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About Me


  1. Hi. I've been on the Work Programme for around 8 weeks now. My provider is Seetec who in turn sub-contract to a company called Groundwork (meaning I've never actually met anybody employed directly by Seetec). Over the past 8 weeks I have bent over backwards to work with them as I am desperate to get back into work and genuinely appreciate any help that is offered. Unfortunately, while my advisor has been fantastic, every other member of staff I have been faced with has been beyond useless (it amazes me some of them ever passed an interview). Today I received a letter stating tha
  2. Today I received a letter from DWP saying that I a doubt has been raised because it appears I failed to undertake an activity Ingeus told me to do. It says that on 19.08.2013 I was notified to attend/participate in an appointment on 20.08.13 but that I failed to do so. Now they need a good reason letter from me sent to the address on the letter before 06.09.13 to explain why I didn't undertake this activity. ---------------------------------- on 19.08.2013, whilst I was with my adviser, he said that he didn't have a digital copy of my CV on file , he said that if I didn
  3. RBS are paying me £2002 from the missold ppi. Thanks to everyone here - esp dx100uk and all the other guys here - who pointed me in the right direction of getting a Subject access report at Lloyds tsb where I found my Lombard direct details. Its a success that I'm happy with - thanks everyone!!!
  4. I write this as an advisory note to any person who considers taking a loan out Wonga or any of its associate companies. I simply say do not! I foolishly believed that taking a loan from this Firm would indeed enhance my credit rating, a view which is most prevalent in all their advertising material. Unfortunately this is so not the case, indeed a loan from this indiscriminate parasite of Financial health will turn a reasonable rating into your financial life loosing its battle on the operating table. Wonga and its associates are out for one thing and one thing only. Not to improve you
  5. Article in today's Guardian http://www.guardian.co.uk/society/2013/jul/22/disabled-benefits-claimants-test-atos
  6. Beware of this company Good Egg creative communications D J Higginbottom. We paid them via a website to carry out some design & print work. The work was never carried and this company failed to respond to any emails. We left a negative review on the website Good Egg creative communications simply deleted there profile and re opened a new profile with a slightly different name. This guy is definitely not a Good Egg he is a rotten EGG.
  7. Thanks to caro for providing this. To read the full report : http://www.parliament.uk/business/committees/committees-a-z/joint-select/professional-standards-in-the-banking-industry/news/changing-banking-for-good-report/
  8. Hi all, i've been reading a lot on this forum that bailiffs are not allowed to charge multiple fees and create multiple levies and wp's when acting on multiple liability orders, and that same goods on 2 levies are a no-no. what happened in my case was a bailiff visited my property with 2 liability orders (i know i shouldnt have let him in, but thats another story) and did 2 levies, 2 wp's (listing the same goods) and obviously charged 2 levy fees, 2 wp fees and 2 admin chages. he didnt charge multiple visit fees though. after reading the forum i emailed the bailiff office and rais
  9. ha409

    Knowhow no good.

