask why I hadnt paid. I had actually sent them a letter explaining I was being made redundant from my job and wouldnt be able to make payments until my situation had changed. I havent heard from them since. Knowledge is power!!!!

hi all im new to this but wanted to make a comment on parking i live in a cul-de-sac with 8 houses and 12 cars not enough parking so i parked on broken yellow lines with a faded yellow line in the middle of them both and no t bar and was given a ticket now its time to fight the council. here is my pic [ATTACH]39549[/ATTACH] has anyone any advice

Hello Everyone, First post after being directer here. Me and a now ex friend started a business X limited. (name removed). My business partner did all the accounts and admin side of the business whilst i done the physical work. The company was registered in 2010. We are EQUAL partners of the limited company On 24/04/2012 my now ex friend also registered X (norwich) limited. Norwich being our main location of operation. (her relationship partner and my relationship partner also had Y ltd and on the same date he registered Y (norwich) ltd) After my business partner attempted to withdraw funds from the bank for herself I had the bank changed to counter signature required. This means neither of us can touch the money unless we both sign. My business partner then refused to pay any of the bills and left me unable to do so. As a result and to fulfil my duties to look after the company i started trading as a sole trader under the name of ?'s X (sorry to be vague but the ? is me and the X is the company name) The limited company account now has circa £5k in funds and had outstanding bills to suppliers and service providers. Whilst sole trading i have cleared all these debts. Her relationship partner started to trade on their company and was interviewed last week under caution for fraud and deception after forming his own company and attempting to pass himself of as my partners company (they were both equal directors and her partner resigned). He also invoiced my partners clients for work. Today low and behold a court claim has arrived for the amount of just over £6k. The Claim is from X ltd (of which we are both still joint directors) but the address is NOT our registered address. The claim is against ?'s X. The POC reads : Now my issues, apart from this being a total false account are: 1) Can she issue these papers from the company against me but use an incorrect address? 2) the P.O.C are too brief for me to actually defend myself 3) The amount is not substantiated in any way 4) I have made her fully aware and all companies involved that monies are being paid to my company and not the limited company. these monies have been used to pay off bills accrued in the limited company name. How do i proceed please? Regards

this is taken from part of the BBC text news service from a story with regard to DWP and Atos assessments. Sickness benefit testing system has to many problems, Employment Minister Mark Hoban has conceded.But he said in some cases claimants "Shared responsibility" when benefits were awarded after a long appeal. This came after a BBC interview with a man who lost benefits for 9 months before an appeal restored them. Atos which carries out the tests said it's surveys found 90% were positive about their experience with us. ------------------------------------------------------------------------------------------------ I don't think I have to tell you my view on the above crap. dpick

Hello I am considering setting up my own business - I was wondering to avoid breach of contract claims etc do I have to have an employment handbook provided or would I be in breach of contract if I employed anyone? I am just trying to avoid making mistakes if I set up a company and I do not know if this is an important thing or not.

Hello, I was on ESA in Leicester England and moved in with a friend who is on full ESA in Wales. I had not passed my ATOS Medical Exam and was waiting for my Tribunal hearing in Leicester. But now that I moved to Wales, suddenly a couple of Compliance Officers made us claim as a Couple when we really are not a couple. But anyway so now all of a sudden I received a huge package of papers from Leicester Job Centre, with all my Appeal stuff in it, and a letter saying something like that I will hear about my Tribunal Hearing soon. Now I am just completely confused because from what I was told, I wouldnt even have to worry about getting any more sick notes from my doctor or having a Tribunal Hearing or anything like that, now that I am claiming as a Couple with my friend? Can anyone please enlighten me about this? Also, if I still DO have to go to a Tribunal Hearing, and lose it, what happens then to this filing as a Couple thing? Thank you

Hi all, Had a Lloyds Credit Card from 2000 til it defaulted in 2008. Various increasing limits to around £8000. Balance is £ 8800 because of charges and the interest. PPI was being charged up til December 2007. The PPI was around £65 a month up til the account was defaulted. Sar came back real quick, but only 6 1/2 years. According to Noddle, LLOYDS still own the debt, but am being hounded a DCA. No court action yet. Why would Lloyds still hang on to the debt for so long???? Other banks have cut their losses and sold to CL Finance and the like.. What would the best course of action be in regards to: 1. Obtaining / reclaiming PPI prior to 2006 2. Obtaining / reclaiming penalty charges prior to 2006 Am I correct in assuming that its possible to claim for the charges / ppi from 2006 and still pursue the earlier charges in a seperate claim? Is it true also, PPI claim has no time limitations? I am keen to clear this debt, so would be prepared for any refund be off set onto the debt. However, if Lloyds does'nt own the debt, can they still off set ???? Your help and views as always are most welcome. Thanks in advance. Vazunna

Revenue & Customs is facing a growing storm of protest over plans to force taxpayers to take responsibility for checking their tax code. Accountants and tax campaigners are calling on the Revenue to reverse the proposals, which they argue will make taxpayers pay for mistakes made by the taxman. The row revolves around Extra Statutory Concession A19 – part of the Revenue’s rule book. This rule means taxes can be waived if a taxpayer supplied all the necessary information, but tax officials failed to use it promptly and correctly in calculating their tax bill. The rule simply requires that a taxpayer must ‘reasonably have believed’ their tax affairs were in order. The Revenue has proposed changing the rules and replacing the emphasis on reasonable belief with ‘taxpayers responsibilities’, requiring taxpayers to check their own tax codes. Read more: http://www.thisismoney.co.uk/money/news/article-2183751/Fury-Revenue--Customs-tells-taxpayers-check-code.html#ixzz22mRpU9JN

Hello I took a loan out about 4-5 years ago and Im not sure if I had PPI on it or not, I have no paper work on it at all. I was wondering could I make my own claim rather than going to a company who will take a large portion of the prospective claim refund? Thanks