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  1. Hi All I've had a Claim form from Northampton court today for a parking ticket from December 2011 BW Legal for EXECEL PARKING SERVICES LTD i have sent a letter previously stating that i wasn't driving at the time i'm the registered keeper but not the driver. also all the records as to who was driving have been lost due to fire damage what do i submit as a defence and i want to counter claim expenses for having to take a day off work as im self employed
  2. Name of the Claimant: UK Car Park Management Limited claimants Solicitors: Gladstones Solicitors Limited Date of issue: 15/9/2017 What is the claim for – the reason they have issued the claim? The driver of the vehicle registration (the 'Vehicle'_ incurred the parking charge(s) on 16/06/2016 for breaching the terms of parking on the land at . The Defendant was driving the Vehicle and/or is the Keeper of the Vehicle. AND THE CLAIMANT CLAIMS £160 for Parking Charges / Damages and indemnity costs if applicable, together with intrest of £14.99 pursuant to
  3. Hi all, I just received a County Court Business Centre Claim Form from the above mentioned companies and any help as to my course of action would be grateful... Name of the Claimant ? Lowell Portfolio I Ltd Date of issue – 20th April 2017 What is the claim for – 1.The claim is for the sum of £2093 (rounded off) due by the defendent under an agreement regulated by the Consumer Credit Act 1974 for a Provident Personal Credit Limited account with an account reference number of xxxxxxxx. 2.The defendant failed to maintain contractual payments required by the agre
  4. Hi folks, i have posted on the forums before and successfully won in a claim against me. This recent claim against me for an alleged debt of 3,815.60 inclusive of their so called costs..(which to me are ropey). .please bear with with me as i need to refresh my knowledge of certain aspects in compiling my defence... In the claim form particulars . .. there is no mention of when this alleged debt was instigated , i.e. when i am supposed to have defaulted . It is my understanding that this should be there on the claim form..by default...(help with this appreciated).
  5. Name of the Claimant Hoist portfolio Date of issue – 19th may 2016 What is the claim for – 1.the claim is for the sum of £ 1653.22 in respect of monies owing under an agreement with the account no 4929xxxxxxx pursuant to the consumer credit act 1994 (CCA) the debt was legally assigned by MKDP llp(Ex Barclaycard) to the claimant and notice has been served. 2.the defendant failed to make contractual payments under the terms of the agreement, a default notice has been served upon the pursuant to s.87(1) cca 3.the claimant claims 1.the sum of
  6. Hi all I am so stressed and with nausea right now please help!! In 2009-10 a 10 yrs relationship broke down badly leaving me with a heap of depression, fallen company, stress and debt which was mostly under our personal names. Sorted some of it out such as car debt and mortgage but this credit card debt was completely untouched and i never responded to any letter/call what so ever from the beginning. The debt was a barclaycard...apparently the value is £4867 plus interest etc claim form arrived for £7197....I am beyhond worried. This barclaycard debt is now around 6
  7. Hello All, i had a credit card with creation 3 years ago with an outstanding balance of £1000. After doing the rounds with several DCA's it is now with lowells who are taking court action. i have acknowledged service with an intention of defending the whole amount as i believe the debt was sold unlawfully as no default and termination notices were ever received although i guess the assignment letter could be classed as a termination. Is it worth sending them a CPR 31:14 request as it is obviously small claims? POC Are:- (no cca attached) 1/ the defendant entered in
  8. Name of the Claimant: Lowell Portfolio Date of issue: 28 July 2017 What is the claim for – the reason they have issued the claim? 1.The claim is for the sum of £640 due by the defendant under the agreement regulated by the consumer credit act 1974 for a J D Williams account with an account reference xxx. 2. The defendant failed to make contractual payments required by the agreement and a default notice was served under s.87(1) of the Consumer Credit Act 1974 which has not been complied with. 3.The debt was legally assigned to the claimant on xxxx, notice of w
  9. Hi all, Was just going to complete the defence myself as I didn't want to trouble you all with (what I believe is a pretty simple defence), but hopefully this can help others, who are in a similar situation. This morning (dated 6th June) received a claim form, details below: Name of the Claimant: Arrow Global (Drydens Solicitors) Date of issue – 6/6/17 What is the claim for – the reason they have issued the claim? 1. The claim is for the sum of CA £7.5K in respect of monies owing by the defendant on a credit agreement held ny the defendant with MBNA under account num
  10. Yesterday I received a court claim form from the company in the title. I have never heard of them before they are claiming I owe £1110.41 with court fees of £70 & legal costs of £80 on top, so are taking me to court claiming I owe them the total of £1260.41 I've spoken to debt helpline who told me to accept I owe the debt from 2012 which is less & offer payment plan within the 14 days of the letter. Then she gave me links to find a legal aid solicitor or I'll get it ruled against me & get a ccj. Do I just have to accept this & pay the extra? Can
  11. Hi all, due to a massive cock up by myself I have missed a claimform deadline and judgement has been issued according to MCOL, this was because I went on holiday and was too late when I got back, yesterday....completely my own fault! Is there anything I can do?
