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Got a letter before action letter from a spreadbet company, stating I owe them £3k, as my account is in debit. I havent used this account for 11 months. The debt was caused by the Swiss National Bank removing the peg, so a small bet (in wrong direction) wiped out my account and more. A bit like this: http://www.telegraph.co.uk/finance/personalfinance/investing/11562202/How-370-investors-lost-18m-in-minutes.html Is this debt enforceable in a County Court? As its not regulated by a CCA, but it says in their T&C that debit balances need to be made good. What steps should i make next? Billy
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