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About Me


  1. Hi All, -I joined the gym on the 18th of April 2017 on an 11-month contract. -I tried to cancel my membership around August/September 2018. (17-18 months of paying) -The harlands online cancellation system kept popping up with errors when I tried to cancel. -I cancelled the direct debit as the online form was not working. -I received an email from Harlands on the 25th of September telling me that I was to reinstate my DD. -I responded and let them know that I had not been to that particular gym for over a year and that I had tried to cancel but it did not work.
  2. I need some help in fighting a PPC that is harassing me for parking outside my home. Multiple tickets issued this year. Appealed to PPC for several of these tickets as I had been ignoring them, appeal failed. Did not appeal to POPLA. Now they are issung tickets without a NTD (ticket on windscreen) just photos of my car taken manually. The mutiple tickets before this all had a similar set of photos, but with a photo of the yellow NTD. They apply to DVLA for keepers details immediately and there is only 2 -3 days between date of alleged contravention and me receiving a NTK. This
  3. Hello, I’m very sorry I don’t think this post is in the accurate place, I couldn’t find where I needed to post. I have an issue with Littlewoods and Very. I have been with them for about 6 years, I owe £6000 to Littlewoods and £500 to very. I have always maintained payments up until 10 days ago when I have missed my first littlewoods payment due to have some financial difficulty. I received a few text messages from them saying they haven’t received my payment, which was fine. That was until today, I have now unplugged my home phone because I was in double figures on the calls I
  4. when I was a membership the staff at X4L accidentally locked me in the gym. I was putting my pants on in the changing room and the lights went out. As soon I put my jacket on to leave the room I realized there was no one there and the steel shutters were down. This resulted me having to leave through the fire exit which caused the alarm to go off at 10 o'clock at night. The staff apologized to me and I carried on training there for two months. Come september I leave the gym to relocate to my university city. I cancelled the membership through my bank because I have read
  5. Hi all, Had a persistent problem with multiple debt agencies over the last 4 years in particular constantly calling my mobile phone. Within a week of getting the number, I was getting debt collection agencies calling asking for a woman (obviously the numbers previous owner) as she owed just over a couple of hundred quid. I call them, tell them that they have the wrong number, they usually ignore the first time, 2nd or 3rd call usually stops the phone calls. UNTIL! The problem is, these blasted debt agencies seem to sell the debt, and I get a new debt collection a
  6. Hello All, First of I'm sorry if this is the wrong place, please move the thread if it's better elsewhere. I manage a very small esports gaming community and recently have been harrassed by an ex member who has repeatedly tried to regain access to our community and post hateful comments in the game chat over and over. As soon as we've become aware of this we've removed them and banned the account. The problem is this individual keeps buying new copies of the game and rejoining the community to post their vile comments. We banned by IP address but as anyone knows in the IT world
  7. I live in Leicestershire and i rent privately from my landlord, i deal with him directly regarding payments and any maintenance requirements. I have an Assured Shorthold Tenancy. My landlord lives in the house behind me and he has a few properties that he rents, he also has a business locally. I moved in less than a year ago in oct 2016. The property has required quite a few repairs so i guess i wont be his favourite tenant, he has always got things attended to however the tradesman/handyman that are sent to do the repairs are not particularly great. Last week the landlord text me b
  8. My first post here, I think this is probably the best place for it. I witnessed a collision between a pedestrian and a bus around 18 months ago. I have now been contacted by investigators working for the solicitors for the pedestrian asking me to provide a witness statement in person. I gave a statement to the police at the time and subsequently in writing to the bus company, plus a brief response to the pedestrian's solicitors about a year later. I have no wish to be involved any further, and in particular I have no desire to help the pedestrian and his ambulance chas
  9. Hi all Me and my partner both joined a Harlands gym in October 2016 and it has been the worst decision we ever made. When signing up we weren't given a tour round to see the facilities or offered any free-day passes or anything like that and was told me needed to sign a 6 month contract which was £22 via DD before we were even allowed in the gym. We reluctantly agreed because the gym is our local was disappointed to find that there was a severe lack of equipment in the gym and was very unsuitable for our fitness needs. For example it didn't have a squat rack, a ben
  10. Hello everyone, I'm hoping to receive any suggestions on an ongoing matter with UKPC and DRP. I have been issued with 4 tickets from UKPC almost 2 years ago for not parking my car within my designated space. UKPC is patrolling our underground parking to impede unhautorized parking on our parking bays. My car is parked just underneath a grille overlooking to the basement of the building. There were some water leakings affecting the entire building so workers had to undergo a month long repairing job. While working on it they let a lot of concrete debries fall through the grille
  11. [/HMRC are claiming that a "further information" box was ticked but there was no further information included on a child tax credit form from five years ago when my daughter was attending college and now want the payments back. I know for a fact I hadn't ticked this box as there wasn't any additional information. Could I please have suggestions as to how to deal with this?
  12. Hello So much information out there my brain is fried and it's about time I sorted this out. Erudio have started up their harassment again, stating my loans have matured and full payment is now required. My 4 loans are from between 1996-2000. I am self employed, have never earned above the threshold and although I have moved around a lot I have always kept in touch with both SLC and their parasite DCAs to update them of my situation. I responded to erudio's first demand letter by informing them about my income and including some sa302s. They have ignored this and gone
  13. discod2014