  12. Today I received a claim form from Cabot Financial with docs to be sent to Mortimer Clark Sols. Name of the Claimant ? CABOT FINANCIAL Date of issue – 24 JULY 2017 Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total) - 26th AUGUST 2017 What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. By agreement between CAPITAL ONE BANK (EUROPE) PLC & the Defenda
  13. Name of the Claimant CIVIL ENFORCEMENT LTD Date of issue – 08 June 2017 Date to acknowledge = 26th June date to submit defence = 10 July What is the claim for – "Outstanding debt and damages Ref no and date of parking £236.00 Total Due £236 The claimant claims the sum of £251.83 for Outstanding debt and damages including 15.83 interest pursuant to S69 of county courts act 1984 Rate 8.% PA from dates above to 7-6-17 Same rate to Judgment or (sooner) payment Daily rate to Judgment 0.05 Total debt and interest due 251.83 I will provide the defendan
  14. Name of the Claimant ? - Parking and Property Management Date of issue – 15 Dec 2016 Date to submit defence = by 4pm Monday 16th January(i think) What is the claim for – the reason they have issued the claim? - DATE 22/08/16 - AMOUNT - £150 - DUE DATE - 26/09/16 - - DATE 23/08/16 - AMOUNT - £150 - DUE DATE - 26/09/16 - Total Due - £300 AND THE CLAIMANT CLAIMS The claimant claims the sum of £305.20 for parking charges and indemnity costs if applicable including £5.20 interest pursuant to S.69 of the County Courts Act 1984 Rate 8.00% pa from dates above to 14/12/16.
  15. 21st Jul 17, 7:14 PM Hello All POPLA refused my Appeal Hello All. I am newbie here. Trying to find a solution to my frustration. The gist of my appeal to POPLA was as follows -------------------------------------------------- *That I paid for the parking fee, which avoided loss to the parking company. *The Dashboard on the Rangerover is sloped/curved and the parking ticket could have slipped on to the steering, due to the air gush when the door was closed. *The parking ticket had no self adhesive to stick it to the dashboard. *I have shown the ticket to the p
  16. I need some advice please! on the 5th of July my previous address received a county court claim form Northampton from Restons Solicitors on behalf of Capquest it states the original creditor shop direct i do not remember dealing with or ordering with it was dated on January 19th 2012 and its for the sum of £492.12 which includes court fees, i haven't live at this address for nearly 3 years. the letter was dated for 27th of June i didn't receive the letter until the 18th of July on the letter it has a defending form with it, which needs filling within 14 d
  17. Hi all I have received a claim form from Restons Solicitors on behalf of arrow global for a debt from 2003. Arrow say they purchased it in 2011 and I remember a claim form from them in 2012 with Bryan Carter. I'm pretty sure it's the same alleged debt but it was statute barred in 2012 it still is now. This debt is 14 years old. They've tried before it's no different now. I've asked them for the prove it and also made my defence of statue barred. I just wanted to know, can they keep filing claim forms with Northampton county court? or is this
  18. I received a Claim form after sending two CCA requests, although the second one was sent a day after a county court claim was issued to me. I didn't receive a reply from the first CCA I sent in Oct 2015 and haven't heard anything from the second I sent on 16th May. The Claim form is dated 15 May The particulars of Claim are; By an agreement between Next Directory & the defendant dated 31/07/2006 ('the Agreement') Next Directory agreed to issue the defendant with a credit account. The defendant failed to make the minimum payments Due & the Agreement was terminate
