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  1. Hello I would be grateful for some help with a debt. A while back I had a mobile phone contract with Three. Got into difficulties and started to repay the debt. This was contract no1. I recall receiving a marketing call from Three offering a sim card / possibly another contract with Three. I don't remember all the details as this was years ago but I think the offer was something like £30 a month plus any calls I make. This was all done via telephone and no paperwork was signed. Contract no2. A sim arrived but I never used it. I would occasionally receive letters from Three as well as various debt collectors which I ignored. I have now started to receive letters from Lowell and the are chasing over £600 from me for contract no2. Whilst I admit I should have sorted this out before it spiralled out of control, I am at a loss as to what I need to do. I cannot afford to pay £600. Incidentally this amount is still climbing - I am not sure if any of it are charges. All I know is that I never made a single call on the new sim. I would like to know what steps I should take to resolve this. Many thanks MBK
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