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Found 176 results

  1. Hello I'm at the end of my tether and desperately need advice if possible. Basically I'm on my 8th eviction in the past 9 years. Ridiculous I know but lots of things have gone pretty badly for us. Right my eviction is set for 25th June. We had a suspended order on 10th sept 2013 to pay cmi of 638 plus arrears of 400 per month. Our current arrears are a hefty 16000. My lender has refused 3 offers in the last few months 2 of 1040 per month and one of 900. I've been an idiot and stopped returning their calls and just wrote and emailed instead stupid I know but I couldn't face talking to them. Our daughter has recently had a kidney transplant and our whole time effort thinking and energy has been put into getting her well. Unfortunately the transplant rejected and has now been removed. She's finally on dialysis 3 times a week which is set in stone so I am now able to resume childminding and my husband works full time. My question is as my offers have been rejected when I fill in my n244 form do I just ask for a little more time to find somewhere half decent to rent or do I ask for a suspension which I very much doubt would go in my favour seeing as this is our 8th time in court. Any help would be massively appreciated thanks.
  2. Hi all, I'd appreciate any advice on my immediate problem please. I have a mortgage with Bristol & West/Bank of Ireland. In 2007 I took ill and fell into mortgage arrears, Bristol and West got a Possession Order so I borrowed money to clear the arrears. Due to the unfair interest rate rise imposed by Bristol & West/Bank of Ireland plus personally being unable to function properly due to depression, arrears have accumulated so the Bank is not threatening to use the existing possession order to go for eviction. I have complained to Bristol & West/Bank of Ireland, in March 2014, about the interest rise, plus the charges they keep adding which is making matters worse. Their response to my complaint was unhelpful so I am writing to the Financial Ombudsman to complain - I believe I have six months to complain to the Ombudsman which is fortunate as I cannot predict when depressive episodes may strike nor how long they will last. I do know I cannot afford to pay them £1500.00 in the next seven days, nor do I have anywhere to move my family (wife and 3 children under 16). Does anyone have any advice or could point me to information that might help please? Thanks in advance Brian
  3. Hello im aftyer some help and advise I have recently been in court in regards to Halifax taking possession of my property (court date was 24th April) the suspended the repossession on the grounds that payment of my monthly mortgage £412.90 plus an additional £60 towards the arrears which is due to be paid on 28th of everymonth, this is perfectly affordable with us and we have no problems making these payments. For some unknown reason our payment did not clear from our bank account on 28th April even though funds were available, we received no correspondence from our bank advising the payment did not clear and neither did we have any correspondence from Halifax advising they had not received they monthly payment, I found this out only by receiving a letter from Ascent legal advising Halifax had advised them to proceed with enforcing the warrant for possession, I made the payment of £472.90 on 12/05/2014 which is the day I found out the April payment had not been processed, I have spoken with Halifax and advised the situation only to be told that there eviction team/ litigation team would not speak with me until and eviction date had been set. We have no issues what so ever in keeping to the monthly payments plus the extra towards the arrears it is completely affordable to us I am starting to get a little stressed that I will have to go through the whole court process again:| Has anyone got any advise of what I can do ? could I write to the Halifax ? Halifax have confirmed that they have received the payment which was sent yesterday.
  4. Hello, I will start by saying that we are a group of three international students who share a property. It turned out our landlord did not pay his mortgage and we received an eviction notice on late April as the property was to be repossessed. The landlord of course "went missing" and did not answer to any phone calls or emails. We (the tenants) applied for a stay of execution and we got one until the end of our tenancy (30th of June 2014). We already paid the 1st month following the court's decision (May) and we are left to pay the final month of our rent (June). The mother of one of my flatmates is a Cypriot lawyer and she told us that given the circumstances we are not obliged to pay June's rent if none of us stays in the property on June, but she might not be very familiar with UK's laws. Under any other circumstances we would pay June as normal. So my questions are: a) Is the contract valid until the end of our tenancy, even though the flat was supposed to be repossessed on May and we delayed the process by getting a stay of execution? b) Do we have to pay June's rent even though no one of us occupied the property on June?
