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  1. i took a loan out with safety net credit in january 2017 for £100. I used their service every month and paid back on time. They kept increasing my lending amount by roughly £100 every month till october. I am now at the point of lending £900 a month and paying back £1100 a month. It has spiralled out of control ..i get paid between 2-3k a month depending on overtime. I am not sure saftey net credit is a payday loan or classed as an overdraft facility. My stupid mistake i turned to them last year as no other payday loans would accept me..they ask for all your
  2. I have a loan with Safety Net Credit I have changed my on line banking details, cancelled my debit card and ordered a new one so they can now not take money form my account or view my balance. I have had an email from them today saying if I don't restore the access for them they will attempt to take the full balance due on my pay day. If I do restore the access they will only take the minimum payment I don't trust them to only take the minimum if I restore access and I am going to email back suggesting a repayment plan, paying by DD or through payments to their bank account so
  3. Hello, I purchased a case for my tablet on 13th January. When it arrived I opened the parcel to find the packaging damaged, on inspection the stand for the case was missing. I raised a query with their customer services and they agreed to send a replacement, they did not ask to see any photos of the damaged item. I found it odd at the time that they agreed to send out a replacement before they had received the faulty one back. The replacement arrived on the 20th Jan. The return of the faulty case was arranged by them to be collected by Parcel Force on the 23rd. I packaged
  4. Hi everyone, I feel I am being put into a position by housing benefit regulations of having to consider giving up my job, I would be grateful for any help or advice. My story starts with leaving a job I was in after 12 years as an employee to do the job I am doing now. I started this job in June 2104. Basically I am a door to door collection agent, (like a provident agent), different company. I am NOT self employed but PAYE, I am on a commission only basis and I pay all my own expenses from my Net Pay, e.g fuel, car repairs, mobile phone, wifi etc. these expenses are not recoverable from
  5. Hi all, just want to confirm what i propose to do is correct. i had a £140 credit limit with SafetyNet Credit (owned by indigo michael) it was origonally showing on noodle as a credit card type service, i got it, paid it back, got it again, paid it back etc.... eventually i got in to some issues paying it back so A. i changed bank accounts and B. i wrote to my old bank asking for any CPA from them to be declined in case any money did go in to old account. This is a fairly new debt and the total balance is now £185 which i don't think is too bad to be
  6. I am trying to help someone else who has an issue with this company. This person took out a new 24 month contract through them and got a free handset. After some months they couldn't maintain the payments, for various reasons, and the contract was terminated by the phone network. This person was then told they still had to pay the cost of the full contract and since then has kept up with reduced monthly repayments made via a DCA. They didn't argue at all. Another few months pass by and these BuyMobilephones.(link removed) people turn up insisting that they still pay the full cost of the
  7. Hi I took out a contract with buymobiles.net in 2012 for a Samsung galaxy note on o2, I ended that contract early in June 2013 to get a new contract from them of a Sony xperia Z with 3. Yesterday (21 months after the contract was paid to o2 and cancelled) I had a letter from Burlington debt collection about an outstanding amount of £447 for the Samsung galaxy note, I have never had any other correspondence from buybmobiles.net or a1comms regarding this. I assumed that since I had paid o2 the remaining months for early termination that was the matter settled. I have tried to s
  8. Hello, By searching google I can see this has happened to a number of people however there hasnt been any conclusion so here is my problem and not sure where I stand. Out of the blue I received a shocking & demanding email from buymobiles asking me for £360 or return of goods within 7 days as, as they say I have been disconnected from T-Mobile. In April 2013 I followed a link from HDUK for a Nexus 4 at £15.50 a month with a free phone. I took up this offer and received said phone and paid T-Mobile every month however on the 18 month due to the small amount of
  9. The amount of money lost to phone [problem]mers has tripled in a year, prompting a major awareness campaign. An estimated £23.9m has been tricked out of unsuspecting victims in the last year, up from £7m the previous year, according to Financial Fraud Action. The main trick involves a con artist deceiving victims into believing they are calling from the police, a bank or a computer company. They suggest that the individual has been the victim of fraud and ask for personal financial information - such as card details or a Pin code - to access their account.
  10. How thoughtful of Mary Branningan of Debtsolvers.net to include us on her mailing list and to send us this email. Mary Branningan - I'm sure that we'll bear Debtsolvers in mind if we ever have this kind of difficulty.