    I just want to tell you guys about my experience with Knowhow. After collecting the laptop from KnowHow (keyboard failure), I realized that a screw was missing from the top left side of the frame. Long story short, couple of months passed and my laptop frame started to come from the side the screw was missing from. No biggie. I called them and told them that they forgot to place the screw back, They took my laptop but then lied to me and told me it was repaired, it was return to me with a letter from Gary Peryment, who said I abused my product. What made the situation ever worse was
  10. Hi my lovely Caggers!!! I've not posted in a long time, as I've had a slight harassment problem, particularly on the internet, so I've tried to avoid posting full stop, although I have been popping on now and again to have a read Anyway, here's hoping the problem has disappeared for good I did consider making up a new account, but didn't want to confuse myself let alone anyone else Hope you're all well?
  11. Good evening, Today I purchased a one day "temporary cover" motor insurance from Haven, the purpose of this was to use my brothers car in order to move some stuff around. I took the insurance out through a broker called temp cover. The site was very misleading and anyway after 20 minutes I managed to process the application for the policy. I paid 39 pounds for the one day cover. However, when my policy certificate was emailed to me when I opened it the policy was in fact for the 3rd to the 4th of June. So either through a mistake on my behalf or a glitch in the system (I cant be sure) I
  12. went for a repossession hearing this morning - property is under offer and due to exchange within the month so I was quite relaxed in that the mortgage company solicitor suggested they go for a 56 day order. I spoke to the 11 year old solicitor sent to represent the solicitor and we agreed to agree on this. On going into court the judge was brilliant.... "I dont understand why you are bringing this action when the house is due to exchange in the next few weeks? Why would you want to saddle these people with a possession order that will make it difficult to get another mortgage...this
  13. During the first week in February my network went down, I knew it was not my phone as the wife lost hers as well. We then discovered after a couple of days that the whole are had lost it. Numerous calls to Vodafone by myself and others in the area got zero help, as all the person on the other end kept advising was to reset our phones and other stupid ideas. They never once accepted the fault was with them and never passed on the information. After a week I went on to the Vodafone site to report the issue only to discover they don't really have an official fault reporting process oth
  14. It'll be a year this week I've been in this job, best money I've had since the glory days of 2007, saved shovel-loads of cash and even if it all went "BOOM!" tomorrow, I'm sitting very pretty indeed. But guys, I'll always be Jaybee From The Block, I'm never going to forget the hard times, having to fill out those damn job diaries, or sit for 3 hours a week with those phony work 'providers'. Couple of weeks ago a colleague of mine got laid off, and he was DREADING going back to the JC, very much the nervous type, always took everything the JC threw at him personally, to the point where he
  15. Hi I hope this is the right forum? I am looking for a mattress and I wandered into a second hand shop, and saw a new memory foam double mattress with springs in as well by Everest. My old mattress is slowly wearing out and I can feel the springs a bit now and it twangs from time to time (not often). The mattress is priced at £175.00 with £35 delivery. althrough the woman whom I next saw quoted £25. I have curvature of the spine and I do sometimes get achy hips in the morning so I don‘t want it too hard. Please can you advise me, my dad wants me to save my money and go for something a
  16. This is an old video with President Reagan in the front row. He is sitting along side of Speaker of the House, Tip O'Neil, enjoying an evening together at the Ford theater. A very funny act takes place on stage. With all of today's security around any of our Presidents, nothing the performer does here could ever take place now. http://www.youtube.com/watch_popup?v=n6mbW-jMtrY&feature=player_detailpage
  17. After doing the rounds of some of the HCEO's tonight it has come to my attention that Sherforce are down yet another Authorised HCEO who has gone to a competitor that at present features on BBC1.
  18. Hi All My daughter has made a video for the McFly battle of the fans competition which closes on the 8th January (no pressure)….….. You don’t even have to watch the video and there’s no ad’s or spam so PC safe……..She Just need’s as many votes as possible to try and win a chance to meet the band. Pretty please could you possibly click the “like” link on this video (facebook required) http://supercity.mcfly.com/battleofthefans/view/503 Feel free to promote via any possible means (Partners, Son’s, Daughter’s, Family, Friends and then their
  19. hi, i was wondering if anybody could answer my queries. i wrote off to Natwest, enquiring if i was due any PPI from previous loans. They have wrote back to me with two loans i previously had, and a good will gesture. They claim that they cannot process any information from what was offered to me etc etc, your usual generic letter and therefore offer me this gesture. I personally see this as a way of fobbing me off because theyd rather entice me with this cash, than pay the full amount due. Here are the details 1) Jan 2008 - £1000 loan APR 28.1% (closed July 2008 - i assume that i payed
  20. George Osborne has defended Britain's embattled big banks and said their survival was good for society and the country needed more, risking inflaming deep public anger over lenders following a string of mis-selling scandals. The Chancellor told the Parliamentary Commission on Banking Standards there were not enough banks for customers to choose from in the country. "We don't have a huge number banks, sadly, large banks. I would like to see many more," he said. He was giving evidence on the draft Financial Services Banking Reform Bill and defending reforms to ring-fence banks so no lenders
  21. Major banks have announced some 160,000 job cuts since early last year and with more lay-offs to come as the industry restructures, many will leave the shrinking sector for good as redundancies outpace new hires by roughly two-to-one. A Reuters analysis of job cuts announced by 29 major banks showed the lay-offs were much bigger in Europe than in Asia or the United States. That is a particular blow to Britain where the finance industry makes up roughly 10pc of the economy. The tally of nearly 160,000 job cut plans, meanwhile, is likely to be a conservative estimate as smaller banks and
  22. Hi there, I recently ordered serveral items of exercise equipment online from Sports HQ to help combat my ever developing couch potato physique. After 8 days, 5 days after the expected delivery date, I give SHQ a call as my order has yet to arrive. They inform me that according to there records the items have been delivered. I confirm there has not been a delivery and I have not signed anything to which they reply, "the driver left them on the porch". As I don't have a porch, we eventually came to the aggreement they had been sent to the wrong address and
  23. http://blacktrianglecampaign.org/2012/10/10/disabled-scots-to-be-spared-atos-assessment-after-firm-forced-into-retreat-thanks-to-daily-record-campaign/
  24. Hi all, Been a long time since I was around these forums, however searching Google this morning drew me here and I am glad it did to be honest. I have a car on finance (just over a year left on a four year agreement), and at some point over the coming months I would like to trade up to something newer, and something more practical (I currently have a Passat saloon that has done just over 100k, and could really do with a hatch or an estate). We bought the current car from The Car Shop in Swindon, and to be fair our experience wasn't bad - bit of a hike from where we are, and the
  25. I thought there was some guidance or regs which stated they cannot ask you to borrow more or use credit cards? The DCAs letter has a logo of visa etc cards and then states below pay using debit or credit card. Any further clarification or assistance on this as I am hoping to formulate a letter on this alone to them and to OFT if my assumptions are right?
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