  5. We have received an eviction date for the 5th June 2014 after being behind with our mortgage payments. A year or two ago we were taken to court and the judge ordered that we paid an extra £46 a month on top of our payments. Unfortunately we also had some rental arrears on our shop and the council ordered us to pay £100 per week. We are almost at the end of paying the rent arrears but having to pay it meant that we couldn't always pay our mortgage. I have been speaking to Topaz Finance for the last few days and have been struggling to come to an agreement - I have proposed to pay £375 this month (our base payment is £256,) and £450 next month and £500 on subsequent months but they are sounding like this is unacceptable. I am due to hear back later today but it doesn't sound good. What are my options if they decide that my offer isn't good enough? Thanks
  6. We rent a house privately from a landlord. The tenancy agreement for 12 months was signed and dated last April. Originally there were three of us in the house (me, husband and a friend). The landlord only informed us at the end of November that we had some rent arrears from preceding months and we made a concerted effort to clear them, but once the friend moved out we could no longer do this. For the last couple of months we have not paid rent as we are saving for a deposit etc to move out as soon as possible. The landlord is aware of this and has obviously been chasing for us to get out, we want to get out but cannot make ourselves homeless. I spoke with the landlord today and he said if we have nothing concrete sorted within a week he will go to the court and get the sheriffs to come and evict us - apparently he pays them and they can turn up announced, seize everything in the property and give you 2 hours to get out. I realise we are in a poor position and do feel really bad for not being able to pay rent etc but we are doing our best to find somewhere else to go. Can the landlord really take such drastic action when no notice has been served to us at all and the tenancy does not expire until next month? Or do we actually have some more time if we need it? Any advice much appreciated.
  7. inspired by Tonycee success, I am planning to re claim charges back from BM. I am still with BM and paying mortgage regularly now after back on full time employment. also pay extra 200-300 every month towards arrears which i guess stands at 1500. instead of asking in other threads i decided to open a new one here. my rough estimates about charges are it will be around 2500-3000 consisting different amounts 30 35, 40, 50 and sometime 100 at various point of time cost of letters sent to me. given the scenario, could you please all guide me through. ie the steps i should follow? thanks
  8. Hi I'm not sure if this forum can help or where I would post about this topic...Could someone please point me in the right direction Thank you very much
  9. Hi, hope someone can help i am getting really worried - in Aug 2013 Kensington took me to court in regard to the arrears on our mortgage and they secured a suspended repossession order which meant we had to pay £915 per month in total. In Nov and December due to emergencies with our home the direct debits bounced. Kensinghton got in touch and did an I&E and told me they wanted me to make an extra £100 per month to cover arrears. They intially agreed over the phone and then 1 week later said that the offer wasnt acceptable. They feel i should pay more and have decided to go back to court and seek and eviction order. I will make this months payment on time next week despite me having an attachment of earnings order this month which leaves us £600 worse offer - this shows that i can afford the court order amount. What do i do about them deciding to go back to court ? will i be notified of a hearing ? what do i do next ? an help gratefully recivced.
  10. About 5 years ago I lost my job and got behind with my mortgage. MAS No5 the mortgage provider went for eviction through the courts, but I managed to have the warrant suspended. I kept up the terms of the suspension and cleared all arrears, but the mortgage company refused to retract the eviction notice and said it would have to remain as suspended even though there no arrears. Question 1: Was that lawful? About 4.5 years ago we moved out of the property to move nearer to my new job which was 100 miles away with the intention of selling or renting the property. The market collapsed so we could not get a buyer above negative equity and as the house was empty longer it became damp to the point of being not fit to live in. During this period I have been trying to pay for this property plus the one that we live in now (rented), but it has been very difficult. The final stumbling block was last year when I had all of my wages taken from my bank by a PayDay Lender (despite not all being owed to them and me not giving them my bank details) which has been the catalyst for us falling 4 months behind. Last Saturday we were fortunate enough that after much hard work and travelling up and down to the property we have a tenant who has moved in. Despite numerous attempts to agree a payment plan MAS have refused and taken the suspended warrant back to court. We have been given an eviction date of 21.02.14, but due to having rented the property, my bonus at work due in March and an increase in salary as well as having cleared some other debts I am now in a position to clear the arrears by 31st March in full as well as reducing the arrears before the eviction date. Question 2: Can I get the warranty suspended till 31.03.14? Question 3: Once cleared can I get the suspension removed? Having been visited by bailifs yesterday for Council Tax arrears for the property of £2139 (the council have imposed a 150% council tax charge I am at my wits end and could do with some advice and do not want to go bankrupt etc just want to pay my debts so I am in a position in the near future to sell this house and buy one nearer my work.
