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I have 101different reasons for applying for a budgeting loan. But I feel that I might get refused. What are the best reasons to give,? After all,the money is still going to be repaid so I dont see why one reason should be better than the other....but that's just the way it is . Im up to my eyes in 101 different types of debt that has built up since I lost my job and I need to get some of it paid quickly. Thanks in advance for any replies.