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Found 5 results

  1. I'm new to the site but just came across and need some advice. I'm one thats usually very good with finances so this is all new and scary to me. Anyway, about 3 months ago I received a parking ticket, I didn't pay it as I was disputing it due to it being a bank holiday. The rejected my claim but stated I could dispute again, however, due to new job and finishing uni (excuses) I just kept putting it off. The original fine was around £70 and then went to £112. Anyway still putting it off I received a letter from Equita. I barely read it and stuffed it in a draw to deal with the next day. However, 2 days ago a bailiff turned up on my door. Luckily no one was in but my sister came home later to find a hand delivered letter. I called the bailiff and he told me my balance had now gone up to £414+ and I must pay now unless they'll come tomorrow and increase again around £150. I was absolutely stunned. But to cause any further costs I unwillingly paid and then decided to try and fight it rather than fighting further costs. I am waiting of a breakdown of the costs but as my claim will probably get rejected again I take it I'm not entitled to claim anything back? But surely these costs are ridiculous and I've been overpriced? It will be the last time I put something off anyway. This has crippled me. Any help or advice will be greatly appreciated.
  2. My Sister is in arrears with Welcome Finance. she has provided them with a breakdown of her finances and made an agreement to pay via CAB. They are however still phoning her and trying to raise the amount she is paying. and repeatedly ask her for copies of her recent Bank statements. I have advised her to make a claim for PPI as they told her it was a condition of taking the loan. I also believe they are charging her excessive fees for phone calls.letters etc Is she legally obliged to provide copies of her Bank Statements or other personal documents? How does she make a claim for excessive charges? thank you
  3. My Partners house has been re-possessed by Arrow Global because her ex husband defaulted on a loan. The house was Mortgage FREE! AG have sold the property (5 bed detached house) for £130,000 Fortunately she issued a Severance of Tenancy via her Solicitor. The Court ordered the proceeds of the sale should be split 50/50 after the sale costs have been deducted and the amount owed by the ex retained from his half of the Money. Today she received a cheque from AG for £56,000 and although she has requested a full breakdown of all costs and payments only the cheque was delivered. We have again requested a full breakdown and await its arrival A simple calculation indicates that at least £18.000 (possibly more) has been deducted for administration costs!! Is this excessive? Without a full break down of costs from AG we are unable to ascertain exactly how much has been charged or if the monies have been split as the Court ordered. What would be considered a reasonable amount of costs on the sale of a property for 130k? If the Actual costs and fees appear to be excessive what course of action should we take?
  4. On Monday 6th Sept 2010, 7.10 pm I parked on a single yellow line in Charlotte Road round the corner from The Tram Shed Theatre, Shoreditch. I went back at 10,30 and my car was gone. Cut a long story short it had been towed away to Hackney pound. £260 release fee. Yes two hundred and sixty pounds! Unbelievable. And so inconsiderate and uncharitable.Pouring with rain, no tubes ( on strike) and I had to go back to Edmonton to collect my photo licence then go all the way back to Hackney again. I eventually got home at 3.00am. Digraceful on all accounts. Excessive release fee, unclear signs and no thought for a person stranded. Disgusting behaviour all round. Shameful.
  5. I am really hoping someone on here can help. My husband banks with Lloyds TSB and a few months back he went over his agreed overdraft limit. Now, on a monthly basis Lloyds TSB have applied £155 to his account at a time in the month when he is already up to his limit, thus taking him over his agreed limit and giving them reason to apply the same charges the following month. I have been on at him to do something about it but he has been burying his head in the sand and it has cost him £100s so far. Could someone please point me in the right direction of a letter template to help get started in claiming some of these charges back. It seems grossly unfair and like he'll never get back on his feet again if every month they make him go over his limit by charging him again and I'm really starting to lose sleep over it.
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