  11. Hello can any one tell me whether if you receive an eviction notice there is any way of extending the time. I am in talks with the mortgage company and have told them I am going to sell the property but I need time to do some repairs. They have intimated that they would not be prepared to grant me any time. thank you Stuart
  12. please can someone tell me its gonna be alright, we are £6200 in arrears with our mortgage plus an additional £3000 for interest & costs incurred with a suspended repo order by ge money, we were both self employed for 4 years & got into serious debt & folded the business, however we are now both in full time paid employment since nov 13 & are now in a good position to clear our debts & manage our mortgage better, we have offered ge £4000 to stop the eviction with ongoing proposals of extra £1000 end of feb , extra £1000 by end of april & extra £100 jan, feb, to clear arrears, but they have refused demanding full clearance inc interst ,total £9200 before eviction date to stop action. will the judge side with me because we previously broke terms of our suspended order
  13. Hi i'm looking for any information on what i can do and who i need to see about my hard to believe situation, it's a long story i'll keep it basic. I was handed statutory demand and bankruptcy petition on the same day and went straight to my solicitor who was going to apply to set aside and dispute the debt she informed me she had 18 days to do this, I stayed in regular contact with her but on xmas eve she informed me she needed more paperwork and by this time the 18 day limit had past and she also failed to appear in court which was held straight after the xmas holidays and i was made bankrupt with no legal representation. The disputed debt was with Lowells portfolio for £3,500 , The courts also appointed official receiver. Then i was appointed to Mazars llp and tried to work with them but they just wanted money, I was told i had a year cooling off period with no interest to be added to debt, My mother offered to pay off the £3,500 to get them off my back and leaving me to dispute the debt and claim it back, But they wanted £7,000 we asked for a full rundown on what the £7,000 was for and a couple of days later they wanted £25,000 from me. I went to another solicitors in my area who said that she would also be taking my first solicitor to court for misconduct. She applied to courts for annulment. At the hearing we explained to judge that i had never had credit card with Lloyds Tsb and the judge asked Lowells to produce the proof and lowells asked for adjournment to be able to find proof of the debt, It was adjourned for 2 months. When we returned to court they produced a really basic looking printout with No heading or any details on bank or company just a basic printout and also Lowells were replaced now with Weightmans llp. After that we had a few more court hearings but i was unable to put my defense in writing to the judge which as a 7 day limit, Because the clerk of the court had been sending letters meant for me to weightmans llp as he assumed that they were acting on my behalf and weightmans also failed to tell courts of the error, and also failed to forward all of the letters to me, But i did receive 2 letters forwarded from them but always the weekend before court hearing also leaving me not enough time to write my defense. I received an order for eviction and applied to have this set aside and case had been moved to my local court who said they didn't have enough information on the case and asked for it to be sent back to original court who didn't set it aside and again i applied to have set aside and again they sent it to my local court and the hearing was 2 days before baillifs were due, In court the judge refused to listen to my pleas because he told me on how the other judge from original court had instructed him to dismiss it. I was evicted from my property 2 days later by bailiffs and as i'm a single mother with a 9 yr old daughter i still can't believe the allowed this just weeks before christmas just gone and i had nowhere i could go my mother had my daughter and i slept in car my daughter is traumatized through this and is effecting her sleep , and been isolated from her friends. Please can anyone advice me on what i can do over what i believe to be totally unfair and i feel as if Lowells, Mazars and Weightmans have just bullied me. I want my house back asap PLEASE HELP !! Thank you
  14. Hi we were served eviction back in Juy and paid a company £500 to stop this, it worked we have since been paying NRAM part payments every week and that covered our monthy payments, we paid over the phone due both been self employed and NRAM been dirty and taking twice a month . however on 2 occasions they have processed it later and it not leavng our account on time. they stated we had had not kept condtions.and insisted we done additional income and expentedtures.and increased our payments. we kept obliging and everyime my husband rang to make a payemnt new I&E where compleated . in July the court agreed we pay our monthy of £425 and £75 of arrears we are now jumping through hoops and paying £200 per week and they are ringing every day for futher money and insinuating we cut utility bills, food , and give them more my husband is rOFSTED registered chilminder and needs our home to work and our daughter is 10 yrs FEELING VERY STRESSED
  15. hi we have had an eviction date for the 26th november iam going to the court to stop the bailiff and get a hearing with the judge, my question is if im unsucessful will the bailiff still come out at 12.30pm on the tuesday or will the judge give us time to move out?
