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  1. hello everyone oh i dont even know where to start here! i seem to have debt letters coming out of my ears! here who and what they are... i have rent arrears of £700 with the council who are threatening to seek possesion i owe £230 to lloyds from a very old account (i got back £1400 banck charges an this is all thats left) and its now with westcott i owe £800 to a catalogue (now with moorcroft) i owe £300 to monument for an old closed credit card (yes i ahve tried an failed to get my ppi back from them twice) and fredricksons and brian carter are chasing me
  2. I had a WealthMaster plan with Abby Life for 18 years At the maturity date in june they offered me a figure that is even lower than the lowest figure of the predicted illustration figures. I complaint to the Ombudsmen service and the independent ajudicator asses the whole case and decided to go with the decision of the abby life now I am in an argument that when abby life sold me the plan they only mentioned the higher figures not the risks. but obviously in the singed contract it states that the unit linked investment can go up or down at any point. The judicator is
  3. Hi there, for two years I've been working on a software development project at home and living off savings. It's fair to say that the project has turned out to be more complex than originally foreseen but nonetheless is 85% complete and should have the potential to become revenue generating with 3 months further work. Following a recent marriage separation everything has been thrown into turmoil and I quickly came to the conclusion that it would be necessary to get a job to provide me with an income. I got an interview with a company (a leading global brand) who liked my skillset
  4. That's LIFE... Life explained - nicely On the first day, God created the dog and said, "Sit all day by the door of your house and bark at anyone who comes in or walks past. For this, I will give you a life span of twenty years." The dog said, "That's a long time to be barking...How about only ten years and I'll give you back the other ten?" So God agreed...... On the second day, God created the monkey and said, "Entertain people, do tricks, and make them laugh. For this, I'll give you a twenty-year life span." The monkey said, "Monkey tricks for twenty years?
  5. Hi About 14 years ago we were pressured into buying a life assurance policy incase my husband died while we were paying our mortage, although it was not linked directly to the mortage. As we were pressured into buying it and we didnt want it and couldnt say no are we entitled to claim anything back The life Insurance is with Pearl Assurance
  6. Ok so ive had problems with council tax for years. It all stemmed from a girl i was living with and i breaking up and her leaving me with a huge pile of unpaid bills. since then i've pretty much been stuck in a vicious cycle of being unable to pick up one years council tax because im too busy paying bailiffs for the previous years. Ive recently started a new job, which will solve this situation, however, im a self employed contractor and have to pay for everything up front and claim it back from the company who are paying for my services. This poses a problem, as im on a DMP. The DMP
  7. On the first day, God created the dog and said: 'Sit all day by the door of your house and bark at anyone who comes in or walks past. For this, I will give you a life span of twenty years.' The dog said: 'That's a long time to be barking. How about only ten years and I'll give you back the other ten?' So God agreed. On the second day, God created the monkey and said: 'Entertain people, do tricks, and make them laugh. For this, I'll give you a twenty-year life span.' The monkey said: 'Monkey tricks for twenty years? That's a pretty long time to perform. How
  8. Here is a timeline of this issue: 09/05/2012: My car passed MOT 8:30AM, 17/05/2012: I sent my car to Kwit Fit Oldbury Centre near my company for full service 13:00PM, 17/05/2012 Oldbury centre called to tell me the job nearly done and a list of repair recommendation, I said thanks but no further action needs to be taken. 15:30PM, 17/05/2012 Oldbury centre called again to ask if I found any problem before. I had been happy with my car and carrying my colleagues occasionally(even a couple of days before service), and passed the MOT, I have not found or been reported any proble
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