  19. My wife has recently received a claim form from Restons on behalf of Cabot for an old HBOS credit card debt. We will be defending the claim because we're pretty certain that they're not going to be able to get a signed agreement with the acct number on it. I've sent an Acknowledgement of Service, and have filled out the questionaire below. Name of the Claimant ? Cabot Financial (UK) Limited Date of issue – 05 June 2017 What is the claim for – The Claimant Claims payment of the overdue balance due from the Defendant(s) under a contract between the
  20. Good morning everyone! My partner has had recent contact from this shower, who are acting on behalf of HSBC. A while ago, my partner opened a bank account with HSBC. He admits to running into an overdraft of £200, and, because he panicked, has ignored a number of letters from them trying to resolve it. He realised he couldn't ignore it any longer when a text message came to my landline for him, and I happened to pick this up, and asked him about it. he did telephone them, and spoke to the ethereal "Chris", who said that, if he coughed up instantly (there's no way h
  21. Greetings all, It's been a while since I've posted on CAG seeing as I thought I'd sorted myself out. today I got home to find a brown letter from Northampton It's a claim form from Lowell for a Vanquis debt for £450 + court fee + legal costs. Particulars are vague. Simply says I had an account. Didn't pay. Got defaulted. I have nothing on my credit file for Vanquis or Lowell nor do I have any defaults. I don't recall having a Vanquis card and it's been some years since I've even used a credit card. I'd like to dispute this in full. Is the first step to ac
  22. Hi I've just received through a county court claim form from ukcps. I currently pay and have done for a while £85 per month to park in a private Carpark for work. It was owned by the shopping centre but was then taken over and we were issued permits that we had to display. On the day I got the fine my permit had blown onto the foot well so I sent a letter to ukcps and stated this. They have carried on with court proceedings even though I have my receipts for paying every month and now I have no idea how to appeal this online but refuse to pay the £175 they are now aski
  23. Hope this post is in the right place.... My ex hubby is paying Arrow Global/Restons for an old debt. It went to court and he was served with an AOE but he agreed a lower payment of £15 per week by DD instead of the £30 taken from his wages. He has been paying this for a couple of years now, in the last 6-8 months he has missed about 4 payments so they are enforcing the AOE. He has moved jobs and they sent the request to his old employer but obviously as he is no longer there the courts have sent a letter to his home address with the form N56 to complete. As he i
  24. Hello. I've recently moved in with my partner. I am in receipt of contributions based ESA until end of Aug. My partner is self-employed. I rang DWP to notify them of my change in circumstances and was told they would send me an ESA3 form as they just needed my partner's details on record. (I presumed name and date of birth etc.) I've received the form and it's 49 pages long!!! I rang DWP to see which parts I needed to fill in as there was only a change of address. After waiting over half on hour I managed to speak to someone who said I had to complete the whole form. Surely this can't
  25. Hi Name of the Claimant ? PRA Group Ltd Date of issue – 03.04.17 Date of to acknowledge - 21.04.17 Date to File Defence - by 4pm 05.05.17 What is the claim for – 1.The claimant claims the sum of £5,000 for debt and interest. 2.On X/X/02 the defendant entered into an agreement with MBNA for a Credit Card under ref XXXX. 3.On X/X/09 the defendant defaulted on the agreement with an outstanding balance of £5000. 4. On X/X/13 the debt was assigned to Aktiv Kapital who itself assigned the debt to PRA Group on X/X/14. Notices of assignment
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