  16. Hi All, I know this is late in the day but I have only just found your site. I hope someone may have a last pearl of wisdom that may save the day. Brief History. Property started subsiding 4 years ago, I stopped paying the mortgage, The Coal Authority arrive at my house within 2 hours of the call, fence off the back of my property & make it a hard hat area, I start a claim through my insurance company Lloyds. Back garden has a 10m x 2m trench 40-50cm deep to the back wall of the house, the wall is cracked, broken pvc window frame, window inoperable, my dining room floor dropped 3cm heating pipes fractured flooded the house, supporting wall between the dining room & kitchen floated at floor level you could fit your hand through from one room to the other, this all happened within 7 days. Insurance Surveyor said, if you had a family you would move out of here as its safety is questionable.... So thats what I did... I had the house valued, at £150-£175 a few days later, 6 months earlier it was valued at £325-£350, mortgage £220k I kept Santander/Eversheds informed & sent copies of every letter from TCB & Lloyds, eventually Eversheds started repossession I said come & get the keys no problem, I waited for the bailiff at 10am, by 11am I called Eversheds, I was told they had changed their mind & wanted me to carry on pursuing TCB & Lloyds Insurance. Work is hit hard by the recession the company I work for go from 27 staff to 4 staff in 10 months & I go from £55k pa to £20k pa. Shortly after I make an arrangement to pay £280pm interest only for 2 yrs. After 3 years & £5k of solicitors letters later, TCA said nothing to do with us 'prove it', Lloyds said its settlement & the house is structurally sound or 'prove it'!... To 'prove it' Civil engineering companies quote from £12-£15k to do a full core sample & underground camera survey with comprehensive report & don't guarantee anything but be prepared for a bill up to £30k. I decide to invest the money in the property & start repairs myself, the rear wall is stabilised, rsj on the outside wall to spread the load on the surveyors advice, also the interior floating supporting wall removed with another rsj in place to support upstairs again on his advice along with two other Civil Engineers & 65sqm of new steel reinforced concrete flooring & £23k later... nice! October this year the 2 year interest only payment comes to an end, a month to go until the jump to repayment of £940 I try to negotiate a staggered increase as I still need to spend about £5-£7k to finish the interior, re-plastering downstairs decorate new flooring & kitchen (already bought) to be fitted. I continue to pay the interest payment, my Mortgage goes into default again as I am still negotiating 6 weeks on, as it seems to take about a week to get an email reply from Eversheds. A repossession order is made, Eversheds say no more deals its 2 strikes & your out, I can submit an N244 & see what the judge says. I speak to local solicitors, I don't even get call backs, I speak to national debt helpline & Shelter, both charities, both give the same advice & direct me with filling in & submitting my N244. I submit my N244 have my hearing date, I speak to the Santander/Eversheds Solicitor before we go in to the hearing she calls Santander & says sorry no help, have to see what the judge says, she can't even look me in the eye. The Solicitor & judge obviously know each other as they are on first name terms & they have just had a hearing together. The judge takes all of the information above on board seems horrified that I stopped paying my mortgage just because my house was falling down, states an offer of paying £940 + £60 arrears with a review at 6 & 12 months for me to up the payment as I expect to earn more & take in a lodger not acceptable, he acknowledges I am in negative equity still to the tune of around £100k & states that the eviction will go ahead on the 27th. I point out that I have spent around £30k trying to rectify these problems over the past 4 years & after all that I am in exactly the same place I was at the first eviction notice, I point out that I can clearly pay the mortgage, he agrees but says I can't clear the arrears in a satisfactory time with an agreement today, I point out there is 20 years to go on the mortgage & a lot has changed in the last 5 years & so it will in the coming 5 years but he says the eviction will stand. The end!... War & peace!... a little.... Thank you for taking the time to read to this point, if you can offer any advice it would be gratefully received, the clock is ticking... Eviction 27th Nov 12pm...