    LCS Harassment

    myself along with my partner have both had letters from LCS saying we owe them money for HMRC over payments. I wrote to LCS and asked them what year this was from and they ignored me. I wrote again and included a SAR request form which again was ignored. The last letter came yesterday with the usual good will be seized,county court etc (maybe) They keep ringing my house and my partner answered and gave them all of his information although i had told him not to. They gave him number for a company who helps deal with these debts and how you can pay. He rang them got a re
  14. Hi everybodyl, new on here and have a big problem with Brighthouse. I currently have 5 things with them up until recently could afford the weekly payment. 8 months ago found out wasnt really well and currently cannot work Going back to Brighthouse situation, I have explained this in a letter to head office and the store and asked if I could pay what I can. My original payment was 58 per week (so stupid of me to get to that) and I offer 25. I also asked them to send me a detailed breakdown of what I have left to pay on each product. I also said I wanted c
  15. Hi, Need a little guidance please. I'm posting this on behalf of my sister who works for a large government organisation. She was involved in a relationship with a senior work colleague who is employed in a different section to her and the relationship ended last year. He started bombarding her with texts about how much he loved her and that he hoped she was safe. He then started saying nasty things about her to work colleagues. It really distressed her and started to affect her work, eventually her line manager ended up having to involve her head of department. My sister is terri
  16. Hi I joined a Gym called Fitspace during the first Month a double payment of £11.99 was made to them . I only realized this when i checked over a week after it was taken out via my bank statements. This indicated to me that it could happen again as I was not contacted by the gym regarding this mistake. I sent a letter to by Bank and to Fitspace stating that the Contract had been breached as the contract stated the first payment of £11.99 will be taken out on the 16th of August 2015. however a double payment was taken out on the 17th of August 2015. I expre
  17. Hi everyone, I have a dispute with First Utility going back some years, and they are harassing me for the disputed debt. I don't know what to do with it so seeking some input please! First, a little history on the dispute. I had a dual fuel tariff with First Utility, with a monthly direct debit going out. Due to an error on their systems, I was not being charged for gas for about 11 months. They issued a single large gas bill which they said they would collect by direct debit - to which I emailed them asking them not to do it. The guidance in place by Ofgem at the time said that the
  18. Hello, I'm new to the forums, but if this is in the wrong place then could you let me know and I will re-create the thread. I was living in Australia for 16 years(I was born in the UK and moved to Aus when I was 6). I had a rough time and didn't have a job until I was 20. I never had credit before. I opened a bank account in Australia and got offered a credit card, which I accepted. I then applied for a online course, which was a monthly payment of 60 AUD. Once signed up I had realised this course that this company heavily advertised was a [problem]. It was th
  19. Last month a work man from my Housing association repair agent hit my door hard to cause injury to my shoulder. He saw that I was disabled. I did not let him into my flat as I did complain about his previous conduct and was told that he will not return. He has left me with a nervous disposition and injury. I live in fear and hightened anxiety. My housing asociation has not bothered to write or call to apologise for what happened to me My damaged keys as a result has not being repaired Also, I cannot live peacefully in my home owing to very loud drilling noise by their builders. I
  20. My husband was pressurised by Scottish Power about 5 years ago to switch to them, promising us a better deal. This was totally against my better judgement!!! However, in July 2013, we heard about Economy 10 and, as SSE was offering a good deal, we switched back to them. We heard nothing more from Scottish Power until December 2014 when a demand came for £56.99. My husband disputed it, having heard nothing from them for 17 months but they persisted and continued to harass him, threatening legal action. In desperation, my husband agreed to pay £12.99 and then £4 per month until it was clea
  21. A marston agent attended my property and wrongly executed a warrant that had been dealt with by the issuing court. The court in question had not relinquished the warrant but I had all the relevant paperwork to prove it had been dealt with but the bailiff refused to take that s proof or let me call the court for them to clarify. I was not at home at the time but my heavily pregnant partner was, by the time she called me she was hysterical and in floods of tears. The agent had terrorised her with threats saying that he was going to remove goods unless payment was made in full and that he w
  22. Dear All, I made a big mistake a few days ago. I cancelled my membership at the gym and was told I would be contacted a few days later by a manager before completing the cancellation. I made the big mistake of then cancelling the direct debit. I only just realised I should have waited for the 30 day notice period. I want to avoid Harlands harassing me? I don't mind paying but I just want to avoid the harassment. I don't want the hassle of sending letters, making calls etc. Can someone please advice me what steps I should take to avoid any harrassment? I've already paid 7
  23. For the last 4 weeks I've been plagued by nuisance callers. They call asking for George King, who I have no idea who he is, or its silent. The silent ones are the worst. I get between 8 and 15 calls a day from 08719430417 who I believe are either One Stop Loan Shop or Little Loans between 9 am and 9 pm. In all the calls I've had there has only been someone on the other end once which was this morning and as soon as I started to explain I didn't want their calls he hung up. But that didn't stop the calls. I've had 8 more today already. I am registered with th
  24. Hello please can anyone advise me . ..my story is I received a letter from Cabot Financial about a debt owed to Fashion World from 2008. They said the account was opened in my name although they are using a wrong surname on 30th september 2008 and a default was registered against me in December 2009. I sent them the letter stating I had no acknowledgement of such a debt and I would like proof of the original documents/agreement etc. They wrote me back on 30th December stating they couldn't find the records and they were pleased to confirm the account was
  25. My husband was self employed up to 2006 and then changed to a limited company. From 2006-09, he was employed by his company (not self employed) which paid his taxes. The company then became insolvent. HMRC are saying he owes £10k tax. Any advice?
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