  11. Hi everyone. I have just found out that my son has signed to play in a soccersixes league which started at the beginning of the season. Like many young people he didn't read the small print etc. Over time the interest to play has wained and he struggles to get a team together, when he does they don't want to pay! Over time arrears have built up and he has now received a demand notice to pay up or they will issue a ccj and add on all late due, monies due to the end of the season and court costs. Owes £117.55 Remaining fixtures £351 Court costs if c
  12. Hi Guys, I wonder if anyone can provide me with some advice regarding an issue I have with an online vendor. The company sells bespoke canvasses where you specify what is printed on the canvass. The one I ordered for example was for my mothers 80th birthday and had her date of birth, names of grandkids etc. We had struggled to find a suitable gift for my mother and this seemed ideal especially as we were running out of time and the website stated the following regarding delivery: "We have 2 shipping options you can select from at Checkout. The first is St
  13. Just been looking though old stuff on my computer and I came across a document I made a few years back 2011, I stupidly signed up via this website to apply for a "guaranteed" loan. However, I was then instead, giving a bunch of loan companies for which I know of anyway and also for who will not give me a loan. I cancelled my account with this guys after 5 minutes. Later that night, I phoned my bank up to check my balance and I was then shocked to learn that £67.70 had come off my account from that company! Never once was I informed from there was a charge for joining you this c
  14. Has anyone experienced this company ? On the 26th April I applied for a loan on-line with a different company I then recieved an incredibly misleading text message with a link which gave me a page saying i had been accepted and saying about a fee od £67 payments would be about £10 a week which I believed was actually for a loan,when in reality all I got was a list of companies, once I realised this I sent them several e,mails via their contact section BEFORE they took the money from my card on the 6th May, On the site it says in order to cancell click on my account and then on cancel
  15. Hi Took out a car loan with British credit trust in 2007,this was arranged by Net cars ltd(formerly net vehicles solutions ltd. The vehicle loan is now paid in full since 2011. At beginning of 2013 I instructed a ppi claim company to deal with(Don't do it) I called them several days ago and got a letter in post saying they are unable to continue my claim as the FSCS have stated that Net cars ltd were no regulated at the point of sale. Any ideas where I go from here,will I still be able to make any time of claim. Thanks in advance. WK
  16. Hope this is in the right place Has anyone dealt with this company? A family friend signed up with Loan-Options.net recently and had £64.75 debited from his bank account. (£34.75 registration fee and £30 (£1 per day for 30 days) membership fees. They appear to offer access to payday loans and other services but deny they are Credit Brokers or intermediaries. Immediately this was discovered we emailed the company and cancelled the "membership" and asked for a refund. The company refused a full refund and only offered a refund of the 30 day membership fee. I phoned t
  17. Hi, i have received an email this morning telling me plusnet are increasing my broadband by £1.50 per month, obviously this is alot and is mid term of my contract with them, my questions are can they do this as i dont have any paper work to see terms and what legal rights do i have to cancel without paying a cancellation fee. Any advice on the matter will be great. Many Thanks Tim
  18. H i has anyone had dealings with loans options.net they took £64.00 out of my account they have not given me anything I actually cancelled the membership as they call in within 24 hours. They have said they will refund £30 what on earth is the other £34.00 for. I have looked at the consumer credit act section 155 which says they can only hold £5.00 back so why do they think it is ok to just refund £30.00 . I have sent them an email stating that I want the whole amount back and quotes the credit act 1974. Has anyone else had this probl
  19. This is a bit of a long story so please bare with me cos I really do need some advice. My son has been on my case about a new Blackberry Z10 for ages! I finally managed to save up enough money and found a sim free phone which is what he wanted with a company called SIMPLY ELECTRONICS.NET I placed the order and paid the full amount of £449.95 on my debit card. I got an email the following day asking me for a copy of a current utility bill to verify my address. I thought this a bit strange so telephoned the customer service number and got through to a call centre - I was told that t
  20. Debt-line.net Not to be confused with the FREE service national debt line. You got to admit its clever isn’t it? That’s like calling yourselves citizen’s advice bureau dotnet and charging people. Anyway, apart from offering a paid debt service these leeches also provided the usual threat merchant who work for some large utilitycompanies. My sister in law had a few problems with her gas/electric andhad being dealing directly with the utility company to arrange token meters. Out of the blue who should ride over the hill threatening toobtain a warrant to break the d
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