  17. I have been reading through some of the posts and I must say you are all so helpful. I wonder if someone could help me please. I owe £4k to Birmingham Midshires in arrears for my mortgage. A suspended possession order was taken out in January this year. I was working but in April the contract came to an end - my Father also became ill and 10 days later he passed away. I was not in right frame of mind through the summer months to find work etc. I told BM this and kept them involved as to what was happening. I am now back at work - as soon as I told BM this they executed the SPA and evicition is meant to be happening next Wednesday 21st November. I have been dealing with their solicitors Drydens Fairfax. A few weeks ago (before they sent notice) I sent an income and expenditure form offering them the monthly payment plus £200 per month - this was rejected and was served with the eviction notice. Drydens said that they would stop the warrant if I paid £1254 in a lump sum - I just havent got that sort of money until I get paid with my first wages on 25 Nov. I spoke to Bailiff at the court and she was very helpful - said that I should apply for an SPA because the mortgage company should have accepted my new offer and as I am working have a change of circumstances etc. I applied with the N244 notice yesterday and have been giving a hearing date of 20 Nov at 10am - day before the eviction. What are my chances do you think? Do you think the courts will be on my side? I am so scared. I have a 7 year old daughter and just dont know what to do if I lose the flat. If it is denied - will I still be evicted on the 21st? Any help or advice would be much appreciated.
  18. I posted some months ago about an eviction date set for Feb this year, we managed to get a Stay of Eviction and (sadly Northern Rock). The court date was set and the court sided with NR and a mandate put in place. We managed to negotiate paying extra with our monthly mortgage and this has been fine, we pay over the phone every month but on Monday we were served an eviction notice for 27th Nov at 10am. We spoke to NR and agreed further additional payment and had to fax over bank statements which we did but NR said they didn't receive them, it is so hard to get through to speak to any one and they are just refusing. We just don't understand why they are suddenly doing this. We will literally be homeless with all our belongings some how in storage, 4 children and no where to go. All we want is some extra time to get our stuff packed and into a new property
  19. Hello anyone. I have posted on another thread under message header NRAM & Wallers as I hadn't seen this thread. Don't know if it is possible for admin bods to move and merge threads please. Anyway latest news now is that we have been sent an eviction notice, N54, with date of just under 4 weeks from today. Any ideas of how to overcome this. Having read other threads I have already printed out the N244 and advice sheet. I know we can't do anything courtwise until Monday but at least we will have the weekend to get the rude names for NRAm off our chest. Thanks in advance.
  20. Hi I have received an eviction notice for the 15/11 however the arrears of £2500 will be paid in full by Friday, what can I do to stop the eviction. Please help
  21. Hi I'm hoping you can help me please? I've been reading through various threads & have found it very useful but I need some guidance on my personal situation I currently have my main mortgage with a building society & a secured 2nd loan (£35k) with First Plus , taken out 5 odd years ago. I was made redundant in 2011 & claimed housing benefit for a period which contributed towards my payments. However I still got behind & about 18 months ago FP obtained a suspended possession order. I continued to make payments albeit in rather an ad hoc manner & by the beginning of 2013 I was up straight with it. By March/ April this year my partner & me decided to set up our own construction business so I could come off the benefit system & we could "better ourselves" financially! I had always had a reasonable communication line with my building society & wrote to them to advise of our change in circumstances & to say payments would continue but they would be a little sporadic i.e because of our self employed status & unconventional income stream. The BS were "ok" with this Because of the fact that FP contact had previously been via Eversheds I wrote to them with the same communication & asking for a status update on my account & they replied saying "their file was closed & no instructions held from their client to re-commence proceedings" . They said they would refer my letter to FP but when I heard nothing after about 3 weeks I wrote direct. FP replied saying my account was under review & that they would consider a repayment plan for the arrears. I wrote back with a proposal of paying half the arrears in one lump sum& half on top of my normal cms. Again no reply. The next letter I got was from Eversheds saying they had been instructed to enforce the order & were applying for an eviction date. The only way I could stop it was to pay full arrears straight away - which I couldn't do. So now I have a letter advising that a warrant of possession has been granted, to be enforced on 29th Oct!! I tried one last phone call to Eversheds today saying how desperate I am to avoid it going to the full process & mentioned again about the lump sum proposal. They said that they would now put that forward to FP to consider but couldn't guarantee anything. I am to complete an I&E & email them today with details. I've contacted CAB for advice & am waiting for a call back. Plus I've spoken to a company called "Revival Repossessions" who specialise in managing such cases through the court process for a fee (£300 approx) & they have said they would definitely be able to help me . I'm horribly confused & upset & don't know what to do now for the best. Other queries/points to mention - 1) no PPI 2) I raised a query earlier in year about the amount paid by me versus level of arrears but it wasn't properly answered 3) confusion around whether my loan is CCA regulated or not (& whether that matters). I was sent a CCA default notice back in March but in FP only other letter received in August they said my loan is not CCA regulated. 4) are FP allowed to ignore customer contact & not be obliged to send statements or letters ? They say they are not obliged to do so I need your help please - anything would be very gratefully received. Sorry if I've missed any info
