Jump to content

Showing results for tags 'goal'.

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


Forums

  • The Consumer Forums: The Mall
    • Welcome to the Consumer Forums
    • FAQs
    • Forum Rules - Please read before posting
    • Consumer Forums website - Post Your Questions & Suggestions about this site
    • Helpful Organisations
    • The Bear Garden – for off-topic chat
  • CAG Community centre
    • CAG Community Centre Subforums:-
  • Consumer TV/Radio Listings
    • Consumer TV and Radio Listings
  • CAG Library - Please register
    • CAG library Subforums
  • Banks, Loans & Credit
    • Bank and Finance Subforums:
    • Other Institutions
  • Retail and Non-retail Goods and Services
    • Non-Retail subforums
    • Retail Subforums
  • Work, Social and Community
    • Work, Social and Community Subforums:
  • Debt problems - including homes/ mortgages, PayDay Loans
    • Debt subforums:
    • PayDay loan and other Short Term Loans subforum:
  • Motoring
    • Motoring subforums
  • Legal Forums
    • Legal Issues subforums

Categories

  • News from the National Consumer Service
  • News from the Web

Blogs

  • A Say in the Life of .....
  • Debt Diaries

Find results in...

Find results that contain...


Date Created

  • Start

    End


Last Updated

  • Start

    End


Filter by number of...

Joined

  • Start

    End


Group


Location

Found 4 results

  1. In the dim and distant past when I first left school and started earning my own living, I also started contributing to an insurance plan which promised me a wide range of benefits in return for a proportion of my salary. According to the rules then, once I had been in the plan for at least two years I would receive at least enough money to live on, for as long as I needed it, should I become unemployed or unable to work due to illness or disability and, once I had contributed for 20 years, I would receive a pension when I reached the age of 60. I dutifully contributed to this plan for 24 years without making a single claim, but then a sequence of events left me permanently unfit for work and so I claimed. At first there was no problem - I was so clearly severely ill and disabled that there was no question of not paying the promised benefits until such time as I was entitled to be paid my pension instead. At some point during those 23 years the age at which I would be entitled to my pension had increased to 65, but that didn’t really matter as I still had my ill health benefits to rely on. Unfortunately the company paying my benefits came under new management and decided to change the rules so that I now had to meet very stringent criteria to continue receiving any benefit, and unless I met the most stringent of these, I would only be paid for one year. Also, they increased the pension age by another 3 years, meaning that if I didn’t qualify for the ill health benefits, I would have no income for 17 years. I am one of the lucky ones who did continue to receive benefits beyond that single year, but there’s no certainty in it because not only can this company apparently change the rules whenever they like, I have to rely on those rules being fairly applied not just once, but every time the whim takes them to reassess my claim, regardless of any and all medical evidence suggesting that not only will I not get better, but that my condition will only deteriorate. I am now at the stage where I need more and more care, but we can’t afford for my husband to take early retirement to look after me as we can’t reliably predict if our income will permit it should the rules be changed again. Even if he doesn’t retire early, he’s in a profession in which he cannot continue beyond age 60 but his pension, from the same company, won’t be paid for 8 years after that despite him having already contributed for 42 years, making it even more vital that my ill health benefits continue to be paid. Had we not contributed to this insurance plan, indeed had we not worked at all and relied on handouts, we’d be no worse off so a combined 66 years of contributions has earned us precisely nothing and there is unfortunately nothing we can do about it. The company is of course the government and so they can apparently do whatever they like, whenever they like. Can you imagine the furore if a private company had continually moved the goalposts like this?
  2. Ok this is one that affects me directly so guidance is needed. I work for a large retailer and as part of my job they can change my shifts / hours to "suit the needs of the company". Because of this my shifts have been changed on 3 occasions causing major upheaval and stress within the family as we try to juggle time. I originally started on days then was moved to nights then twilight then back to nights all to suit the needs of the company. However now they have decided that they are changing the way replenishment is done ( Not my roll ) however this means the closure of the night shift which I am on ( Not through choice ). I have been reliably informed that the roll I am doing is not being made redundant but is being moved to an earlier twilight shift which I am happy to move to. But now I am being told that as the roll is moving to twilight I will have to re apply for my own job ( To make it fair to others? ) what about fairness to me? A job I have done for 8 years I think they are doing this in order to force redundancies of over staff and possibly as a way to change my contract to remove my Sunday premium which makes up my wage. My argument against having to re apply is that the company have used the " needs of the business" speal to change my shifts on 3 previous occasions and I was never required to re apply but now they want to change the goal posts to push though their agenda which could ultimatum lead to my redundancy cos as a union rep I am sure I would be in the firing line as the new CEO Is anti union. I am getting ready to address the current situation through the consultation process but would like some guidance on recourse, questions to support my current concerns and ultimately highlight any areas to take further should the worse scenario play out. At 50 I know if I end up out of work I will probably never work again. I have worked almost continually since leaving school.and cant see myself unemployed. Advice please. Cheers Bill
  3. Picked up on a thread on PP's blog regarding Barry Beavis... http://parking-prankster.blogspot.co.uk/2015/05/barry-beavis-chooses-john-de-waal-qc.html Anyone else spot the deliberate mistake?
  4. I hope I can get some advice concerning work programme providers mandation. please I ugently need help regarding what job goal. I am mandated to provide a list of job goal . For a start can anybody explain to me if job goal is classed as my personal data. And as I have been ask to provide it, to my understanding they do not have it and that is why it is been requested. is it correct for work programme to mandate me to provide it
×
×
  • Create New...