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Found 30 results

  1. Millions of Lloyds bank customers will shortly receive a letter through the post informing them that their banking details are about to change. We explain how the changes will affect you. These customers will see the banking licence behind their account transferred to Lloyds TSB Scotland, as the first part of the process of switching them to the new “TSB Bank”. Up to 4.6m customers will be switched to this new bank after the competition authorities forced Lloyds Banking Group to sell off more than 600 branches. The Co-operative Bank is in advanced talks to run this new banking operation, with a purchase agreement expected early next year. The following questions and answers explains in more details what these changes mean for affected customers. More: http://www.telegraph.co.uk/finance/personalfinance/consumertips/banking/9703432/Millions-of-Lloyds-customers-told-banking-details-to-change.html
  2. Abuses of the administration process by invoice finance firms are costing the taxpayer “hundreds of millions of pounds”, the former president of the insolvency profession’s trade body has warned. Frances Coulson, former president of R3, said there is an “enormous amount of abuse going on at the murkier end of the [invoice finance] market” as invoice finance providers, sometimes in collusion with insolvency practitioners, profit from putting companies into administration. Banks and independent providers are exploiting contractual fees and their preferred creditor status to make money from struggling businesses, she said. Ms Coulson’s warning follows an investigation by The Daily Telegraphwhich revealed that some lenders benefit from corporate failures at the expense of the taxpayer and other creditors. She said the law firm where she works as a senior partner, Moon Beever, had worked on a number of these cases, which had “cost the taxpayer hundreds of thousands of pounds – and we’re only a small practice”. The issue had “been picked up in recent Government insolvency consultations but ignored”, she said. Invoice finance is a form of asset based lending which sees cash advanced to small and medium-sized businesses against their sales ledgers. More: http://www.telegraph.co.uk/finance/yourbusiness/9495994/Invoice-finance-firms-abuses-costing-taxpayer-millions.html
  3. New 4G mobile phone network will leave people facing £200 bills to cut out interference More than 2 million Freeview customers face bills of up to £212 – more than the cost of a year’s subscription to cable television – in order to pay for interference with signals caused by the 4G mobile network. Freeview and the BBC last night told The Independent of their anger at the Government’s apparent determination to dump the costs of installing signal filter equipment on householders rather than the mobile phone companies which will enjoy huge financial benefit from the introduction of 4G next year. Estimates suggest that between 2.3m and 3m households – within 2km of 4G transmitters - face interference with their television pictures, with some losing their signals entirely. “If you don’t have a filter you literally won’t be able to watch television. You will get very significant pixelation and the picture will break up and you won’t be able to carry on watching Freeview. They are stopping people watching Coronation Street,” said Ilse Howling, managing director of Freeview. “It will cause interference for a large number of Freeview homes and we are really concerned about that. We think the Government has got this wrong and this is really unfair.” http://www.independent.co.uk/news/uk/home-news/millions-will-have-to-pay-to-get-freeview-tv-7899834.html
  4. Hi Caggers Thought this article from the Independent may be of interest. As usual the Government has known about this problem but aint interested get the taxpayer to cough up to fix it themselves. http://www.independent.co.uk/news/uk/home-news/millions-will-have-to-pay-to-get-freeview-tv-7899834.html?origin=internalSearch
  5. The computer meltdown at NatWest and Royal Bank of Scotland that meant millions could not access their salaries has stretched to a second day, despite assurances from the banks. The systems disaster meant that payment due to be made on Wednesday night, ready for Thursday, did not appear in account balances. As a result, customers were blocked from taking money out of cash machines, while others had internet supermarket food deliveries stopped after payments were rejected. People could not use debit cards at tills, including hotel check-out desks, airports and petrol stations. The chaos was fuelled by the fact that the NatWest and RBS online banks were also hit. Read more: http://www.dailymail.co.uk/money/saving/article-2163048/NatWest-RBS-banking-problems-Millions-wages-meltdown-enters-second-day.html#ixzz1yW8ohZSh
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