  22. Hi I'm hoping you can help me please? I've been reading through various threads & have found it very useful but I need some guidance on my personal situation I currently have my main mortgage with a building society & a secured 2nd loan (£35k) with First Plus , taken out 5 odd years ago. I was made redundant in 2011 & claimed housing benefit for a period which contributed towards my payments. However I still got behind & about 18 months ago FP obtained a suspended possession order. I continued to make payments albeit in rather an ad hoc manner & by the beginning of 2013 I was up straight with it. By March/ April this year my partner & me decided to set up our own construction business so I could come off the benefit system & we could "better ourselves" financially! I had always had a reasonable communication line with my building society & wrote to them to advise of our change in circumstances & to say payments would continue but they would be a little sporadic i.e because of our self employed status & unconventional income stream. The BS were "ok" with this Because of the fact that FP contact had previously been via Eversheds I wrote to them with the same communication & asking for a status update on my account & they replied saying "their file was closed & no instructions held from their client to re-commence proceedings" . They said they would refer my letter to FP but when I heard nothing after about 3 weeks I wrote direct. FP replied saying my account was under review & that they would consider a repayment plan for the arrears. I wrote back with a proposal of paying half the arrears in one lump sum& half on top of my normal cms. Again no reply. The next letter I got was from Eversheds saying they had been instructed to enforce the order & were applying for an eviction date. The only way I could stop it was to pay full arrears straight away - which I couldn't do. So now I have a letter advising that a warrant of possession has been granted, to be enforced on 29th Oct!! I tried one last phone call to Eversheds today saying how desperate I am to avoid it going to the full process & mentioned again about the lump sum proposal. They said that they would now put that forward to FP to consider but couldn't guarantee anything. I am to complete an I&E & email them today with details. I've contacted CAB for advice & am waiting for a call back. Plus I've spoken to a company called "Revival Repossessions" who specialise in managing such cases through the court process for a fee (£300 approx) & they have said they would definitely be able to help me . I'm horribly confused & upset & don't know what to do now for the best. Other queries/points to mention - 1) no PPI 2) I raised a query earlier in year about the amount paid by me versus level of arrears but it wasn't properly answered 3) confusion around whether my loan is CCA regulated or not (& whether that matters). I was sent a CCA default notice back in March but in FP only other letter received in August they said my loan is not CCA regulated. 4) are FP allowed to ignore customer contact & not be obliged to send statements or letters ? They say they are not obliged to do so I need your help please - anything would be very gratefully received. Sorry if I've missed any info
  23. I was just wondering if someone can give a friend of mine advice. She let a lady move into a 2 bedroom terrace property wich she owns, for a very low rent. She has lived there for years for next to nothing but has now been complaining constantly over everything. She has also only been paying rent every 2 or 3 months instead of monthly, but my friend just let that go. My friend has had enough now and wants her to leave and find alternative accomodation, so she can sell the house. Can she just tell her to leave, or does the lady living there have rights. There has never been a Tenancy Agreement, or contract given to her. Thanks in advance.
  24. We have received court papers for possession of our rented house, the case is due to be heard on 28 September 2013. The landlord has failed to and refused to place our deposit in a TDS. We have proof by way of signed receipt from the agent that the deposit was received, it is also in our tenancy agreement that it has been paid. Is the correct way to go about claiming deposit back and compensation by using the counterclaim section of the landlords claim for possession? or would this have to be done in our own separate claim? Is it worth me doing it? or should I involve one of the many firms who are currently doing No Win no Fee? thanks in advance for your help AGAIN!!! these forums have been so helpful to me in the past to which I extend my gratitude. thepalace1
  25. I hope someone can put my mind at rest. I have a suspended possession order which was granted by the court last year. Due to my wife's deteriorating illness and being self employed payments were erratic and became 3 months in arrears. I received a phone call from Paratus-Amc advising the were going to enforce the possession. Due to major a change in my circumstances I advised the I would be able to clear all arrears by end of August (just over £9000) and also meet this months mortgage payment of £581 and all future payments on the due dates. I was told by the lady I am dealing with that if I did that by the end of this month no further action would be taken. To date I have paid £8000 but on arriving home from work today received a letter from their solicitors dated yesterday advising that bailiffs had been instructed to evict on the 13th September. What action should I take obviously I cannot speak to anyone before Tuesday. Any advice would be welcomed.
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